Kurova Shamwari Kana Motokari Yomumhuri Munzira Yenyu Yenzira
Oops, chiitiko ichi ndicho chakaipa cheboka. Kazhinji nokuti iwe unofanirwa kudzoka mumba uye unoudza munhu chakaitika, pamwe nekuwedzerwa kwakawedzerwa kwekugadzirisa motokari. Usazvirova iwe nemhosva pamusoro pemamiriro ezvinhu aya. Njodzi dzinoitika uye ndicho chikonzero isu tose tinotenga motokari yunivhiri.
- Ndiani Anobata? Zvakanaka, semutyairi wemhosva, iwe uchava nemhosva yekukuvara. Tine tariro, une motokari yveshuwarisi! Kutaura kwacho kuchashanda zvakafanana kana iwe ukarova motokari yakamira mumoto wepaki kana yemotokari yakamira mumugwagwa. Imba yekukuvadza kugoverwa inopiwa nechikwereti chako chikamu chemotokari yako yemotokari ichavhara kukanganisa kune imwe motokari. Imba yekukuvadza inowanzogara isingauyi ne deductible , zvisinei, mutemo wako uchaona kuwedzerwa kwemutengo pakudzorerwa. Bhonasi yemudzimai wemotokari yakakonzerwa, motokari inoshandiswa inowanzopiwa sechikamu chekutsvaga nguva iyo motokari iri kugadzirisa.
- Imotokari Yako Yakakuvara: Kana motokari yako ine kukuvadza kwakanyanya, kuparadzaniswa kwepakati ndiro iwe waunoda kupa kugovera. Your deductible ichashanda, saka mari yekugadzirisa inoda kuva yakakwirira kudarika yako yakasarudzwa deductible. Izvi ndezvikanganiso zvakakosha saka kuwedzera kunoshandiswa pakuvandudzwa. Zvinosuruvarisa, usatarisira motokari yakabhadhara kunze kwekuti iwe wakasarudza kuwedzerwa kuwedzera pamotokari yemotokari yako iyo inopa mari yekubhadhara motokari .
- Imwe Imotokari Yakasvibiswa: Chinhu chipi zvacho chinogona kuitika, uye motokari imwe chete inouya kubva pangozi yakakanganisika inogona kuitika. Kuisa chirevo pamotokari imwe bedzi kunoguma nekuwedzera mukuvandudzwa nekuda kwekuzviti ndeye mhosva yemhosva. Hazvina basa kuti imotokari ipi inowanikwa nekutaura. Vamwe vanotakura inshuwarisi havasi kuwedzera mutemo kana kuda kubhadhara kudarika madhora 500. Taura neaimiridzi wako wehushuwarisi kana kuti taura mubatsiri kuti uone kana motokisi yako yehutori inopa chibvumirano usati wanyanyisa purogiramu yako yeanokupa mhosva. Inogona kuita musiyano pakati pekuisa chirevo chiri chirevo chakanaka kana chakaipa.
- Zvinetso: Kurova motokari yemumwe mugwara kunogona kuisa dambudziko rehukama pahukama. Usazvidzivirira pakunyorera kudai. Wana mhirizhonga inotarisirwa panguva yakakodzera uye edza kubatsira zvinhu kuenda zvakanaka sezvinobvira. Ita chokwadi chekuti uone nhamba dzose dzekutumira uye iva wakagadzirira kupindura mibvunzo chero ipi zvayo kubva kune inshuwaridhe rakagadzirisa.
Kurova Imwe Motokari Uri Wako MuInzira Yako
Unhu hunoita mutsauko kana uchirova motokari mumugwagwa wako. Kushungurudza mumotokari yako iwe pachako kuchakusiya iwe uchibhadhara zvikwereti zviviri zvinokanganisa uchifunga kuti iwe unotarisana kuwirirana pamotokari mbiri.
