Nzira Yokudzivisa Nemaitiro eFlorida

Nzira Yokudzivisa Florida Probate - 4 Nzira Dzakanaka

Kunyange zvazvo Florida probate zvose zvinodhura uye zvinopedza nguva, munguva zhinji zvayo zviri nyore chaizvo kudzivisa. Kunyange zvakadaro vanhu vazhinji vanokundikana kutora chero chetsika dzinodiwa kudzivisa Florida probate. Kunze kweizvi, Florida probate zvinyorwa ndezvomumatare edzimhosva dzeruzhinji kuti ani zvake anogona kuverenga, saka munhu wose anokwanisa kuenda kumatare edzimhosva yeruwa uye anotarisa faira yako ye probate.

Pasi apa uchawana runyoro rwemaitiro mana akajeka ekudzivisa kuongorora muFlorida.

Chii chichashanda zvakanakisisa mumamiriro ako ezvinhu chichatsigira pane zvinhu zvakawanda, kusanganisira kuti zvinhu zvako zvinonzi ndezvipi, iwe waunoda kuti uwane nhaka yako, inguva yehupenyu hwako hupi huripo mubhadharo wawakashandisa , uye unofunganya sei pamusoro pemutengi uye pfuma kudzivirira .

Bvisa Zvose Zvako Pfuma yeFlorida

Kana iwe usati uri muFlorida anogara asi ane pfuma ipapo, ipapo imwe nzira yekudzivirira ancillary probate muFlorida ndeyekubvisa zvose zveFlorida real estate, nokuti pasina dzimba chero ipi zvayo iri muFlorida, haungatori dzimba inoda kuongororwa muFlorida. Zvechokwadi, izvi zvingave zvisingabatsiri kana zvinodikanwa, asi zvingava zvine musoro kwauri kupa chipo chako Florida pfuma kune vana vako kana vamwe vanobatsirwa kuitira kuti zvose zvidzikise kukosha kweimba yako uye usapinda Florida probate.

Shandisa Joint Ownership Nekodzero Yokupona kana Kugadzirisa neKutendeseka

Kuwedzera mumiriri wekubhengi kubhengi yebhangi kana kuti yekambani yemari yekutsvaga kana kugadziriswa kweimba yekudzimba ichadzivisa kuongorora kuFlorida, kana zvichinyatsojeka kuti iyo nhoroondo kana dzimba inenge iine vashandi vanobatana vane kodzero yekupona uye kwete sevarimi vari pamwe chete .

Kana iwe wakaroorana, zvino muFlorida iwe nemumwe wako munogona kuva nemabhengi ega, mabhizimisi edzimari, zvigadzirwa zvemunhu chaiye uye yeimba yekodzero ine kodzero yekupona mune imwe nzvimbo inonzi yakagadzirirwa nehuwandu .

Asi chenjerera kuvimba nemubatanidzwa wekodzero nekodzero dzekuchengetedza kana hutano nehuwandu kuti urege kuongorora nokuti pane zvishoma zvakaderera kuita izvi:

1. Mune zviitiko zvizhinji kuwedzera mubatanidzwa pamwe chete kune imwe nhoroondo kana chiito chichava chipo chingabhadhara chinoda kuziviswa kune IRS pane federal gift tax return (IRS Form 709 ).
2. Kana mumiriri wekubatana akaroverwa kana kuti akarambana, ipapo mutero wekutonga kana kurambana nomudzimai angakwanisa kutora zvinhu mumabhuku akabatanidzwa kana kuti zvivako zvinowanikwa pamwe chete.
3. Kana muridzi wekugoverana afa asati waita, 50% kana kunyange 100% yekodha rekodzero inogona kuiswa mumunhu akafa yeimba yekutengesa mutengo .
4. Kana iwe uri mumhuri yechipiri kana inotevera, kusiya imba yako kumurume wako nekodzero yokupona kana kugara kune imwe chete zvinoreva kuti wako wako anenge akasununguka kuita chero chaanoda neaunoda pashure pokunge wawakaroorana naye afa. Izvi zvingasava izvo zvaunoda - mune mamwe mazwi, ungada kuti wako wako ashandise pfuma yako mushure mokufa kwako, asi pashure mushure mokunge wawakaroorana naye afa iwe unoda kuti pfuma yako iende kuvana vako pachavo. Mune mamiriro ezvinhu aya, kubatana pamwe chete nekodzero yokupona kana kubhadharwa nehuwandu hakuzoiti zvido zvako zvekupedzisira kubvira apo wako wako angasarudza akasununguka kusiya mari yako kune vana vomurume wako kana kunyange kumunhu mutsva panzvimbo yevana vako .

