Account Takeover Kubiridzira mune maitiro akawanda
Muchikamu chino chemasangano takambokurukura Account Takeover Fraud mumarudzi ayo akawanda, kuti zvinoitika sei uye kuti mhombwe dzinokunda sei hondo yekrisbercrime . Sezvo vatengesi vezvakaipa vanoramba vachitsvaga kutadza mumakambani emakambani uye vagari vese vane hukama mumishagwa avo eimba, kubhadhara kubhengi kwebhuku kucharamba kuchikonzera vanhu.
Kune marudzi akawanda ekutora mabhuku uye nzira dzakawanda kubhadhara kwekodha kunogona kuitika.
Heano mienzaniso mitatu yatakafukidzira mumashure akapfuura:
- Credit Card Kunyengera
- Hacking
- Scams
- Kuchinja kwekero kero
- Skimming
- Phishing
- Telefone yefoni
- Vishing
- Mortgage inotsigira kukanganisa
- Chengeta unyengeri
Kuona kubhadhara kambani
Marikiti yemakadhi: yakarasika kana yakabiwa nhamba yemakadhi echikwereti inoshandiswa kusvikira muchengeti wekadhi avadzivisa pasi nokudana nhamba yemaawa makumi maviri nemasere isina kubhadhara kadhi. Muzviitiko zvizhinji, kunze kwekuti chikwereti chinowanzowanikwa chisipo, mbavha inogona kuenderera mberi kwemavhiki ichipa mhosva pasina ruzivo rwekadhi. Kunyanya mazivivhavhavha achakurumidza kubuda kunze kwekadhi kuburikidza kuchinja bhaari yacho kuva mari. Munhu wacho haawanzi kuona utsotsi kusvikira vagamuchira pepa pepaiti uye vanoona zvisiri pamutemo mhosva. Kana muchengeti wekadhi akamisa nhoroondo yeIndaneti kuti asvike uye aongorore zvinyorwa zvavo, uye kushandiswa kwezvino, vanowanzoona kubatwa nekunyengera nokukurumidza.
Makambani emakadhi ekodhadhi anewo teknolojia yekuona kusakanganisika panzvimbo iyo inovanzvera pamhosva dzingave dzisinganzwisisiki kana kuti dzinoshushikana pamusoro pemari yekushandisa mari yekadhi, kutenga maitiro kana nzvimbo yekutengesa.
Muenzaniso ungadai uri apo muchengeti wekadhi anotenga kunzvimbo yedhorobha reBoston pane imwe nzvimbo yemotokari uye awa gare gare kutenga kunoitwa muchitoro chezvitoro muRomania. Anomaly yekuona software yaizove yakasvibirira-futi iyi sechishushikana, zvichida kunyengedza, sezvo zvisingakwanisi kutora kubva kuBoston kuenda kuRomania muawa imwe chete.
Bhengi maakaunti: mabhandi ane masimba akafanana aripo apo unyengeri huri kuitwa uchishandisa kadhi yebhengi yebhengi iyo inoshanda sekare sekadhi rechikwereti. Zvisinei, kana kadhi yekubhadhara inoda ikhodi yepini, unyengeri hahuwanikwe kakawanda, kana huripo, nebhadhiro rinobudisa nekuda kwechimiro chepiniko. Iko kunofungidzirwa kuti pini inoshandiswa chete nemudziri wekadhi.
Kodzero dzevatengi uye mabasa
Marikiti yemakadhi: Federal federal limit cardholder chikwereti che $ 50 muchechi yekwereti yekwereti, chero bedzi muchengeti wemakadhi anokakavadzana mutero mumazuva makumi matanhatu. Dhidhi kadhi unyengeri vanofanirwa kuzivisa bhagan mukati memazuva maviri kuitira kuti vadzivirirwe nemari iyi $ 50. Mushure meizvozvo, mutoro mukuru unokwira ku $ 500. Uye kana munhu akakuvadzwa asingazivi kana kuudza unyengeri kusvikira mushure mememazuva makumi matanhatu apfuura, mutoro unogona kunge uri wekadhi rose, yebhengi kana kadhi rechikwereti. Kana imwe kadhi yako yekubhadhara ichikanganisika, iwe haungagoni kuwana kusvikira cheki inoputika kana kadhi yakaramba. Uye kana iwe ukadzorera mari yacho, mbavha inogona kungotanga zvakare, kunze kwekuti iwe usayese iyo nhamba kana kuchinja nhamba dzebhuku zvachose.
