Family Financing Basics

Pfungwa yekubhadhara mhuri inowanzosvika apo iwe kana mumwe wehama yako anoda mari. Pfungwa iyi inowanzobatsira munhu ari pedyo newe, uye "kuichengeta mumhuri" panzvimbo yekubhadhara chikwereti kubhengi.

Kunyange zvazvo zvichigona kuva sarudzo yakanaka kumhuri yako, usapfuurira mberi nechimwe chinhu kusvikira unonzwisisa kuti ungazviita sei zvakanaka. Kugadzirisa zvinhu zvakanaka kunogona kukubatsira kudzivisa misoro isingakoshi mumugwagwa.

Mari Inobhadhara Mhuri Here?

Chero chero chikwereti chinoda kuziva kuti zvinhu zvinogona kuipa. Vanokwereta vangave vasina kubhadhara chikwereti, kana kuti dzimwe nguva vanoita zvakasiyana pane zvavanotarisirwa. Kana iwe ukapa mari, iwe ungasadzoka nayo

Apo mhuri inobatanidzwa (uye zvinhu zvinoitwa zvisina kurongwa), unotarisana nematambudziko akawanda:

Unogadzirisa sei kuti chikwereti chemukati hachikuvadzi mhuri yako? Nyora uye kurukura. Taura nezvezvinhu zvose zvebasa racho uye shandisa zvibvumirano zvakanyorwa. Tsvaga nevatongi venzvimbo kuti vaone kuti chiito chakanaka chakanaka hachiiti chero munhu ari pangozi.

Zvichienderana nemamiriro ezvinhu, mari yekubhadhara mhuri inogona kunge isina ngozi kune dzimwe nzira dziripo. Semuenzaniso, kana iwe uchida kubhadhara chikwereti, hama yako inogona kuwana mari nekuvaka chikwereti, asi chikwereti chako chinogona kutambura kana zvinhu zvikaipa.

Nhengo dzemhuri dzinowanzo (asi kwete nguva dzose) kuregerera kune zvikwereti zvemari. A "pause" inogona kuita kuti kubhadhara pawakwereta kubva kumabhangi, asi mukati memhuri iyo chibvumirano hachizoshanduki.

Ndekupi Mari Inoshandiswa Kwemhuri?

Kwose kwaunoda. Chero nguva iyo iwe unogona kufanana nomumwe munhu ane mari nemumwe munhu anoda mari, mhuri yekubhadhara mari inosarudza.

Zvimwe zvezvinhu zvinowanzoshandiswa zviri pasi apa.

Misha Mikumba - vabereki uye dzimwe hama dzinowanzopa mari yevaduku vanotenga imba. Kunyange zvazvo zvirongwa zvisiri pamutemo zvingashanda zvakanaka, dzimwe mhuri dzinosarudza kugadzira zvikwereti zvemusha kuti dzidzivirire kune chikwereti uye inoteerera mutero wemitero.

Iwe unoda kuita izvi zvakarurama, asi iwe haufaniri kuzviita iwe pachako. Shingai nevatongi vekune imwe nyika kutora zvibvumirano, uye tsvakurudzo yepaIndaneti mabasa anobata zvinhu zvose kwauri.

Bhizimisi - hama dzinoda kubatsira kubhadhara bhizinesi. Vanogona kutenga zvikwereti, kana kutora muridzi wekutora. Zvakare, shanda nevashandi vanoziva nezvekubhadhara kwemhuri nemitemo yemunharaunda.

Mari dzevadzidzi - Pane nzira dzakawanda dzekubatsira hama nepamusoro-soro mari. Kana iwe uchida kushandisa chikwereti uye uvandudze mikana yekuwana kuripa, itaza. Mimwe mitambo yepaIndaneti inoitawo kuti ishandise chibvumirano ichi uye inonyanya kugadzirisa zvikwereti zvekudzidzisa

Mimwe Mibairo - Unogona kushandisa mari yemhuri nekuda kwezviwero zvisingaverengeki (zvinokweretwa nemunhu, chikwereti chekugadzirisa, mishonga yezvokurapa, motokari yemari, nezvimwewo). Kana iwe uchida kuve wakanyatsogadziriswa, pane zvibvumirano zvekubhadhara zvizere iwe unogona kuita sezvaunoda.

Taura nhengo dzematare edzimba uye tsvaga paIndaneti yemari yekubhadharira mhuri inosangana nezvido zvako. Vakawanda vane mapurogiramu anogadziriswa anopa zvibvumirano uye kubata zvigadzirwa (zvakadai sekuzvigadzirisa zvemari yekubhadhara mari uye kugadzira chikwereti). Unoda zita kuti utange? LoanKin inongova imwe yezvikwata zvishomanana mumusika iwoyo.