Maitiro Aungaita Sei Vamwe Vashandi Vanokubhadhara Iwe Mari yeKubhadhara muZvondo Dzadzo
Chimwe chezvinhu zvakawanda zvokusarudza nzira dzokutengeserana, kutengesa kusarudzwa kusarudzwa kunogona, kana kuurayiwa pasi pemamiriro ekutengeserana zvakanaka, kuunza purofiti yakawanda kuburikidza nekuita mune zvekutengesa iwe ungadai wakamboita kuti uwedzere pamitengo yepasi. Kunyange zvazvo mumusika usingatauri, zvinangwa izvi zvinogona kukupa mukana wekudzorera kunobatsira pausingaverengeki kutengesa mumusika unonyanyisa. Kana iwe uri muchengeti wemari, izvi zvinokubvumira kuwedzera ruzivo rwawakatowana nezvemabhizimisi akasiyana-siyana kuburikidza nemakore ako ekudzidza mishumo yakasiyana-siyana yegore, 10-Ks, nemamwe SEC filings.
Kuenzanisa: Inowanzo Stock Stock
Ngatitii pane imwe nguva yapfuura, waive uchida kutenga Tiffany & Co. mashizha nokuti vane mazita makuru ekuzivikanwa, uye anoshandisa uchishandisa bhizimisi rakashata. Zvisinei, iwe hauna chokwadi kuti ungafamba sei kubva pamusika wazvino waive uine hutsinye hwakanyanya uye iwe wakanga waona kuwira kwekutengeswa kwematengo kwenguva yakareba.
Semuenzaniso, sekufambisa kwemashamba musi waOctober 14, 2008, nhengo dzeTiffany & Co. dzakanga dzakatengesa pa $ 29.09 imwe neimwe, kubva pasi pe $ 57.32 isati yasvika paWall Street. Vatengesi vakavhiringidzika kuti nzvimbo yekutengesa yaizoputsika uye kuti zvishongo zvepamusoro-soro zvaizova chimwe chezvinhu zvokutanga zvaienda nokuti vatengi vaisazoenda kutenga maziso ekudhura, madhendhe, uye maimba kana vasingagoni kunyange kubhadhara chikwereti chavo.
Funga kuti wakanga uchida kuva nemugove muTiffany & Co. uye wakanga wakamirira mukana wakadaro. Muchikamu chinoramba chiri pamusika, sengo inogona kuwira zvakanaka imwe 20, 30, 501 muzana kana kupfuura, asi iwe unoda kubatsirwa kubva pauri hwako hweTiffany's stock yemakore 10 kusvika ku20 anotevera. Panogona kuva nenzira yekushandisa zvakanakisa mamiriro ezvinhu ikozvino pasina kutenga zvigadzirwa, asiwo kuunza hutano hwakanaka kwepodfolio yako.
Mune imwe mamiriro ezvinhu, iwe unogona kungotenga zvikamu zvacho zvakakwana, kuripa mari, uye uvaite kuti vagare muakaunti yako nezvikwereti zvinowedzerazve . Nokufamba kwenguva, maererano nemakore mazana maviri ezvakaitika pamusana pekutsvaga kwemisika yemashamba, iwe unofanirwa kuwana mukana wakaenzana wekudzoka kune kushanda kwebhizimisi iri pasi. Saka, kana iwe uchida kutenga zviguru zvuru zveTiffany's stock, iwe unotora $ 29,090 yemari yako pamwe nemadhora gumi kwekambani, uye shandisa $ 29,100 kuti utenge chikafu musi waOctober 14, 2008, mutengo wemari we $ 29.09 uchishandisa muenzaniso wedu .
Nzira Yakasiyana-siyana: Sengai Zvimwe Zvokushandisa Pakusarudza Tiffany & Co.
Chimwe chinonakidza, uye zvichida chinobatsira, mamiriro ekushandisa sarudzo yekugadzirisa inogona kuisawo mari yako kushanda. Uchishandisa sarudzo yakasarudzwa, iwe unogona kuita chimwe chinhu pakunyorera uye kutengesa "inshuwarisi" yevamwe vatengesi vanovhundutswa pamusoro pekukwanisa kuitika mumutengo wematengo yaTiffany & Co..
Imwe mhando yezvasarudzwa zvinonzi kuiswa kusarudzo, inopa mukana wokutenga kodzero ye "kuisa" sengozi kune mutengesi wokutsvaga mutengo wakatemerwa, kazhinji mutengo wakakwirira kudarika mutengo wemusika wezvino, zvakanaka kusvikira zuva rakatemerwa. "Kutengesa kuzarura" zvinoreva kuti uri kutengesa kusarudzwa kwechinyakare . Kuenzanisira "pfungwa" pfupi, kana iwe uchitengesa zvishoma zvishoma izvi zvinoreva kuti iwe unokwereta kubva kune wako mutengesi uye unozvitengesa kune mumwe mubhadhari usingatori. Nokuda kwegadziriro yekushanda, unofanira kutengesa iyo pamutengo wakakwirira, uye wotenga chikafu pane imwe nguva, pane mutengo wakaderera kubva kune wako mutengesi uye uchengetedze purofiti, achifunga kuti mutengesi unoenda. Kutengesa kuisa maitiro anosvinudzwa , kana mabasa mashoma nenzira imwecheteyo.
