Usapedza Kubhadhara Kwako paTerevhizheni Idzva
Kana iwe uine mari inouya, uye yakawanda, inogona kuedza uye kubvumira kuwana terevhizheni, mitambo yemitambo kana shangu idzva dzawakave muchivanze gore rose. Zvinhu izvi hazvive nehuwandu hwehupfumi hunogara kwenguva refu. Muchidimbu, zvinoreva kuti uri kuridza mari yakawanda pane chinhu chimwe chete, apo iwe ungashandisa mari kuti ubatsire kuvandudza mararamiro ako ehupenyu hwose.
Usaenda Kubhejera Nezvo
Zvinogona kuva nyore kuenda kubhejera kana iwe mutero wekudzokera uchingopinda. Ndiyo mari yausina kutarisira kuva nayo, saka zviri nyore kururamisira kubhejera nayo kuitira kuti ugone kuwana mari yakawanda mukudzoka. Vanhu vazhinji havadzokeri mari yavanopedza vachibhejera. Iko kunyanya kukanda mari yako kure. Zviri nani kusiya mari chete.
Regai Kungoisa MuAkaunti Yako Checking
Kana iwe uchingoisa mari yacho muakaunti yako yekuongorora, unogona kusarudza kuripedza pane chimwe chinhu kungoziva kuti watochitora kare.
Kana iri muakaunti yako yekuongorora, zviri nyore kururamisa kuwedzera kwekudya kunze kana kutengesa nokukurumidza kutengesa nokuti mari inowanika munhoroondo yako. Kana iwe usina chokwadi chekuita nemari ikozvino, uise muakaunti yako yekuchengetedza kuitira kuti iwanike kana iwe uchisarudza kuripedza.
Usatora Zvose pavana Vako
Paunenge uine vana, zvingave zvichiedza kugovera mari yakawanda kune umwe neumwe wevana vako kuitira kuti vagoenda kunotenga kana iwe unogona kusarudza kuparge pamutambo wavanenge uchida.
Kunyange zvazvo zvakanaka kuti upedze mari pavari, kutenga munhu wose foni itsva kana kuti kupa hurukuro yekutengesa zvisingakubatsiri kusvika kune zvinangwa zvako. Inogonawo kugadzirisa zvinotarisirwa nevana vako uye inogona kutanga kutarisira zvimwe. Zvakakosha kuva nemhosva uye kuderedza mari yaunoshandisa pavari kuti yakwanise mari yako yemazuva ano.
Usashandise Izvo seA Down Payment paGari Haugoni Kuita
Inogona kuedza kuedza kubhadhara mari yako kuti ikubatsire kutenga motokari kana chikepe. Kazhinji zvinowedzera kubhadhara kwezvinhu izvi. Zvisinei, kana uri kutambura kuti uwane mimwe mwedzi woga woga, haubatsiri kunyora kune mamwe mahomwe. Inogonawo kukubatsira iwe kukwanisa kuwana motokari yausingakwanisi kuwana. Kana iwe uchida motokari, tarisa chimwe chaunogona kukwanisa kubhadhara mumakore matatu. Iwe unogona kunyange kuedza kubhadhara motokari mune mari uye kushandisa mari yekudzorera sekutanga kwekuchengetera kwako kwemotokari itsva.
Usakwereta KwaIri
Kana iwe uchienda kune rimwe rekugadzirira musero kana bhizinesi, vangakupa chikwereti chinotarisirwa kubhadharwa kana kuti kubhadharwa zvakaringana. Ichi chikwereti nemutengo wepamusoro. Iwe uchafanirwa kubhadhara mari yekushanda. Nekusarudza kuisa pakombiyuta uye kuva nemari yakanongedzerwa zvakananga munhoroondo yako, kazhinji nguva yaunotora kuti uwane mari yako isiri iyo yakareba kwenguva yakareba kupfuura yaizotora kuti iwane mvumo yekudzorera nokukurumidza.
Iyo inokuponesaiwo kubva pamari yekubhadhara mari kana kubhadhara mari yako kwakasiyana pane inotarisirwa.
Usapfuurira Chechikwereti Chinyorwa
Zvakanaka kubhadhara makadhi ako ekwereti nemutero wako wekubhadhara mutero, asi hazvizokubatsiri kana iwe ukamhanyira zvikwereti zvako zvekadhi rechikwereti zvakare mumwedzi inotevera. Iva nechokwadi chokuti iwe unoisa zvimwe kune imwe mari yekukurumidza, usati wabhadhara chikwereti chako. Zvino kana iwe uchibhadhara makadhi ako, rega kuishandisa. Usatakura makadhi ako newe kana uchienda kunotenga kana kuita zvimwe zvinhu. Izvi zvichakubatsira kuti urege kubvisa chikwereti chekwereti chikwereti. Kugadzirisa zvipfeko zvako kuitira kuti urege kuwana mari yakawanda gore negore kunobatsirawo.
Ipa Ichi Chinangwa
Paunowana kubhadharwa kwako kwemitero, unofanirwa kugadzira hurongwa hwokuupedza. Izvi zvinoreva kuti iwe unogona kuisa kune chikwereti chako kana kuvaka chikwata chako chekukurumidzira . Kana iwe ukangozviisa mubhangi, pasina chinangwa, iwe uchashamiswa kuti nokukurumidza mari iyo inogona kuderera sei.
Tora nguva usati wawana mari yako uye uone nzira yakanakisisa yekushandisa nayo. Sarudza kana iwe uchida kubata pazvikwereti zvako kana kana une chinangwa chairo, sekuchengetedza kubhadhara mari, unoda kusvika.
Ita Zuva Rakawanda
Zvakanaka kupenya uye kuzviwanira chimwe chinhu chakanaka. Kazhinji, edza kupedza izvi kusvika kune 10 muzana yemari yako yekubhadhara kana uchiri kuedza kubvisa chikwereti kana 20 muzana kana iwe usina chikwereti uye uchishanda pane zvimwe zvinangwa. Sarudza kuti unoda kuishandisa sei uye uchitengesa zvakapoteredza kuti iwe unoda kuishandisa sei. Izvi zvichaita mari yakawanda pane zvose zvaunosarudza kuita nayo. Kana uri kuwana $ 3,000 zvekubhadharwa, ipapo iwe uchava ne $ 300 izvo zvakakwana kuti uwane huwandu hwakanaka hweterevhizheni kana rwendo rwekupera kwevhiki kune imwe nzvimbo pedyo. Pane zvakawanda zvokuita nemari.
Tora Nguva Yokugadzirisa Zvaunodzivirira
Kana uri kutora mari yakawanda gore rega rega, iwe unofanira kugadzirisa mvumo yako yemitero. I IRS ine yekuchengetedza chikwata chaunogona kushandisa kuti uone mari yaunofanira kutora pamitero yako. Tarisa kuti uone kana nyika yako ine shanduro yakafanana yaunogona kushandisa. Chinangwa chako chinofanira kunge chiri kugamuchira pedo ne $ 100 kumashure. Nenzira iyo iwe uchava nemari yakawanda mukati memwedzi kuti ikubatsire kuzadzisa zvinangwa zvako zvemari nokukurumidza. Zvakakosha kuchinja mari yawakachengetedza gore rose sezvo mamiriro ako ezvinhu achichinja kana iwe ukatanga kuita mari yakawanda, kutenga imba kana kuva nemwana.