Nhamba yemishuwarisi yemotokari yakawanda inoiisa munyaya yepamutemo kuti kuvharwa kwebasa hakuzofukidzi motokari yaunayo. Inongova yekureva kushandiswa apo mumwe munhu ane pfuma yekukuvara kana kukuvadzwa kwawakaita. Kugoverana kuputika kunogona kudzivirira kumotokari dziri munyaya iyi. Kurwisana kunofanira kuve kuiswa pakatarisa pamotokari imwe neimwe inoda kugadziriswa.
- Dzakabiri Dzakabviswa: Kubhadhara zvakakonzerwa pamotokari imwe neimwe ingangodaro. Zvakakosha kutaura nemitemo yekugadzirisa nyaya kana kuwana rubatsiro kubva kune vashandi vako ve inshuwarisi kuti uone kugoverwa kwako uye kuderedza.
- Kubhadhara: Kunyange zvazvo zvikwereti zviviri zviri kuiswa, chimwe chezvikwereti chinofanira kushandiswa. Rimwe motokari rakamira uye risina mhosva apo motokari inotungamirirwa yakanga ine mhosva. Tariro, ingozi imwe bedzi ichabatwa pamusoro pomutyairi, asi zvakakosha kuti uone pamwe nemushandi wako kuti izvo zvichaitwa sei. Nzira iyo maitirwo ayo anobatwa nayo anogona kusiyana zvishoma zvichienderana nehurumende yakaitika njodzi uye inshuwarisi yako. Nhamba yemari yekubhadhara haina basa pasinei nezvakawanda. Izvo zvipfeko zvichave zvakafanana kana izvo zvikwereti zvinokwana $ 1000 kana $ 5000.
Mumwe Munhu Akangoita Mutemo Akavhara Motokari Inodzivirira Gwara Rako uye Iwe Hit It
Taura nezvekuvhiringidza, kuva nemotokari yakanamatira pamugwagwa wako usina kuzviona kungakonzera matambudziko akawanda. Zvinosuruvarisa, kune vanhu vakawanda vanoshamisika, zvichava zvakaoma kuwana munhu akagara pasina mvumo yekubhadhara chikwereti. Mutyairi ane basa rekugara achiziva nezvekupoteredza uye kutyaira zvakachengeteka. Kurova motokari yakarongeka kunyange kana iri rima uye iwe hauna kuiona, inonzi yakanganisa njodzi inokonzerwa nomutyairi. Kushandisa gweta uye kuedza kutevera motokari yakamira pamutemo hazvibatsiri mari kana nguva yako. Itai kuti motokari yako inoshandiswa kugadzirisa ishandise nayo. Kana pane imwe nzira yekubata nayo imwe motokari inotarisirwa, motokari yako inogadzirisa shanho ichawana nzira.
Dzidza Kubva Pazvikanganiso Zvangu
Mangwanani oga oga ndinoisa motokari yangu mumashure, inopisa gasi, uye ndinoita kuti gumbo ridzokere shure. Mangwanani oga oga mazuva mashanu pavhiki izvi zvaive tsika yangu. My Achilles chitsitsinho chaiva kudzokorora. Mukudzokorora, ndakatanga kuva nemweya uye ndisatarise kwandakanga ndaenda. Chii chingave chakanaka kuwana munzira, chakanaka? Zvakanaka, zvinosvika, motokari yomurume wangu. Kunyange zvazvo anogara achigara mugaraji, rimwe zuva mangwanani motokari yake yakaramba ikamira mukati maro usiku. Ndakapinda mumotokari yangu, ndakaiisa mumashure, ndakapinda gasi, uye ndakashandura gumbo kuti ndidzokere shure. Kushamisika kwangu kwose, ndakaputika mumotokari yedu kukuvadza zvose motokari uye zvakanyanya kukuvadza kupfuura zvandaifunga.
Michigan Car Insurance Mazano
Zvinoratidza kuti Michigan inowanzowana chikamu chayo chakanaka mune imwe nyaya yose. Izvi zvinoreva kuti Michigan haina kutora mhosho yemotokari inotyisa kupfuura imwe imwe isina mhosva. Hapana mhosva inoreva kwete kwete kukuvara kwezvokurapa chete asi kukuvara kwemuviri zvakare. Mitemo yeMichigan pamusoro pokurova gwara mumugwagwa yakafanana nedzimwe nyika. Kana iwe usiri wega yemotokari yakamira, ipapo mutoro wako wekuputsa pfuma ingashanda. Kana iwe uine motokari yakamira, kukanganisa kunokonzera kunoshanda.