Mutengi wezvaanosarudza haamboiti kuti ashandise kodzero yake yekutengesa mhando yavo, asi kana mutengo wemari uchiramba uchidonha, sarudzo inopa mubhadharo kukwanisa kutengesa pamutengo wakatarwa.
Izvi zvinodzivirira vatengesi nekuvabvumira kuti vabude munzvimbo yavo yepamusoro vasati varasa kurashika.
Semuenzaniso, taura kuti mutengesi akanga achida kubhadhara mari ye "inshuwarisi" ye $ 5.80 per share kana iwe, mutengesi wokutsvaga, unobvumirana kutenga tiffany yake kubva kwaari kana mutengo uchinge wawana $ 20.00 pamusi wega. nokutengesa, kana kunyora, chikwata chekusarudza chinovhara zvikamu 100 zveTiffany & Co. stock. Nokunyora chibvumirano iwe unobvumirana kutengesa mumwe mutengesi kodzero yekukumanikidza kutenga zvikamu zvake zveTiffany pa $ 20.00 imwe neimwe, chero nguva yaanosarudza pakati penguva ino neyokupera kwekutengeserana pazuva rawakasarudza kuita izvi kusarudzwa kushanda.
Mukutsinhana nekunyora iyi "inshuwarisi" iyo inodzivirira mutyairi kubva kune doro guru mumutengo wezvokugovera zvigadzirwa zvemaoko, anokubhadhara iwe $ 5.80 nechikamu. Iyi kubhadhara inowanikwa yako nokusingaperi, kana kana mutengi ari kushandisa kambani yake, kana kuti mamwe mazwi, anokumanikidza kutenga nhumbi yake.
The Scenario Illustrated
Iti iwe wakatora $ 29,100 mari yaungadai wakaisa mari yacho muchikwata nekutenga zvikamu zvakananga uye pane kubvumirana kunyora inshuwarisi kune mumwe mutengesi kana kuti "kutengesa zvakazarurirwa" vamwe vanoisa sarudzo paTiffany & Co. mitsara nezuva rokupera kwekuvhara kwekutengeserana Chishanu gore rimwe kubva nhasi, pamutengo we $ 20.00 wekutengesa. Mutengo wekutsvaga unomiririra mutengo apo mutengi angasarudza kukugombedzera kutenga ikoka kubva kwaari.
· Iwe unosangana nomukwereti wako uye ugoita basa rekuisa 20 kusarudza zvibvumirano. Chimwe nechimwe chinosarudza kushandiswa kwekambani chinomiririra "inshuwarisi" yezvikamu zana zvezvikamu, saka zvibvumirano 20 zvinotakura chikamu chezvikamu 2 000 zveTiffany & Co. stock.
· Nguva iyo yekutengeserana inouraya, iwe uchawana $ 11,600 yemari nokuda kwezvaunogona kusarudza, kunze kwekutumira mutengesi. Iko mari yako nokusingaperi uye inomiririra premium kune mumwe muzvikwereti, kana mutengi angasarudza, akakubhadhara iwe kuti umudzivirire kubva pakudonha mumutengo wematengo yaTiffany.
• Kana Tiffany yematengo emari inowira pasi pe $ 20 muga wega kubva ikozvino uye kusarudzwa kwegore rimwe chete zuva rokupera, kusarudza kwako zvibvumirano zvingada kuti iwe utenge masaga 2 000 pamadhora makumi maviri nemakumi maviri ega yega ye $ 40,000. Pamusoro pekumusoro, iwe watotowana $ 11 600 pamapurayamisi. Iwe unogona kuwedzera $ 11,600 ku $ 29,100 mari yaunenge uchienda kuzoisa muTiffany & Co. sendima yakafanana, nokuda kwe $ 40,700. Pamusana pekuisa mari yaunenge watengesa, iwe une $ 40,000 zvachose inogona kuzvipira kune yako yaunogona kutenga mutengi, kudarika $ 11,600 mumari yakagamuchira kubva kwaari, inokwana $ 28,400 yakasara iyo inowanikwa mari yaunoda kuuya nayo kuvhara mutengo wekutenga mutengo kana zvisarudzo zvinoshandiswa. Kubvira pakutanga, waifanira kushandisa $ 29,100 kutenga zviguru zvuru zveTiffany & Co. chikafu chero ipi zvayo, uri nani nemugumisiro uyu.
Iwe pakarepo unotora $ 40,700 yako uye urikurima muUnited States Pfuma Bhizimisi kana zvimwe zvikwereti zvemari zvakaenzana nehutano izvo zvinoita kuti vamwe vawane pangozi inowanikwa mubereko. Iyi mari inogara ipapo seyakachengetwa kusvikira kusarudzwa kwezvibvumirano zvinopera.
