I7 Best Best Care Care Funds kuTenga

The Best Mutual Funds uye ETFs Inowedzera muZvesa Zvitoro

Kana uri kutsvaga mari yepamusoro yehutano yekutenga, iwe ungangove wakavawana pakati pezvikamu zviduku zvekubhadhara mari pamwe chete neEFs . Kana iwe uchizviita nenzira yakarurama, kuisa mari mune zvemari kunogona kuva nzira yakanakisisa yokusimudzira kudzoka kwemazuva mazhinji nekuderedza dambudziko kuburikidza nekusiyana.

Kuisa pasi pasi yose iyo inowanikwa mutual fund neye ETFs inoshandisa muhutano hwehutano kune rumwe ruzha runogona kuva yakaoma asi kana uchiziva unhu hwakanaka hwekutsvaga, kusarudza mari yakanakisisa yehutano inogona kuva nyore.

Nehurukuro yedu yemari yepamusoro yemari yehutano, takaita zvakawanda zvebasa rako.

Chii Chinonzi Utano?

Sangano rehutano hwezvehutano, iro rinozivikanwa sehutano kana humwe hutano-hutano, ndeyemari yekutsvaga mari inoshandiswa inotarisa pamashandisirwo ezvehutano, izvo zvakanyanyisa uye zvakasiyana nemasangano akaiswa mukati maro. Zvimwe zvezvikamu zvakananga kana zvikamu zviduku mukati mehutano hwehutano zvinosanganisira zvipatara zvipatara, masangano emasangano, inshuwarisi makambani, mishonga yezvinodhaka zvinodhaka, makambani e biotechnology, uye vanogadzira zvigadzirwa zvemishonga.

Nei Tichifanira Kuisa Mari Mahomwe Makondomu?

Vatengesi vanosarudza mari yezvehutano kwezvikonzero zviviri zvinokosha: kukura uye kusiyanisa . Pamwe chete nekambani yekambanikiti, hutano humwe humwe hutsva hunokura mumabhizimisi. Nevanhu vakwegura muUnited States nekufambira mberi mune teknolojia yehutano, kutarisira utano kunogona kuve kukurudzira kuwedzera kwemakore kwemakore kana makumi emakore ari kuuya.

Mwana wechizvarwa chechechi, akaberekwa pakati pa1946 na1964 ndiyo chikamu chikuru chevanhu veUnited States. Iye zvino mumakore ekuma50, makore makumi matanhatu nemakumi manomwe, vana vevana vanaamai ndivo vanonyanya kushandisa vashandi vehutano nemabasa.

Kana zviri zvekusiyana, hutano hwehutano hunofungidzirwa sezvidziviriro zvekudzivirirwa nokuti dzinowanzoita zvakanaka (kana kuti dzinoderera zvishoma) mumisika yebhebhu.

Kunyangwe mukati mekuderera, vatengi vachiri kunoda zvinhu zvehutano zvakakosha uye mabasa, zvakadai semishonga, vanachiremba vanoshanyira, mishonga yemishonga uye kuchengetedzwa kwekukurumidza.

7 Best Healthcare Funds to Buy

Kune zvakawanda zvekubhadhara mari pamwe ne ETFs dzinoshandiswa mumatokari ezvehutano asi kune zvishoma chete zvisingabatanidzi mitoro , kudhura kwechirwere , uye kushanda kwenguva refu kwenguva refu. Mune urongwa husina hanya, heyi ndiyo mari yakanakisisa yehutano yekutenga:

1. Vanguard Health Care (VGHCX): Vanguard inongopa mari shomanana yemari inoshandiswa munharaunda uye VGHCX ndeimwe yepamusoro uye yakwegura pamusika. Tichifunga nezvemashamba ekuchengetedza utano, zvakadai seBristol-Myers Squibb (BMY) uye UnitedHealth Group (UNH), VGHCX ndeimwe yemari yakanakisisa yokuita mari mumakore makumi maviri adarika. Kubatsirwa kubva kune vanhu vakwegura uye kubudirira mune biotechnology nemichina yezvokurapa, VGHCX inogona kuva mutambi wepamusoro pamakore gumi anotevera kana kupfuura. Mari inoshandiswa inongova 0.37 muzana uye zvishoma zvishoma kutenga kutanga ndeye $ 3,000.
2. Kuvimbika Sarudza Health Care (FSPHX) inotengeswa mune zvakasiyana-siyana zvematokari mukati mehutano hwehutano hwakakura, iyo inosanganisira zvikamu zvakadai semishonga, biotechnology, nemichina yekurapa nemichina. Saka kana iwe uchida kuwedzera mararamiro ezvehutano kumapatoti ako uye kuita bheti refu yakareba pakukura kwehutano, FSPHX isarudzo yakanaka kwauri. Nhamba yebhadharo yeFSPHX inenge 0.74 muzana uye zvishoma zvishoma kutenga kutanga $ 2,500.

