Kune nzira dzakawanda dzekutumira mari pakombiyuta . Zvimwe zviviri zvezvinyanya kuzivikanwa uye zvakasimbiswa zvakanaka zvinosanganisira ACH kuwedzerwa uye kutengeswa kwetambo , asi dzimwe nzira dzimwe nguva dzinovhiringidzika. Zvinobatsira kunzwisisa zvinoshandiswa nehutano hwechinhu chimwe nechimwe saka iwe unosarudza yakarurama panguva inotevera yaunoda kutumira kana kugamuchira mari.
Tumira Kudhanha
Nheyo dzinotumira mari kubva kune rimwe bhandi kuenda kune imwe mune rimwe bhizinesi rebhizimisi, uye mari inogona kuwanikwa kunyange musi iwoyo.
Izvozvo zvakati, dzimwe nguva hauzooni mari kana kuti iwe unogona kuwana mari pakarepo paunogamuchira kutengesa firi. Kunyange zvazvo makombiyuta akaita zvakawanda zvebasa racho, basa racho harisi zana rezana rakashandura. Mubhizimisi webhengi anowanzofanira kudzokorora kushandiswa kwepafesi uye kuwana mari mumubhadhari weakagamuchira. Kana nguva iri yezvakakosha, kukumbira tambo inotumira chinhu chekutanga mangwanani. Nyika dzese dzinogona kutora rimwe zuva kana maviri.
ICH inoshandiswa kakawanda inotora mazuva maviri kusvika matatu ekutengeserana kuti apedze. Mabhangi uye nzvimbo dzokuchenesa nzira ACH zvikwereti muzvikwata-zvose zvakaitwa pamwe chete panzvimbo yekugadziriswa mumwe nomumwe, kutanga-kuuya-kutanga-kushumira. Asi zvakadaro, chirongwa cheACH chiri kuenda kune dzimwe zuva, uye zvimwe zvikwereti zvatove zvakakodzera kushandiswa kwezuva rimwe chete.
Kuwedzerwa, uchaona kubhadharwa kwakapedzwa nokukurumidza sezvo masangano anoenderana nehurongwa hutsva.
Chokwadi uye kuchengeteka
Wire kushandiswa kwakafanana nekombiyuta yekasiki chekuongorora :
- Paunogamuchira mari , bhagheni inobata kubhadharwa semari yakacheneswa mari uye inobvumira mupiro kushandisa kana kubvisa pakarepo kana kubhadhara kuri kunzi kwenyaya yekupedzisira.
- Paunotumira mari , mari yacho inofanira kunge iripo mumabhuku ekutumira usati wabhadhara. Bhengi ichabvisa pakarepo mari kubva kumubhadhari weanotumira sezvo chikumbiro chiri kuitwa.
Dambudziko reScam rakakwirira apo uri kutumira mari, asi yakaderera apo iwe unogamuchira mari.
- Kana ukagamuchira kutengesa kutengesa , unogona kuva nechivimbo chokuti mutumira aiva nemari uye mabheni avo akatumira mari yacho. Nhepfenyuro inoshandiswa inzira yakachengeteka yokubhadharwa, uye kusiyana nechekuchechechedza , haisi kuwanzofadzwa. Ingoita kuti uve nechokwadi chekuti unogamuchira kutengesa kutengesa, zvakasiyana nedzimwe nzira yekubhadhara magetsi.
- Kana iwe uchitumira mari nesimbi , unofanirwa kunyatsoziva kuti unoziva kuti uri kutumira mari kunei. Siri kutengesa kazhinji haigoni kuchinjwa, uye mupikiri anogona kubvisa mari pakarepo.
ICH inoshandiswa zvakare yakachengeteka, asi ACH inoshandiswa ku account yako inogona kushandurwa. Izvi ndezvechokwadi pane zvikanganiso zvinoshandiswa nemushandirwi wako (kana vachibhadhara mari pangozi) pamwe nekusvibiswa kwekunyengedza kubva kubhuku rako . Zvisinei, pane mitemo pamusoro pekuti uye sei mabhenji anogamuchirwa sei kuchinja, saka vazhinji vanoenda kune imwe nzvimbo vachizogara kunze kwekunge kune hukanganiso zvakajeka kana kukanganisa.
Newe rudzi rwekutsvaga, iwe unogona kugovera ruzivo pamusoro pebhangi yako yebhangi, kusanganisira nhamba yako yekambani, nhamba yebhangi yekutambira , uye zita. Mashoko iwayo anogona kushandiswa kubba mari kubva kubhuku rako, saka ipai chete iyo ruzivo kana iwe uchivimba nemubatsiri.
