Chikwereti uye Kurambana

Chii Chinoitika Kumatokari Kana Kurambana Kwako Kwapera?

Kurambana kunogona kuva nzira yakareba uye yakaoma. Iwe uchada kuita zvisarudzo pamusoro pezvinhu zvakawanda, kusanganisira chikwereti chawakatora pamwe chete nemumwe wako. Usafungidzira kuti kurambana kwako kuchaparadzanisa zvikwereti nenzira yaunotarisira, uye utore matanho ekuzvidzivirira pamatambudziko emangwana emangwana (uye kunetseka) pasi pemugwagwa.

Kurambana Chibvumirano vs. Kurambidzwa Chikwereti

Chokutanga, cherechedza kuti chero chinhu chipi zvacho chaunobvumirana nazvo panguva yekurambana hazvirevi kubvumirwa nevakweretesi vako.

Mumwe murume anowanzotarisirwa kubhadhara zvimwe zvikwereti mushure mekurambana (kunyange chikwereti chakabatana, chakadai semari yemotokari inoshandiswa kune vose vari vaviri). Asi izvi zvinongoreva kuti vanofanirwa kutarisira chikwereti - vangave vasina kutevera nekubhadhara.

Kana zita rako riri pane chikwereti - semunhu anenge akwereta kana kuti ari mubati- iwe uri 100% ane mhosva yekwereti kubva mune zvaanoona. Kunyangwe iwe wakarambana uye waimbova nemumwe wako akabvumirana kutora chikwereti chacho, chikwereti chako chiri pamutsara kana ani zvake akakundikana, uye iwewo uchava nemhosva yekubhadhara mari uye yekuunganidza mari. Vatengesi vakaita chibvumirano pamwe nemwi mose pamwe chete, uye zvinosuruvarisa, iyo kambani haibatanidzwi nechinhu chipi zvacho chiri muchibvumirano chako chokurambana.

Vatengi vako vangangodaro vasingazivi kuti wakarambana, uye zvinosuruvarisa kuti havanzwirwi tsitsi nematambudziko evanhu. Kuchinja kero yako, kushandura zita rako, uye kunyange kuudza vateresi vekurambana kwako (uye nheyo dzechibvumirano chako) hazvizokugoni kubva pachikwereti chechikwereti.

Vatengesi vacharamba vachitsvaga basa rechikwereti kune mari yechikwereti , uye chero zvikwereti zvisingakoshi zvichaunza pasi chikoro chenhamba.

Mune mamwe mazwi, wako wekare angave ane mhosva ye "chikwereti," asi iwe uchiri kukonzerwa ne "chikwereti" kana "account" kusvikira yatarisirwa.

Kudzivirira Chikwereti chako

Pane nzira mbiri chete dzekuchengetedza chikwereti chako kuchengeteka mushure mokurambana.

Kurukura mazano aya nemupepeti wako asati atora chero chiito:

1. Bvisa zita rako pachikwereti (kuburikidza nekugadzirisa kana kubvisa zita rako)
2. Iva nechokwadi chokuti mutengi anokweretwa

Kubvisa kubva kumarikwereti: zvakanakisisa kuti uzviparadzanise kubva kune zvikwereti zvakabhadhara izvo wako wekare unofanirwa kubhadhara. Kunyange kana ukavimba nemumwe munhu zvakakwana, vanogona kufa kana kuti vakaremara kwechinguva, uye chikwereti chaizodzokera pamapfudzi ako (kunyange inshurensi yehupenyu nehurema) iwe iwe- iwe unogona kugadzirisa chinetso ichocho).

Vazhinji vanokweretesa havazongotori zita renyu pachikwereti mushure mekurambana. Zvinogara zvichigoneka, uye hazvibvumi kukumbira, asi usawana tariro yako. Mari yechikwereti ichibvumirwa kuverenga pane zvose zvekuwana mari yako, uye kutarisa zvose zvekwereti yako mbiri (ingangodaro yaiva chikwereti chako chakapiwa mvumo, uye havadi kukuregedza kubheji). Kana zvichida, uyo anokweretesa angangodaro aifanira kudzokorora chikwereti chinosara chikwereti uye mari yaunowana asati abvisa zita rako.

Tora chikwereti chitsva: nzira iri nyore ndeyekubhadhara chikwereti chero chipi zvacho mumazita ako maviri uye kuchinja iwo nezvikwereti muzita romumwe munhu. Inowanzodikanwa kubhadhara zvikwereti zviripo . Somuenzaniso, iwe unogona kutenga mvumo yemotokari itsva kana kutora chikwereti, uye shandisa chikwereti ichocho kuti ubhadhe chikwereti chako chekare.

Zvinosuruvarisa, munhu ane mhosva yechikwereti achazofanira kushandisa - uye kugamuchirwa - oga. Kana vasina mari yakakwana uye chikwereti, sarudzo icharamba. Mune zviitiko izvi, akakwereta angakwanisa kubhadhara mari yakawedzerwa (somuenzaniso, achishandisa kuenzanisa mumba kuti abhadhara chikwereti chemotokari). Nokuda kwezvikwereti zvakakura, zvakadai sezvikwereti zvemusha, izvi zvakanyanya kuoma nokuti mari miviri inowanzodiwa kuti ivhare mari.

Chengetesa zvinhu: imwe nzira ndeyokutengesa chero chipi zvacho chaunokwereta mari (pamwe nemuongorori wemugovera wako uye kugamuchirwa, chokwadi). Gurai mari inowanikwa uye muparadzanise nzira. Inogona kunge isiri nguva yakanaka yekutengesa, zvinogona kuvhiringidza vana, uye iwe unogona kunge usingadi kutengesa - asi inogadzira getaway yakachena.

Iwe unogona kutotengesa zvishoma kudarika iwe unokwereta kana zvinhu zvako zvakarashika kukosha.

Imba yemari yakabhadharwa kumusha uye auto chikwereti zvingada kuti iwe uuye nemari (panzvimbo yekutora mari), asi iwe uchakwanisa kuisa zvakare shure kwako. Kurasikirwa nhasi kunogona kukubatsira kuti urege kudzivirira musoro uye mari inotakurwa mumugwagwa. Kana kuti kungangodaro mutengo waunofanira kubhadhara kuti uende mberi.

Usafungidzira Zvimwe

Chinhu chinonyanya kukosha kuti uite panguva yekurambana ndechokuti uchengetedze zvikwereti zvako uye usangofunga kuti uri kubhadharwa. Iwe unofanirwa kuramba uine ziso pazvinhu chero bedzi zita rako riri pane chikwereti, uye zvikwereti zvinogona kunge zviripo kwemakore mazhinji mushure mekurambana kwako.

Iva nechokwadi chokuti une nzira yekuchengeta nhamba yezvikwereti mushure mekurambana kwako. Iva nekusvika paIndaneti kumakero, uye ita kuti vatengesi vane nzira yekukutumira mameseji kwauri (ingave iyo imba yako itsva, Post Office box, kana imwe urongwa). Ongorora maakaunti ako nguva dzose, uye uverenge chero mabhadharo kubva kune wako chikwereti kuitira kuti udzivise kusagadzikana pane zvikwereti .

Mhosva yepamutemo: hongu, unogona kuunza mutemo kumunhu asina kubhadhara wawakaroorana naye - asi zvimwe zvataurwa pamusoro apa zviri nani zvikuru. Kana uchitanga, haudi kupedza nguva yakawanda nevatongi, uye kana uri iwe unobhadhara zvikwereti, kazhinji nokuti wako wekare haagoni kukwanisa kuita izvi (saka kutonga pamutemo hakuiti iwe zvakanaka) .