Yakagamuchirwa Mutengesi Tsanangudzo, Zvikwereti uye Chinangwa
Zvechokwadi kuchenjera kuwana ruzivo rwekutsvaga mari uye kudzidza zvidzidzo zvehutano hwekutsvaga kwekutsvaga, zvakadai sematokisi , zvisungo pamwe nemari yemari . Asi kana iwe wakafanana nevanhu vazhinji, iwe hauzive kuti nei muzvinamari aizoda kubvumirwa.
Pasinei nokuti iwe unoda kuva mubhadhadzi akatenderwa kana kufunga kuti unogona kudiwa, hezvino iwe unoda kuziva.
Yakagamuchirwa Mutengesi Tsanangudzo
Mumwe muzvikwereti anogamuchirwa munhu kana sangano rinosangana nezvimwe zvinodiwa kuitira chinangwa chekutenga zvikwereti izvo zvisiri kupa vanhu vose. Kunyanya zvakanyanya, Securities Exchange Commission (SEC) , muchikamu chayo chidimbu chekusimbisa mutengesi, inoda kuti "kambani inopa kana kutengesa zvivigiro zvayo inofanira kunyora zvivimbiso neECE kana kuwana kuregererwa kubva kune zvinyorwa zvinotarisirwa." Chimwe chezvikwereti izvi ndezvekutengesa zvigaro kumutengesi anogamuchirwa.
Zvikwaniro zveVabvumirwi Vabhadhari
Tsanangudzo yeC SEC yemudzimai anogamuchirwa inoiswa muRulema 501 yeMutemo D. Pano pane pfungwa huru dzezvinotsanangurwa, kana zvatinogona kutaridzira sezvakakodzera zvemuti wekusimbisa mari, muRutongi 501:
- Bhengi kana chero mutengesi kana mutengesi akanyoreswa maererano nechikamu che15 cheSturities Exchange Act ya1934 kana imwe kambani yveshuwarisi sezvinotsanangurwa muchikamu 2 (a) (13) cheMutemo;
- Imwe kambani yekutsinhanisa yakabhadharwa pasi peInvestment Company Act ye1940 kana kambani yekusimudzira mabhizimisi sezvinotsanangurwa muchikamu 2 (a) (48) cheMutemo;
- A Small Business Investment Company inobvumirwa neU.S. Small Business Administration pasi pechitsauko 301 (c) kana (d) yeChishanu cheBusiness Business Investment Act muna 1958;
- Chirongwa chakasimbiswa uye chinotarisirwa nehurumende, kupatsanurwa kwezvematongerwe enyika, kana chero sangano kana chigadzirwa chehurumende kana kupatsanurwa kwezvematongerwo enyika, kuitira kubatsiri vashandi vayo, kana chirongwa ichocho chiine mari yose inopfuura $ 5,000,000;
- Mumwe mushandi anobatsirwa chirongwa mukati mekureva kweHarare Employee Retirement Income Security Act muna 1974 kana kusarudzwa kwekutsvaga kwekutsvaga kwekutsvaga kunoitwa neurongwa fiduciary, sezvinotsanangurwa muchitsauko 3 (21) chechiito chakadaro, chinenge chiri bhangi, mari yekuchengetedza uye chikwereti, kambani yehushuwarisi, kana mubhadharo wekubhadhara mubhadharo, kana kuti mushandi anobatsirwa chirongwa chine mari yose inodarika $ 5,000,000 kana, kana chirongwa chekuzvimiririra, nechisarudzo chekutsvaga chinogadziriswa chete nevanhu vakagamuchirwa vatengesi.
Kuti rive nyore zviri pamusoro apa, mutengesi anogamuchirwa anogona kazhinji kuva bhangi, kubhadharisa mari, kubhadhariswa kwekubhadhara masayiridzi (RIA) , mamwe mazano anoshandira mari ekubhadhara , uye vamwe vanovimba .
Kuti ave mubhadhadzi akabvumirwa pamunhu mumwe nomumwe, munhu anofanira kuva nemari yegore negore ye $ 200,000, kana $ 300,000 pamubatanidzwa wezvikamu, kwemakore maviri apfuura akatevedzana uye anokwanisa kuratidzira kuti iyi yehuwandu yehupfumi ichaenderera mberi. Mumwe munhu anogonawo kuonekwa somurimi wekubvumirwa kana ane mukana unokosha kupfuura $ 1 mamiriyoni, mumwe nomumwe kana kuti pamwe chete nemumwe wake.
IC SEC inobvumirawo vanhu vese avo vese vashandi pamwe chete, mukuru mukuru kana mutungamiriri wekupa mabhizimusi asina kubhadharwa.
Mune zvimwe zviitiko, kana munhu achigona kuratidza dzidzo uye ruzivo nematura asina kubhadharwa, angave achionekwa sevekusimbisa mari.
Chii chinangwa chevakagamuchirwa vatengesi?
Sezvaunogona kufungidzira, kune mitemo yakaoma yakawanda, mitemo uye zvikamu zvemapepa ekutengesa zvigaro kumari yakawanda inotengeswa nevanhu. Kuenderera mberi ichi, uye kugadzirisa makuru makuru emari, SEC inobvumira kusunungurwa kwakakosha. Sezvo varairidzi vakagamuchirwa vanofanira kusangana nemirairo yakaoma inoda ruzivo rwakakura uye ruzivo mumisika huru, S SEC inogona kusunungura mamwe emitemo yavo yakasimba yekutengesa zvigumisiro. Mumashoko akasiyana, chinangwa cheS SEC ndechekudzivirira mutengesi wezuva nezuva nekubvumira kuregererwa kwevatengesi vanobvumirwa kunowedzera kusimba kwakakwana nekuchengetedza kwepamusoro pakati pezvinogona kunge zvakaoma kuchengetedzwa kwekuchengetwa kwekutsvaga uye yekuita mari yakawanda.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.