Chimvuramabwe Chinoparadza Mota Yangu Yakapedzwa Here?

Mushure meDutu

Chinhu chimwe chechokwadi pamusoro pemamiriro ekunze ndechokuti nguva dzose haigoni kutarisirwa. Dutu guru rinogona kukanganisa imba yako, motokari, uye guta. Imotokari inogona kugadziriswa nyore nyore neusingaoneki dents nekuda kwechimvuramabwe kukanganisa. Mari inoshandiswa kugadzirisa dambudziko rechimvuramabwe inogona kutyisa nokuti kuipa kunowanzopararira mumotokari yose. Mashoko akanaka ndeokuti, zvinogona kugadzirwa nechimvuramabwe zvinogona kuvharwa pasi pemotokari yako yveshuwarisi .

Ndine Chivuramabwe Chikuvadza?

Kana iwe wakatenga chikwereti chete pamotokari yako yvesishuwarenzi, iwe haungazofukidzwa nechimvuramabwe chekukuvadza kuda. Zvose chimvuramabwe uye kutyiswa kwemhepo zvinoputika pasi pemishuwarisi yemotokari iyo yakanyora kuverenga kwakazara pamotokari yakakanganisika. Kunyatsoparidzirwa kwepamusoro kunoda kutengwa kusati kwaparadzwa.

Kunyange zvazvo chimvuramabwe chisingawanzoitiki muchamupupuri, vanotakura inshuwarisi vanotora kuwedzera kuwedzera zvakanyanya apo dutu rinofungidzirwa kuti riite pasi. Kana iwe usingakwanisi kuwana huwandu hwekugadzirisa kusati kwave kwakagadzirirwa, iwe uchava nechinokonzera kukanganisa kwese kwemotokari yako. Kana chimvuramabwe chichiitika kune imwe nzvimbo dutu kana mhepo chaiye, iwe unongova nehuwandu kana iwe uchiwedzera panguva.

Ndichakwanisa Kubhadhara Deductible yeChimvuramabwe Chekuparadzwa?

Deductibles inotsungirirwa panguva yaunotenga motokari inshuwarheni pamotokari yako. Makambani akawanda einishuwarenzi anoda kuderedzwa pane zvakakwana, asi dzimwe nguva zero yakagadziriswa inogona kupiwa pane mamwe mari.

Kana uine chimvuramabwe chechimvuramabwe uye iwe unodhakwa pahuwandu hwakazara, iwe uchada kubhadhara iwe uchibviswa panguva yaunowana motokari yako yakagadziriswa. Pasinei nemari yako yakabhadharwa, zvinenge zvakajeka kuti mari yekugadzirisa chimvuramabwe chako chakakanganiswa motokari inopfuura kudarika kwako.

Inogona Kurumbidza Kuparara Kwose Motokari Yangu Here?

Kuisa pachena, hongu: motokari yako inogona kuve yakazara nechimvuramabwe chakaipa.

Kukanganisa kunogona kuva kwakakura, uye zvichienderana nehuwandu hunokosha hwemotokari yako zvingasafanirwa kugadzirisa. Inishuwarensi anorongedza ichakwanisa kuongorora kana kana kwete kugadzirisa kuchaitwa kumotokari yako.

Chikuvadza kukuvara kunogona kuodza mwoyo kubata. Kazhinji vanhu vanonzwa kuti mamiriro ezvinhu angave asina kudzivirirwa uye havanzwi sokuti vanofanira kunge vachibhadhara kugadziriswa kana kudhakwa. Dambudziko rekudengenyeka ndeimwe yezvishamiso zvisingatarisirwi zvehupenyu zvinokonzerwa nemunhu wese anotarisana nenguva nenguva. Yeuka kuti zvikwereti zviri munzvimbo yekuchengetedza mari yako yose yehushuwarisi pamutengo wakakodzera. Tariro, kana iwe wakabatwa nedutu, iwe waive nechinangwa chekutenga zvakakwana kugoverwa pamotokari dzako kana iwe usina kukwanisa kuzvidzivirira . Kana zvisina kudaro, iwe unofanirwa kuve nechokwadi kuti uri kupaka mugaraji kana pasi pekufukidzira zvakadai sa carport kakawanda sezvinobvira.

Kana iwe ukaisa kuda, gara uchiyeuka kuti motokari yako ingange isiri iyo motokari inobatwa nechimvuramabwe; zvinogona kutora nguva yakareba kudarika nguva yekugadzirisa inshuwarisi yako kudai uye kugadzirisa motokari yako.

Kana Ndikaisa Chikumbiro Uye IInishuwarenzi Inonditengesa A A Check, Ndinofanira Kugadzirisa Chimvuramabwe Changu Here?

Lucky iwe! Inishuwarenzi yakawanda inongokutumira cheki kana kugadziriswa kwaitwa, asi vamwe vangokutumirai kukosha kwekufungidzirwa kunogadzirisa kunoderedza kuderedza kwako.

Kana iwe uine motokari yako zvakananga uye kukuvadza kunongova kunongedza, iwe haufaniri kunge uchida kugadzirisa. Zvisinei, kana ukasarudza kurarama ne "dimples" ako, iwe unogona kuwana mari shoma yepamotokari yako kana uye kana ukaedza kuzvitengesa. Kana uine chikwereti chemotokari, iwe unogona kunge uchidiwa kuti ugadzire.