Bhuku maBhangi: Muna 2007, vaviri vekuUnited States vakaurayiwa nehupfumi hwekuzivikanwa apo gweta rakawana bhizinesi rebhangi iri paIndaneti ndokuba $ 26 500 kubva pamusha wekodhi.
Mari yacho yakaendeswa kubhangi reAustria rakaramba kudzorera mari kubhengi ravo. Saka bhanhire rakaudza vaviri vacho kuti vaifanira kukanganisa kurasikirwa. Apo vakaroorana vakaramba kubhadhara, bhizinesi rakakazivisa mabhizimisi ekubhadhara chikwereti kuti nhoroondo yavo yaideredza uye yaityisidzirwa kuti igare mberi kwemba yavo. Saka vakaroorana vakatsigira bhengi, vachiti kudarika kweElectroni Funds Transfer Act uye Fair Credit Reporting Act, pamwe nekupomera bhanhire rekuregerera. Muchiitiko ichi, mutongi akaona zvakakwana kusaremekedza nekuda kwebhangi kuitira kuti nyaya yacho iende kudare.
Mahombekombe mazhinji ane "zero mvumo" mazano munzvimbo inoita kuti mabhanki 'vatengi vagare shure mushure mekunyengera. Asi pane zvidzidzo zvakabatanidzwa mune dzakawanda zviitiko. Zvakakosha kudzokorora mashoko akanaka emitemo yese yebasa uye mamiriro ezvinhu kuti ave nechokwadi chekuti kodzero nemitoro ndezvipi.
Mukupedzisa
Kuziva: kune zvinhu zvakasiyana-siyana izvo vatengi vanogona uye vanofanira kuzviita kudzivirira unyengeri. Chokutanga uye chakakosha, ruzivo rwezvakaitwa zvakasiyana siyana uye ndezvipi zvinowanzozivikanwa kuti mbavha dzinoshandisa kuwana dhizimusi yekodha inokosha. Kana vese vatengi vaine ruzivo rwekuziva nezvezvinofanira kutarisa, havangagoni kutariswa. Zvinyorwa zvakadai sekunamatira mapepa asina kudiwa uye kuchengeteka mumisha yavo nehofisi zvakakosha.
Computer kuchengeteka: munharaunda yemazuva ano e-commerce-inotarisirwa iyo inokosha kune chero mushandisi wepakombiyuta yemusha, SMB nebhizimisi kuti ive nehurongwa huri panzvimbo yekuchengetedza yavo pachavo uye yevabereki vavo. Zvidziviriro izvi zviripo zvinochengetedzwa zvinobva pakusadzivirirwa zvachose kuti zviitwe zvakakwana uye zvakachengetedzwa 99 muzana yenguva. Hapana chimwe chinhu chakadai chekuchengetedzwa kwemazana zana, asi munhu wese anobatanidzwa mukushanda kwe-e-commerce anofanira kutora basa rekuchengetedza kwavo kuchengetedza vanhu vakaipa kunze.
Kuzivikanwa kubavha kudzivirirwa : izwi rokuti "kubhakwa kwekuzivikanwa" rinosanganisira dzakawanda zvemarudzi akasiyana ekunyengera. Kuzivikanwa kwehuwandu hwehuwandu hwakazara inenge inokwana madhora makumi mashanu emadhora emadhora inokonzera vanhu vane mamiriyoni gumi pagore. Kune marudzi mazhinji ekuzivikanwa kwekuzivikanwa uye nzira dzakawanda dzokudzivisa kuti zvirege kuitika. Mukupara kwemhosva kwemazuva ano, zvakakosha kuita sarudzo mukuzivikanwa kwehupfumi hwekuchengetedza mabasa. Pasina imwe nzira yekudzivirira panzvimbo, mutengi anowanzoshungurudzika kumarudzi akawanda ekudziwa kwekuzivikanwa kunogona kukanganisa kukwereta kwavo chikwereti uye kukwanisa kushanda mune zvemari.