Muchiitiko ichi, kambani yekambani inoramba yakasimba, mutengi haamboshandisi maitiro ake uye zuva rokupera rinouya uye rinopfuurira. Izvo zvinosarudzwa kusarudza zvibvumirano zvinopera; havasisipo. Iwe uchengetedza mari iyo mutengi akakubhadhara iwe "inshumo yehushandi" nokusingaperi, uye chaizvoizvo, mukutsinhanisa kuisa $ 28 400 kubva pamari yemari yemari yegore, wakabhadharwa $ 11 600 pamari. Icho chakanaka kudzoka pamusha wako wegore rimwe chete kwekuiswa kwesarudzo.
Rwendo Runochinja Kana Mutengi Anoita Maitiro Ake
Mune mamiriro akasiyana, taura zvaunogona kutenga mutengi anowedzera kuzvidya mwoyo paTiffany & Co. yekuderedza mutengo wemari, anoshandisa zvaanosarudza, uye iwe zvino unofanira kutenga zviuru zviviri zveTiffany & Co. chikwata kubva kwaari pamadhora makumi maviri nemakumi maviri nemari ye $ 40,000. Yeuka, zvakadaro, kuti $ 28,400 chete yemari ndiyo yaimbova mari yako yepakutanga nokuti $ 11,600 yakauya kubva pamishandiro ekubhadharwa ayo mutengi waunogona kubhadharwa kwauri nekunyora "inshuwarheni." Izvi zvinoreva kuti mari yako inobatsira kubva kune imwe neimwe inosvika $ 14.20 ($ 20 mupepeti - $ 5.80 premium = $ 14.20 mutengo wega wega wega).
Yeuka kuti iwe pakutanga wakanga uchitenga kutenga zvuru chikamu zveTiffany & Co. zviri pachena pa $ 29.10 per share. Kudai waita izvozvo, iwe zvino unogona kunge uine kurasikirwa kukuru kusina kukwana pane zviripo. Pane kudaro, pamusana pezvakasarudzwa zviri kuitwa, iwe une zvikamu zviviri zvemazana mumutengo wemari ye $ 14.20 pamagetsi. Sezvo iwe waida mari yacho, yakarongwa pakuchengetedza kwemakore gumi kana makumi maviri, uye ingadai yakange iri mune zvakanyanya kusarasikirwa nzvimbo yakasara iyo haisi yekuti iwe wakasarudza kunyora zvisarudzo, iwe zvino wakaguma neTiffany & Co chikwata chaunoda, pane $ 14.20 mari yekutenga panzvimbo ye $ 29.10 mari inoshandiswa.
Mhedzisiro uye Shoko Nezvengozi
Muchiitiko chisingaoneki, kambani inopera, iwe unogona kurasikirwa zvakafanana kana iwe waitenga chikwata chaipo. Zvisingabatsiri izvozvi, kana mutengi achishandisa zvaanosarudza, unowana mari pamutengo wakaderera uye iwe uchachengetawo chido chawakagamuchira apo iwe waive nemari inowanikwa muHaimari Bills. Rudzi rwemhando iyoyo rwakakosha zvikuru, sezvo kunyange zvisiyanana zvitsva mudzoka zvinogona kuita kuti zvive zvakasiyana zvakagadziriswa mitsva pane nguva nekuda kwesimba rekugadzirisa-mutyairi anowana mamwe mazana 3 kubva pagore gore rimwe chete, paavhareji, makore anopfuura makumi mashanu angagona 300 pfumbamwe mari yakawanda kupfuura vanhu venguva yake. Kunyange zvazvo ichifungidzira uye kwete pasina njodzi, idzi marudzi ekutengeserana anogona kupa mvumo yekudzoka kwakanaka sekukwereka kwemashamba kunowedzera.
Kutaura nezvemungozi, urongwa uhwu haukurudzirwi kune ani zvake kunze kwevatengesi vanonyanya kukoshesa. Vatengesi vanongodzidza kutengesa zvingasarudzwa vanogona kudhakwa nemari yakawanda yemari risiti yakabhadharwa muakaiti yavo kubva ku "inshuwarimendi" kubhadhara, kwete kuziva chiyero chavanoda kuti vauye pamwe chete apo zvose zvingasarudzwa zvavakatengesa zvaiitwa. Nekambani yakakura yekutengeserana, iwe semutengesi unogona kunge uine chikamu chakanaka chakakwana chekutengesa zvikamu zvacho, asi izvo zvinogona kuputika mune imwe mhirizhonga yekupararira kwemisika yemakemikari. Muchiitiko ichocho, iwe unogona kuzviwana uchinge uchitaura, kupinda mukati kuti uone kuti mutengesi wako akanga avhara matanda ako pakurasikirwa kukuru, uye kupupurira chikamu chikuru chekasa rako rinofanira kubviswa, pasina chaunogona kuita nezvazvo.
Iko Balance haisi kupa mutero, utsvaga, kana mari yemari uye mazano. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kubvumira kusangana nematambudziko kana mamiriro emari yemumwe muzvinabhizimisi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.