The 5 Best T. Rowe Price Funds

A List and Model Portfolio Kugoverwa kwaT. Rowe Price Funds

T. Rowe Mutengo Icho chinhu chiduku zvikuru mukukura uye kusarudzwa kupfuura Vanguard uye Kuvimbika asi vane zvakawanda zvepamusoro-soro mari isina mutoro inogona kubvumira murima kuti aite chikwereti chikuru mune imwe mhuri yemari. T. Rowe Price ine mazita mashomanana chete emari asi sarudzo yakakwana yezvinyorwa zvakawanda. Ivo vanewo mari yakanaka yezvikamu uye avo -target-date mari inoshamisa.

Asi ndeipi yakanakisisa T.

Rowe Price Funds uye sei muzvikwereti angagadzira chikwereti chavo navo? Iwe wakasvika panzvimbo yakakodzera yepinduri!

Tanga neIyo Best Portfolio Structure

Tisati tasarudza zvakanakisisa T. Rowe Price mari yekuti tishandise pamapatotikiti edu, tichaongorora hurongwa huri nyore asi hunobudirira hwehupfumi, hunoti hukuru uye sataneti , izvo zvinongonzwika: Inzvimbo yepamusoro inovakwa pamusoro pe "kubata kwepamusoro," akadai sehombe-guru stock index mutual fund, iyo inomiririra chikamu chikuru chepodfolio, nemamwe marudzi emari-"nzvimbo dzepa satellites" -kunge iine zvikamu zviduku zvepapotipoti kuti apedzise yose. Ma satellite anowanzova nemari kubva kumarudzi akasiyana-siyana, akadai sekunze kwenyika, madiki-cap stock, mari yezvisungo, uye dzimwe nguva mari .

Chinangwa chikuru chekugadzirwa kwepodfolio iyi ndechokuderedza dambudziko kuburikidza nekusiyana-siyana (kuisa mazai ako mumabhasiki akasiyana) paunenge uchiwana kudzoka kwakakwana kusangana nemagariro ezvenguva refu yevatengesi.

Muenzaniso wePortfolio yeTor Best T. Rowe Price Funds

Iye zvino zvati tine unyanzvi hwekugadzirisa mapurisa edu eT. Rowe Price mari, tinogona kutarisa muenzaniso unogona kushanda semuenzaniso wekuvaka nzvimbo yako yekusimudza:

• 35% T. Rowe Mutengo Wakazara Equity Market Index (POMIX): Makuru-edzi-stock index
• 15% T. Rowe Price International Inotengesa (PRITX): Nzvimbo dzekunze

• 10% T. Rowe Mutengo Wakawedzerwa Kukura Kwemadiki Maduku (PRDSX): Dhodzi-duku dzemaoko
• 5% T. Rowe Price Health Sciences (PRHSX): Sangano rezvehutano
• 35% T. Rowe Mutengo weNew Income (PRCIX): Bonds

Izvi zvakasanganiswa naT. Rowe Price mari ndeyomuenzaniso wepodfolio , iyo yakakodzera kune mutengesi ane huwandu hwehutano husinganzwisisiki (pakati) huripo uye nguva inosvika makore mashanu. Vashandi vemazana vanozvipira kugamuchira nguva dzekutengesa misika kusinganzwisisiki (ups uye pasi mu kukosha kwebhuku) mukutsinhana kwekugona kukwanisa kudzorera kudzoka kwekunze kwema inflation nemuganhu wakakura. Izvo zvakasarudzwa kugoverwa kuputika 65% ematokari uye 35% zvisungo.

Kushandiswa kwemari yekambani, yakadai se PRHSX inosarudzwa. Kana zvimwe zvikamu zvichiwedzerwa, iva nechokwadi chekuchengeta kugoverwa kunotarisana ne5% kune imwe neimwe yega uye edza kusapfuudza zvikamu zve15% zvakagoverwa kune zvikamu (kureva 5% yakagoverwa nemari 3 yemari yakasiyana).

Kunyange zvazvo hupfumi iyi ine mari shanu mairi, hapana mutemo wakaoma pamusoro pemazana chaiwo emari yekuvaka chikwereti. Nzira yakanaka pane imwe nzvimbo pakati pematatu nemanomwe emari.

Hazvina mhosva kuti T. Rowe Price mari yaunosarudza, ingova nechokwadi kuti uri kushandisa kusanganiswa kwakasiyana kwezvikwata zvehurumende uye uchitevera mirayiridzo iyi pakuongorora mari pamwe chete .

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.