Nzira Yokuti Faira Mini Mhosva Yekutaura

Mazuva mashoma motokari yemishuwarenzi yemhosva ndeyeMichigan chete. Mutyairi weMichigan wega wega wega anofanira kuziva kuti chii chinoshandiswa chekutsvaira . Maitiro ekukuvadza kwemadiki uye kwepfuma ndiyo nguva bedzi yekugoverwa kunopiwa neavo -panopisa inshuwarisi yematongerwo enyika muMichigan. Mazana mashanu emadhora ndiyo yakawanda inobhadharwa nokuda kwekutsvaira kwekutsvaira. Kusvitsa kudzvidzirwa kweminiti kunogona kuva kwakaoma kune muvhareji wevasina kumbobvira atumira kudai kare. Vamwe vanhu vanobhadhara gweta kuti vabatsire kufambisa zvidhori zviduku. Hazvisi izvo; dzidza matanho mashanu anokosha ekunyora chirevo chekutsvaira mudiki muMichigan.

  • 01 Nhanho 1: Ita Zvesheni dzeAt-Fault's Information

    Unganidzai pane-panopindwa nepati:
    • Zita
    • Insurance Company
    • Agent
    • Nhamba Nhamba
    • Nhamba yenhare
    • Motokari inobatanidzwa

    Kana iwe usine humwe ruzivo rwekupa-pane mhosva, zvinenge zvisingakwanisi kuisa mhaka yekutsvaira min. Dzimwe nguva iwe unokwanisa kuwana ruzivo kubva kumurondedzero wemapurisa, asi usambovimba chete nemushumo wemapurisa. Kazhinji, iyo mitsara haigutswi zvachose nemashoko ekukurukurirana uye mashoko einishuwarenzi.

    Pasina ruzivo rwemukana-pane mhosva, iwe haugone kuisa kuda. MuMichigan, kana iwe usina kuwirirana uye iwe unobatanidzwa mukurova uye kumhanya, hapana kugoverwa kunowanikwa pasi pehurongwa hwako. Dzokorora peji rako rekutaurira kana kumbira mujeri wako kuti chii chingawanikwa pane inshuwarisi yako.

  • 02 Danho 2: Tora Kopi yemapurisa

    Mushumo wemapurisa unofanirwa kutsanangura zvakadzama zvakaitika kune ngozi. Inofanirawo kunyora kuti ndiani aripo-mhosva. Kuti urambe uchida kudai , unofanirwa kuva pasi pe50% pa-kukanganisa. Kana mapurisa achitsanangura zvakajeka izvi, kunyora kudai kuchava nyore nokuti hazvizove iye akati akati.

    Mapurisa anongotaura zvinogona kutora nguva yevhiki kuti aite. Mipurisa yakawanda inorondedzerwa inogona kuwanika, kana kunyange inotarisirwa kuwanika paIndaneti pamutengo. Mukuru wako anogona kukubatsira kuti uwane ruzivo kana iwe usina makombiyuta, asi iwe unofanirwa kuva nemhosva yekubhadhara.

  • 03 Nhanho 3: Ita Zera

    Kuti uise fodya, iwe uchada kuwana chiyero chekugadzirisa. Ingotora kuongororwa kumwe kubva pane imwe nzvimbo yako yekutengesa muviri. Kana kukanganisa kuri kudarika $ 1000, iwe uchatorerwa pa $ 1000 chikamu. Chinhu chipi nechipi chiri pamusoro pemari chichava mutoro wako.
  • 04 Nhanho 4: Tora Kopi yeInishuwarenzi Yenyu Yokuzivisa

    Iwe uchada kupa uchapupu hwehushuwarisi kune ye-pan-fake party ye inshuwarisi kambani. Vachave vachitsvaga peji yekuzivisa . Pepanhau rekutaurira rinongoratidzira kuratidza maitiro anoshanda emapurisa asiwo kugoverwa kunotsanangurwa pamotokari imwe neimwe. Kuisa maitiro ekutsvaga kuti unofanira kuva nehutano hunoshandiswa nehuwandu / huwandu hwezvakagadziriswa pakurwisana kana kusagadzikana kwekugadzirisa.
  • 05 Nhanho 5: Dana Mumiririri Wako uye Zivisai At-Fault Party's Insurance Company

    Kana iwe uri pamucheto wekunyora zvidhori zviduku, mutengesi we inshuwarisi anogona zvechokwadi kupinda muno. Vazhinji vashandi vachakubatsira iwe kuisa iyo kudai nekushevedza kambani ye-inshutu yekambisi yveshuwarenzi. Sezvo kubvunzwa hakukwanise kuenderera mberi neinishuwarenzi yako, zviri kumushandi kana iwe kana achida kukubatsira iwe kutumira kudai pane mutemo wechipikisa. Pamwe kana pasina rubatsiro rwemumiririri wako, taura newaini-yepenisheni yomu inshuwarisi mutengesi kana mutakuri.

    Ipa zvinotevera:

    • Zuva rebasa racho.
    • Zita rekupa-mhosva, chikamu nhamba, nemotokari inobatanidzwa.
    • Zita rako, nhamba yehurongwa, uye motokari inobatanidzwa.
    • Tsanangudzo yenjodzi uye kopi yemapurisa.
    • Kopi yemari yako.
    • Kopa peji rako rokuzivisa .

    Kana iwe kana mujeri wako wakadana kudai, iwe unofanirwa kunge wakagadzirirwa. Kuwanika kumashini yefiksi kunobatsira kuwana zvinyorwa kune kambani ye inshuwarisi. Iko kambani ichadikanwa kuongorora zvose zvese, saka iwe unofanira kuiswa kugamuchira $ 500 yako chekutsva mumakero. Maitiro ekutaura kwemashoma haasi nyore kana iwe unonzwisisa nzira yacho.