Warren Buffett's 20 Kateti Punch Card

Nzira yepfungwa yekubatsira vatengesi Vave Vanyanya Kusarudza pakuvaka Peji

Hazvisi chakavanzika chokuti mubhadhari wemabhiriyoni weWarren Buffett ane imwe yenzira dzakanakisisa dzekutsvaga mabhuku emabhuku. Kubvira pakutanga zvishoma zvekudyidzana kwezvikwata zvekutsvaga zvaive mavambo ekutanga ezuva ranhasi hybrid hedge fund uye padziviriro yega yega yekusungirirwa kwekugadzira yekare mishonga yemagetsi kune imwe yenyika makambani makuru ekubatisa nyika, Buffett uye mubhizimisi wake, Visi-chairman Charlie Munger, kazhinji vakataura nezvekuti vakaita mari yakawanda sei mune zvishoma zvemabhizimisi makuru chaizvo .

Kuderedza Mitsva Inowanikwa

Havana kutsvaga zvakasiyana-siyana nekuda kwekusiyana-siyana kunyange zvazvo vaigara vachitsvaka kuparadzanisa zvinyorwa zvavo . Pane kudaro, vairatidza kushivirira zvakanyanya, dzimwe nguva vachigara pahomwe huru yemari muzvikwereti zvavo kwenguva yakareba kusvikira chimwe chinhu chakangwara chikauya kwavari kuti vatenge.

Zvakanakisisa zvezvipuriro izvi, zvakadai sedanda ravo muThe Coca-Cola Company kana Wells Fargo & Company, vakagara pabhiriji kwemakumi emakore, vachishandisa simba rekugadzirisa uye kutengesa mitero . Apo pavakabvunzwa pamusoro pesarudzo dzavo dzekutsvaga, Buffett kazhinji ane zvishoma zvezvikamu zvikuru zvezano raanogovera. Izvi zvinosanganisira:

• Rambai muchidzika chekuchengeteka pakati pemutengo wekutenga uri kubhadhara bhizinesi uye kukosha kwezvakakosha zvebhizinesi iyo ingakosha kune mutengi wenguva yakareba wekutengesa seyakayerwa nehuwandu hwezvino huno hwekuderedzwa kwemari inoyerera. Izvi zvinoreva kudzivisa zvinhu zvakakosha semisungo kana zvikwereti zvimedu . Kana usina kusava nechokwadi, kuverenga mugove wako wekambani yekutsvaga -kuburikidza nemari yekuwana .

• Dzivisa kushandisa zviyero zvizhinji zvekutenga zvikwereti kana zvikwereti mumisika huru. Kana iwe wakachenjera, haufaniri kuchida uye kana iwe uri mbeveve zvinogona kukukuvadza.
• Ingotenga zvinhu zvaunonzwisisa. (Mutori wenhau anonzi Peter Lynch akaisa sekuti, " Chengeta mune zvaunoziva ".) Dhaira muFomu 10-K uye mushumo wegore .

• "KISS", kana kuti "Itai Zvakare, Benzi".
• Tsvaga zviratidzo zvaunenge uchitarisana nemugovera-ane hutungamiri hwakanaka .
• Tarisa pane nguva refu. Warren Buffett anoti unofanirwa kunge wakanyatsonaka kana misika yemabhizimisi yakavharwa kwemakore mushure mekunge iwe uine unhu mune bhizinesi nekutenga zvayo, zvigadziriswe kutarisa pamutengo wemari unoshanda kune zvaunowanikwa uye zvikamu zvaunowana semuridzi wega kana zvaireva iwe haugone kutenga kana kutengesa zvakare panguva iyoyo.

Kunze kweizvi, pane chimwe chinhu icho Warren Buffett achidzokorora icho hachiwani zvakawanda zvekuparidzira mumagazini kunyange zvisinganzwisisiki. Kubva pamakore ekuma1991, apo paishanyira vadzidzi vekoroji uye kupa mazano ekupfumisa, Buffett akamboti, "Ndinogona kuvandudza mararamiro enyu ekupedzisira kuburikidza nekukupai tiketi ine makumi maviri chete mukati mairi kuitira kuti muve nemapanga makumi maviri - uchimiririra hutano hwose hwaunofanira kuita munguva yehupenyu.Uye kana iwe wakanga uchirova nepakati pekadhi, haugoni kuitazve mamwe mashopu kana pasi pemitemo iyo, iwe unofunga kunyatsofungisisa pamusoro pezvawakaita, uye iwe ungamanikidzwa kutakura pane zvaungambofunga nezvazvo, saka iwe unogona kuita zvakanyanya zvikuru. "

Sei? Kazhinji varairidzi vanokanda mari kumativi ose sekuparadzira mbeu, vachitaurirana pachavo, "Ndichakandira zvishoma pano nediki ipapo kuti ndione zvinoitika." Pane kudaro, Buffett inokurudzira mutemo wekuwana ivhu rakanakisisa uye rakapfuma, nekudyara huwandu hwembeu mairi, nekudzivirira.

Iyi nheyo inogona kuve yakajeka, uye ndeye. Izvo zvinogonawo kuchinja-hupenyu. Lou Simpson, mumwe wevatengesi vakakurumbira munyika yose uye mukuru weGIICO yekuenzanisa kwekodzero, akambotaura kuti iyi Bhutta yakarongwa yakamubatsira zvikuru mukunyorwa kwake kwekuputsa misika kwemakumi emakumi emakore.