Tsvaga kana Kuedza Kuda Kuda Kunokosha

Mitemo yehurumende Inotonga Apo Probate Inodiwa

Mubvunzo unowanzoitika apo gweta rekugadzirisa nzvimbo inobvunzwa nderokuti "Ndeipi nguva yekuongorora iyo inofanirwa?" Sezvo nemibvunzo yakawanda yekugadzirisa zvinhu, mhinduro yacho inobva kune mitemo yakananga yehurumende yauri kurarama panguva yekufa kwako, pamwe nemitemo yeimwe nyika iyo iwe une pfuma. Heino urongwa hwezvikonzero nei imba inoda kuongororwa.

Cherechedzai: Mitemo yemitero inoshanduka nguva nenguva, uye iwe unofanirwa kubvunzurudza unyanzvi wemitero kune mazano akawanda-kusvika. Mashoko aya ari munyaya ino haafananidzi sekupa mazano emitero uye haisi kutsiva mazano emitero.

  • 01 Asset inenge iri mune zita rakadzingwa chete

    Kana iyo yakagadzikana ine chero ipi zvayo muzita rake chete, pasina chero imwe nyanzvi yekugovera kana iyo inobhadharwa pamusana pekufa , ipapo muzviitiko zvakawanda nzvimbo ichadikanwa kuti iongorwe kuti ibudiswe kubva kune zita rakaderera uye mumazita e decedent's beneficiaries. Zvimwe chete mune dzimwe nyika motokari.

    Semuenzaniso, muFlorida neTennessee, motokari inogona kutamirwa kune vakadzingwa vagari venhaka pamutemo pasina kuvhura probate estate. Kunze kweizvi, dzimwe nyika dzine nzira yakarongeka ye "zviduku zviduku" zvinotora nguva shoma shoma kupfuura huwandu hwekuongorora probate. MuFlorida, pfuma duku inonzi inofanirwa ku $ 75,000 kana pasi.

  • 02 Mazairo Anowanikwa seMuchengeti muChina

    Kana iyo yakagadzikana ine chero ipi neipi muzita rake pachake seiri muvakidzani pamwe chete nevamwe, saka mune dzakawanda mamiriro ekugadzirisa muzvikamu mugove wega wega achadikanwa kuongororwa kuti aibvise kubva kune zita rakasvibiswa uye mumazita ezvakanyorwa vabatsiri.

    Iko "zviduku" inotaurwa pamusoro apa inoshandiswa kune muvakidzani munharaunda inowirirana chero bedzi sezvo chikamu chechikamu chechikamu chechikamu chakatarwa chiri pasi pezvinoshandiswa nehurumende zviduku zvakaparadzwa.

    Cherechedza kuti kana muridzi wekuda kufanana akashandurwa muzita remunhu akadai reRevocable Living Trust vasati vafa, zvido hazvingadi kuongororwa.

  • 03 Predeceased Beneficiaries kana Hapana Vakasarudzwa Vakabhadhara

    Kana iyo yakabhadhara inobhadharwa pavakafa kana kuti yakafanana nekodhi; Health Health Savings or Medical Savings Account; chishandisi yehupenyu; nhoroondo yekubvisa mari , kusanganisira IRA kana uye 401 (k); kana gore rinenge riripo, uye avo vose vanonzi vakabhadharwa nezvekambani kana sarudzo vagara vakagadzirisa chirevo, kana kana chirevo chacho chisingatauri ani zvake anobatsirwa zvachose, saka munguva dzakawanda sarudzo kana sarudzo inoda kuongororwa kuitira kuti iwane iyo mumazita evakasununguka vanobatsirwa.

    Izvo "zviduku" zvinotaurwa pamusoro apa zvinoshandiswa kune imwe nhoroondo kana mutemo usingabvumirwi nemubatsiri chero bedzi iyo nhoroondo kana hurongwa hunokoshesa kudarika zvisingabhadharwi zviduku zvenyika zvakagadzirirwa mari.

  • 04 The decedent haina kuva neChirongwa chekupedzisira neTestamendi

    Kana iyo yakagadziriswa isisina chiitiko chekupedzisira chekuda uye chetestamende panguva yekufa kwake uye imwe kana zvimwe zvezviitiko zvinorondedzerwa pamusoro apa zvinoshandiswa kune zvakakodzerwa zvayo, saka mumatambudziko akawanda zvinhu zvinoda kuongororwa kuitira kuti kuvabudisa kunze kwezita rakanaka uye mumazita evanhu vakadzingwa vagari venhaka pamutemo .

    Izvo "zviduku" zvinotaurwa pamusoro apa zvinoshandiswa kune imwe nzvimbo yeimba yakaderera chero bedzi kukosha kweimba yakaderera isingapfuuri iyo inoshandiswa neyemuduku yemuvhu inoparadzwa mari.

  • 05 Chirevo chakave neChirongwa chekupedzisira neTestamente

    Kunyange kana chirevo chiine chirevo chekupedzisira chekuda uye chetestamende panguva yekufa kwake, kana imwe kana yakawanda yemamiriro ezvinhu akarondedzerwa pamusoro apa inoshandiswa kune zvakashata zvezvinhu, saka mumatambudziko akawanda zvinhu zvinoda kuongororwa kuti zviwane ivo kubva kunze kwezita rakanaka uye mumazita evakasununguka vanobatsiriwa anonzi muChirongwa Chokupedzisira. Iko "zviduku" inotaurwa pamusoro apa inoshandawo kune testate estate chero bedzi kukosha kwezvinhu zvakashata zvishoma kudarika zvinodiwa zviduku zvenyika zvisingabhadharwi.