Iwe iwe pachako imba yacho iri nani kana yakaipisisa, zvishoma iwe unogona kuita zvinodzvinyirira yose yekupedzisira kubhadhara mutero kunze kwevanhu. Heano mapfumbamwe emikana yakanakisisa iyo musha wako unokupa iwe kuchengeta zvaunazvo.
Simba Rinovandudzwa neGreen Kuvandudzwa
Kuvandudza uchenjeri nesimba rekugadzirisa nekusimbiswa mberi kunobatsira pazvikamu zvakawanda.
Iwe unoponesa mwedzi mumwe nomumwe pamashandiro ako emagetsi, imba yako inoda mari yakakwirira apo iwe wagadzirira kutengesa, uye IRS inokomborera maitiro ako zvakanaka.
Nokugadziridza savvy, sekuisa mahwindo maviri, kutengesa kweputika, denga idzva, kana masuo matsva ekunze, unogona kutora kusvika 10% yemari yazvo (kusvika pamadhora mazana mashanu). Dzorera kune chero ipi zvayo yakashandisa simba-yakadai semvura yako, kana yevira - uye iwe unowana chikwereti che 30% yemari. Kuumba musha unoshanda nesimba hakusi zvakanaka chete pasi, inyanzvi yebhizimisi.
Handicap Accessibility & Health-Related Reenovations
Kuwedzera magonhi, kuwedzera magonhi ekupinda, kusungira railings, kugadzirisa kukwirira kwemagetsi, sinks, kana zvimwe zvigadziri kuti zvigare mavhirigiramu zvese zvinogona kubhadhara mutero.
Nguva Yenguva Pfupi Imba Imba
Kana iwe uchikwereta imba yako kwemazuva mashoma anopfuura 14, iyo mari yako ndeye yako uye isingabhadharwi.
Uye kunyange kana iwe uchienda kubhadha rakakura - uchikwereta $ 5,000 kana $ 10 000 pavhiki-inoramba ichigara muhomwe yako (uye mari yekubhadhara haibvumi kana).
Real Estate Property Taxes
Imba yemitengo yemitero yakabhadharwa pane zvose zvekugara kwako uye imba yezororo inodzingwa zvakakwana pamitero yekubhadhara.
Kune vazhinji veAmerica, mutero weimba hausi kuzoonekwa pane W4. Sezvo vazhinji vachikurira mari iyo mumari yavo yepamwedzi inotora mari inogona kuva nyore kukanganwa kuderedzwa. Kana iwe itemize zvitsauriro zvako, zvakakosha kuti uwedzere mari yako yekubhadhara mitero kubva mugore rakapiwa kune yako kunyora-offs.
Mortgage Interest Deduction
Iyo yakagadzirirwa nyeredzi shanu. Nhamba yemitero yeUnited States inobvumira vagari vomunharaunda kubvisa chikwereti chekubhadhara mari kubva pamitero yavo yemitero. Kune vanhu vazhinji, izvi zvakaderedzwa zvikuru sezvo chikwereti chekufarira chinogona kuva chikamu chikuru chekubhadhara mari yako pamakore ekutanga okuva nemba. Kuwedzera kune iwe unotora chikwereti chaunofarira, iwe unogona kutora chikwereti chaunobhadhara paimba yemari chikwereti (kana mutsara wechikwereti).
Kushandisa mitsara yekutengesa kumusha kunogona kukubvumira kushandura chikwereti chekadhi chekwereti kuchikwereti chenyu chekuwana chikwereti, kubhadhara chikwata chechikwereti chakaderera kune icho chinotyisa chekwereti chekwereti chechikwereti, uye kubhadhara kune chikwereti zvakare.
Kuvhara & Kuwana Mari Kuwana Mari
Mugore rekutengesa raunotenga imba yako, unokwanisa kutora mazano ekuderedza sekutora mutero. Kana iwe uchigadzirisa, zvisinei, zvishoma zvishoma zvinokweretwa zvinobhadhara zvinofanira kuderedzwa pamusoro pehupenyu hwechikwereti. Ngwarira kune avo nguva-based deduction calculations, vanogona kunetsa.
Capital Gains Tax
Kana iwe uchitenga imba sewe hugaro hwekugara huri kugara kwemakore anopfuura maviri, ipapo iwe uchakodzera. Paunotengesa, unogona kuchengetedza zvikwereti kusvika ku $ 250,000 kana iwe usina kuroorwa, $ 500 000 kana iwe wakaroorana, uye usingaiti chikwereti chero chipi zvacho chaunowana mutero.
Kuchinja Kwemari Kutengesa
Dzimwe nguva tinozviwana tiri munzvimbo yekuti tisangofanira kugadzirisa misha yedu, asi tinofanirawo kubvisa zvachose. Apo isu tatove takavhara kuti kutengesa imba kunobhadhara mitero, iwe unofanirwawo kuziva kuti kana ukamanikidzwa kuenda kune rimwe basa, iwe unogona kunyora zvimwe zvakakonzerwa zvakanaka zvakare.
Iwe unofanirwa kukodzera, uye izvi zvinosanganisira kuve nechokwadi chekuti digs idzva iri makiromita 80 kana kupfuura kubva munzvimbo yako yekare. Iwe unofanirwa kuve nechokwadi chekuti mazuva ekufamba kwako anowirirana zvakadini nemashoko ako.
Uyezve, kana iwe uchida kutenga nzvimbo itsva nekuda kwekuendeswa kune rimwe basa , ziva kuti iwe unofambisa mari - uye iyo inosanganisira kutakura, imba yenguva pfupi, kunyange yekuchengetedza, uye kutumira - zvose zvinodzingwa.
Ndiyo mari yako. Dzosera.