Sarudzo dzeKutarisana MuMichigan
- Kubatana Kurwisana = Hapana Deductible kana Iwe Hausi Pakutadza
- Kuvhiringidzika = Kurambidzwa Pasinei nokuti ndiani ari pachinetso
- Kusagadzikana Kusanganiswa = Hapana Mukana weZakakanganiswa Kusarudzwa, Deductible for Not At Fault Collisions
Nenguva isipi, ndaive nekuputika kuparadzanisa kwepamusoro pemotokari mbiri panguva yengozi. Yakawandisa fomu kuwirirana yakaita saizvozvo naizvozvo ini ndaifanira kubhadhara imwe chete inobviswa. Imotokari yakange yakamira yakaonekwa seisina mhosva, saka haina kuda kubhadhara maererano nemitemo yekubatana kwakanyanya.
Kunyange zvazvo kurova motokari mumugwagwa wako pachako kunogona kunyadzisa, yeuka gwara rako rehuni yveshuwarisi rakaona zvose. Njodzi dzenjodzi dzemotokari dzinoitika nguva dzose, ndicho chikonzero isu tose tinotakura inshuwarisi. Kana iwe une dambudziko rakawandisa, usanonoka kuudza chirevo nekuda kwekunyadziswa.
Ndinofanira Kubhadhara Kuzvitsva Kwangu Here?
Chokwadi, mubvunzo usina kubvunzwa kazhinji. Chero nokuti iwe une zvishoma zvichangovhiringidza motokari hazvireve kuti iwe unofanirwa kutumira kudai. Vanhu vakawanda vanofunga kuti zvose zvinokanganisa zvinofanira kuiswa nokuti ndizvo zvinotengeswa motokari. Zvisinei, inshuwarheni inofanirwa kunyanya kukanganisa. Chengetedza pfungwa idzi dzinokosha mupfungwa kana uchisarudza kana iwe usingafaniri kutora kudai kana kuti kwete.
- Iko kukanganisa kudarika iyo yakabviswa? Chirevo hachibviri kunze kwekunge kukanganisa kuchipfuura chiyero chekubviswa kwako. Chinhu chipi nechipi pasi peeductible chichava chekugadzirisa muhomwe yako.
- Iko mari yekugadzirisa inodarika iyo yakakonzerwa nemamwe madhora mashoma madhora? Chinyorwa chiduku kazhinji hachikodzeri kufuta. Kuwedzera kwekupa mhosva kune mhosva kunogona kudhura, unogona kupedzisa kubhadhara zvakanyanya nekuda kwendima yepamusoro inongobhadhara chete kugadzirisa mberi.
- Wakave wakapa mamwe mhosho yemhosva mumakore matatu apfuura here? Vakawanda pamhosva dzinopomerwa vanogona kuuya nemirango yakaoma. Zvikwereti zvinogona kusanganisira kuregwa kubva kune imwe inishuwarenzi yekutakura uye muwandu wekuwedzera kuwedzera neusingawanisi yemishuwarenzi mutakuri.
Hapana anoda kubhadhara kugadzirisa motokari yavo kana mumwe munhu kunze kwehomwe. Iko kunotora humwe hukuru huri kuverenga kuti uone kuti kana kwete here zvingave zvisingabhadhari kubhadhara kubva muhomwe yevhesi inoisa chirevo. Iyi ndiyo nguva apo iwe unoda kugara pasi nemotokari yemuishandisi yemotokari uye enda pamusoro pemawanda. Wana kuongororwa pamusoro pemhirizhonga yemotokari yako, imwe yemotokari, uye bhodhi yepighi yepirisi yezvinowanikwa zviripo. Enzanisa nhamba idzi kuti uone nzira yakanakisisa yekuderedza mari yakazara iwe nemhuri yako.