1. Kuvimbika Sarudza Bio-Technology (FBIOX): Iyi mutual fund inowedzera mukukurumidza kuwedzera bio-teknolojia muchikamu chekutarisira utano. Kunyange zvazvo bio-tech mashizha ane simba rekuonga kukuru, vanogona kunge vane nguva shomanana yekuderera kwekukurumidza. Nokudaro FBIOX inogona kufungidzirwa sechisimba chechikwama chemari, izvo zvinoreva kuti zvakakodzera kune vashandi venguva yakareba vasingafungi nezvekukwira uye kuderera kwezvikwereti zvakadaro. Nhamba yebhadharo yeFBIOX ndeye 0,75 muzana uye zvishoma zvishoma kutenga kutanga $ 2,500.
2. Kuvimbika Sarudza Zvokurapa uye Zvimwe Zvigadzirwa (FSMEX) inotengeswa mumakambani anokura uye anogadzira zvigadzirwa zvemishonga nezvimwe mabhizimisi akambidzana. Vanhu vanokwegura muUnited States uye kumativi ose enyika vakaita chisarudzo chisina kumboitika chemishonga yezvokurapa nemabasa uye izvi zvinogona kuramba zvichienderera mberi mune ramangwana rakatarisika. FSMEX ndeimwe yepamusoro-soro yemari yemari inotenderera kune Fidelity nerekodhi yemisika-inorova kudzoka kwenguva refu. Nhamba yebhadharo inokwana 0.76 muzana uye zvishoma zvishoma kutanga kwekutsvaga $ 2,500.

1. Vanguard Health Care ETF (VHT) isarudzo yakanakisisa yevanodhura vanoziva mari vanofarira ETF version kuVanguard yaVGHCX. Imwe yehutano hwakasiyana-siyana yeEFF, VHT inotarisa kushanda kweMSCI US Investable Market Health Care 25/50 Index, iyo inoita kuti vatengesi vauye kune makumi matatu nemazana matatu ematambudziko ehutano. Zvinodhura zvinongova 0.10 muzana.

2. Utano Hwakanaka SPDR ETF (XLV) inotarisa kuisanganisira makambani emishonga, makambani ezvigadzirwa zvebhaotechnology, vashandi vezvipatara, makambani echipatara, nezvimwewo. Nevanhu vakwegura uye kubudirira mumishonga, urongwa hwehutano hwakagadzirirwa kuve sarudzo yepamusoro yehupenyu huri mberi. Chikonzero chikonzero chehutano hwehutano hunofungidzirwa kuti chiri kudzivirirwa ndechokuti vanowanzoita kuti kukoshesa kwavo kuve nani kudarika mararamiro akawandisa panguva yekuderera kukuru. Vanhu vachiri kunoda mushonga wavo uye kushanyira chiremba mune recessions. Nhamba yebhadharo yeXLV is 0.13 muzana.

3. iShares Nasdaq Biotechnology ETF (IBB) inogona kunge iri yakanakisisa ETF yekutsvakira zvigadzirwa zve biotechnology. Mari iyo inotarisa NASDAQ Biotechnology Index, iyo inosanganisira zvikuru mabhanga makuru-bio-tech masangano seGiriyedhi Sciences, Amgen uye Celgene. Izvo zvikamu zvinokwana 0,47 kubva muzana zvinokonzerwa nechepamusoro yeEFF asi zvichiri kukosha kwekushandisa mari yakasiyana-siyana neyakanaka kwenguva refu yekukura.

Kana iwe uchinge uchiita mari mune zvemari, kuchenjera kukuyeuka kuisa zvishoma kugovera zviduku zvigadzirwa zvepasita yako. Nzira yakanaka yevatengi vazhinji vari pakati pe5 kubva muzana uye 10 muzana yehuwandu husepa. Utano hwehutano hwakawanda huri hutano hwakasiyana-siyana huripo asi yeuka kuti zvimwe zvezvikamu, zvakadai sa biotechnology zvinogona kuva nekunyanyisa kukuru munguva pfupi.

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro. Kent Thune haaiti pachedu chero chekudzivirirwa kwepamusoro pamusoro pekunyorwa uku asi anobata XLV neVGHCX mune dzimwe makambani.