Shandisa Zvirongwa Zvingabatsiri kana Mabasa Edzimba Nehupenyu

Kana iwe uine inshuwarano yehupenyu kana yezvinhu zvakachengetwa mubhuku rekurega mari yakafanana neIRA, 401 (k) kana annuity, iwe uri kutotora nguva yekushandisa kubhadharwa kuburikidza nekushandiswa kwezvinyorwa zvinowanikwa. Zvamusingazivi ndezvokuti muFlorida unobvumirwa kutsanangura vanobhadhara pamabhangi enyu ebhengi (izvi zvinonzi "kuripa rufu" kana "POD" account ), uyewo nokuda kwekusabhadharwa kwemari kubhadhara (iyi ndiyo iyo inonzi "kuendeswa kurufu" kana "TOD" account) . Mukuwedzera, muFlorida unogona kushandisa rudzi rwehupenyu hwehupfumi hunoti hunosimbiswa hupenyu hwemari , hunozivikanwa se "Ladybird Deed," kuchengetedza umwene hweFlorida real estate munguva yehupenyu hwako uye wobva wapedza nzvimbo yacho kune avo vanobatsirwa yekusarudza kwako mushure mekufa musinganzwisisi nzvimbo yekugara muFlorida.

Shandisa Revocable Living Trust

A Revocable Living Trust ndiyo chibvumirano chakabvumirana chinosanganisira zvikamu zvitatu zvehupenyu hwako:

1. Apo iwe uri mupenyu uye zvakanaka;
2. Kana iwe ukava mupfungwa usina kukwana; and
3. Mushure mokufa kwenyu.

Kunze kwokubvumira kuti uite chirongwa chezvinoitika kana iwe ukava usina simba kana mushure mokufa kwako, revocable living trust inoshandiswawo simba rekugadzirisa zvivako zvekuchengeta imba yako yega pfuma sezvo ichizochengeta zvishuwo zvako zvekupedzisira kunze kweFlorida yekuongorora vanhu court records. Asi kusayina chibvumirano cheRevocable Living Trust pachako hazvina kukwana kuti usapedze kuongorora kwepfuma yako muFlorida mushure mokufa kwenyu. Pane kudaro, kana chibvumirano chekutenda chisina kunyorwa, iwe uchada kutora zvinhu zvako uye kuzvitumidza muzita rekutenda kwako - izvi zvinonzi " mari yekuvimba ." Kana mushure mokunge Revocable Living Trust yako yave iyo nyanzvi yemuridzi wezvinhu zvako ichava nefuma yekutenda (pane iwe) kuti urege kuongorora muFlorida. Kana iwe uchifungidzira iwe kuvimba kwako sebhagheni, "shandisa mari yekuvimba" zvinoreva kuti unoda kuzadza bhaketi nezvinhu zvako kuitira kuti uchengetedze kuti zvinhu zvicharamba kuongorora kana wafa. Kana imwe yenhumbi yako ikagara kunze kwetrust (panguva yekufa kwako), ipapo mari isina mari yakatarwa inoda kuongororwa muFlorida kunze kwekuti iine mukana wekubatsira kana kuti ine kodzero yekuchengetedza nemumwe munhu anokurarama iwe.

Icho Chinokosha Mukudzivisa Kuenderera mberi muFlorida

Sezvaunogona kuona, kune nzira shoma shoma dzekudzivirira kuongorora muFlorida. Chii chinonyatsoshanda zvakanakisisa iwe nevemhuri yako zvichange zvichienderana nemamiriro ako ega ega uye inofanira kukurukurirana neFlorida land planning gweta . Asi pasinei nezvamunosarudza kuita, kana iwe ukashandisa imwe kana humwe hwehutano hwakatsanangurwa pamusoro apa kuti urege kuongororwa kwepfuma yako muFlorida, iwe uchave uchisimbisa rugare rwepfungwa kwauri uyewo rugare rwepfungwa kune vaunoda panguva yakaoma.