Muzhinji Chitsauko 7 matambudziko, hapazovi nechimwe chekubhadhara chikwereti (nokuti foni yacho inotora chikamu chiduku chepfuma.) Kana asingagoni kuregeresa zvinhu zvose, iyo isiri iyo inoshandiswa pfuma inotengeswa nemutongi wekodzero uye kugoverwa kune chikwereti sekubhadhara mari.
Mutongi anotora sei mari yekubhadhara mumwe chikwereti? Ikoko ndipo apo uchapupu hwekudai huri kutamba.
Chii Chinoratidza Chirevo?
Pamberi kune chikwereti chinogona kubhadharwa mumhosva yekushungurudza, mubhadhadzi anofanira kuzadza uye kuisa Chiratidzo cheFomu yeChikumbiro nedare rekudarika. Iko fomu inenge iri nguva dzose inowanika pawebhuku rekutsvaga kwebato rekudarika. Kana iwe unogona kuwana shanduro yakagadzirika inobatsira ye fomu yepamutemo pano. Iyo fomu inoda kuti munhu ane chikwereti aratidze zita remunhu ane chikwereti, nhamba yepamusoro, zita romutengi uye kero, uye chikwereti chechikwereti. Munhu ane chikwereti anofanirawo kuratidza kuti kudai kwakachengeteka kana kusachengeteka. Chaizvoizvo izvi zvinoreva kana chikwereti ichichengetedzwa nekutengesa, zvakadai seimba yekubhadhara mari. Munhu ane chikwereti anofanira kuzadza zvimwe zvishoma zvemichina, zvakadai sokuti kudai kune kodzero yekubhadhara zvakanyanya kune vamwe vatengi (sekunge kana iri basa rekuchengeta mhuri sekutsigirwa nevana).
Pakupedzisira - uye izvi zvakakosha - mukwereti unobata chero magwaro anotsigira zvaanotaura.
Munhu ane chikwereti anofanira kuzadza fomu ndokuiisa nechokuita nechetsetse yakatarwa nedare.
Isaziso cheTrasti kuti Ipe Pupuriro yekuda
Kazhinji, uchapupu hwekutaura huchasunungurwa chete nemunhu ane chikwereti kana muteresi anotsanangura nyaya yacho se "assets".
Dare rinotumira chiziviso ichi ichi chichasanganisira ruzivo pamusoro pokuti ungaisa sei uye nguva yakatarwa.
Ndivanaani Vanokwereta Vanotanga Kutanga?
Mutrasti anozvibhadhara chikamu chiduku chezvose zvaanowana kubva kune ane chikwereti. Saka izvi zvinoreva kuti muteresi anozvipa iye pachake pamberi pevatengi vose. Mushure meizvozvo, zvikwereti zvinotambirwa zvinobhadharwa. Zvikwereti zvinotanga kusanganisira kushandiswa kwekuchengetedza misha; mubhadharo, mibairo, kana kutumirwa kune imwe chiyero uye akawana mukati memazuva makumi mapfumbamwe ekugadzirisa; mipiro kune mapurogiramu anobatsira anobatsira; chimwe chezvinyorwa zvekutenga kana kukodzwa kweimba; uye mitero uye zvikwereti zvinokweretwa nehurumende. Kamwe chete zvikwereti zvinotambirwa zvakabhadharwa, chero zvakasara zvinosvika kune vasina kuchengetwa chikwereti (avo vasina mari), pachigaro chekuda.
Claims Trading
Chimwe chinhu chakave chakakurumbira pakati pevakwereti mubhadhadziki chimwe chinhu chinonzi kuda kutengeswa Izvi zvinosanganisira kutengesa uye kutenga zvirevo zvevamwe chikwereti. Kunyange munhu ane chikwereti asingabatanidzi mubhadhadzi angada kutenga kudai kwemunhu ane chikwereti ane chikwereti chemari nemunhu ane chikwereti. Tsamba inoratidza kushandiswa kwekutengesa inofanira kuiswa nedare rekudarika.
Kana ini ndiri Creditor, Chii Chandinofanira Kuita?
Kana iwe uri mukwereti mune kubhadhara, iwe unofanirwa kuve nokuziva chero nguva ipi zvayo yekupa uchapupu hwekutsvaga.
Misi yakasiyana-siyana inopesana maererano nechitsauko chinotonga nyaya yacho. MuChitsauko 7 , sezvinorondedzerwa pamusoro apa, dare rinotumira chiziviso chemashoko ekupedzisira mushure mokunge mutongi asarudza kuti pangava nezvinhu zvekugadzirisa nekushandisa kubhadhara chikwereti. MuChitsauko 13 , zuva rakapera mazuva makumi mapfumbamwe mushure memusi wokutanga wakagadzirirwa musangano wevakwereta. MuChitsauko 11 nyaya, dare rinotarisa zvirevo zvekupedzisira.
Nokudaro, iwe unofanirwa kunyatsongwarira pamusoro pekuverenga zvese zvinyorwa zvaunogamuchira maererano nezvenyaya yacho. Chinhu chakanakisisa chekuita, sekugara nguva dzose, ndechokubhadhara gweta rinoparara kuti rikubatsire kufamba nenzira yekushungurudza uye kuchengetedza kodzero dzako sechikwereti.
Zvinonzwisisika: Hatina kupa ruzivo rwakakwana munyaya ino pfupi kukutungamirira mukuzadza zvakakwana uchapupu hwekutsvaga. Iwe unoda hutungamiri hutungamiri, kunyange iwe unongova neruzivo rwenyanzvi rekuongorora romufomu mushure mekunge mazadza.
Yeuka kuti kungoisa uchapupu hwekutaura hakusi kuvimbise iwe kubhadhara. Ichokwadi, vazhinji vanokwereta havangatongopi chinhu mubhadhara, kunyanya kana iwe usingapindi munyaya yacho.
Yakarongwa naCarron Nicks February 2018.