Mutengo Wokutumira uye Kugamuchira
Wire kuwedzerwa: Kune nguva dzose inowanzobhadhara mari yekutumira kutengesa firi. Mabhanji angatengesa pakati pe $ 10 kusvika $ 35 kutumira tambo mukati meUnited States, uye kuendeswa kune dzimwe nyika kunodhura zvakawanda. Kugamuchira kushandiswa kwefesi kunowanzosununguka, asi mabhengi uye zvikwereti zvezvikwereti zvinopa mari shoma yekugamuchira mari nesimbi. Kana iwe uchibhadhara kuendesa nekadhi rako rechikwereti , iwe uchabhadhara zvimwe zvakawanda nekuda kwekuwedzera kwekuda kwekutora uye mari yekushambadzira mari.
ICH kuendeswa kune nguva dzose isingabhadhari vatengi-kunyanya kana uri kuwana mari munhoroondo yako.
Kutumira mari kune shamwari nevemhuri vachishandisa mapurogiramu kana mapepa ekubhadhara P2P inowanzosununguka kana yepamusoro pedhora rimwe (iyo masangano anowanzoshandisa ACH network kuti ibhadhara mari). Mabhizimisi nemamwe masangano anobhadhara mubairo kana kubvuma mari yekubhadhara neACH inowanzobhadhara basa iroro. Kutengesa mutero kakawanda kudarika $ 1 kubhadhara.
The Process
Zvichienderana nebhangi rako, pane mukana wakanaka wekuti iwe unogona kugadzira zvose kutengesa firi uye ACH kuripa paIndaneti.
Zvisinei, dzimwe hurumende dzinoda matanho ekuwedzera ekuwedzerwa kwetambo-kunyanya kana kutumira kuwedzerwa kukuru. Bhengi yako inogona kudikanwa kwekutengeswa kweferi nefoni, uye iwe ungatofanira kushandisa mapepa-based kana maofomu emagetsi kupedza chikumbiro chako.
Kutumira kutengesa firi , kupa ruzivo pamusoro pekodha yako nekambani yaunoda kutumira mari kune. Mashoko akadikanwa anosanganisira mazita ebhangi, nhamba dzebhuku, nhamba dzeAAA dzinotarisa, nezvimwewo (tarisa kupi kuti uwane ruzivo urwu pane cheki ).
Kutumira ACH kutumirwa , iwe kazhinji unoshandisa fomu inopiwa nesangano uri kuripa kana kuti basa raunoshandisa. Vazhinji vashandi havagoni kubhadhara zvikwereti zveACH kune vamwe vatatu kubva kumabhengi ebhangi, asi mabhizimusi anogona kuita zvisarudzo zvakawanda . Paunenge uchishandisa maP2P, iwe unogona kungoda kupa nhamba yefoni yemubatsiri kana kero ye email, uye mupiro achapa ruzivo rwebhuku ravo rebhangi zvakasiyana.
Mishandiso Inowanikwa
Nemhaka yezvakasiyana zvakatsanangurwa pamusoro apa, kutengeswa kweferi uye kuiswa kweACH kunosarudza zvinetso zvakasiyana.
Nheyo dzinoshandiswa dzinonyanya kukosha nekukurumidza zvakakosha. Kana zvisina kudaro, nei uchibhadhara mari uye utora matanho ekuwedzera kuti upedze tambo? Chimiro chemuenzaniso ndeyekubhadhara pasi kwekutenga pamba. Vatengesi havazobvumiri iyo musoro kunze kwekuti vakavimba kuti munogona kubhadhara, saka cheki dzakavimbiswa uye kushandiswa kwefesi zvinobatsira.
ACH zvikwereti zvakanaka kune zviduku, zvinowanzoitika, zvisingaiti zvekutumira-zvakakosha. Chero bedzi vanhu vose vanobatana zvivimbiso (zvakanyanya kana zvishoma), zvinodhura-kushandiswa kushandisa iyi yekugadzirisa hurongwa. Mienzaniso inowanikwa yeACH zvipo zvinosanganisira:
- Dzorera mari yekubhadharwa kwevashandi kana zvikwereti kubva kune Social Security
- Mutengo wemwedzi unobhadhara kune zvishandiso, vanokweretesa, uye vamwe vatapi venhepfenyuro
- Kufambisa mari pakati peakaunti yako kumabhanga akasiyana