Vanhu ndivo zvisikwa zvevanhu. Isu tinowanzoisa miromo yevakatipoteredza.
Saka kana uri kuedza kutarisa bhajeti yako, kuderedza mari , kuwana mari yakawanda, uye kazhinji kuva mari yakawanda, iwe unofanirwa kutora nguva yakareba, kutarisa zvakaoma kuvanhu vari pedo newe.
Iwe unotarisana navo unobatsira here? Kana kuti shamwari dzako nemhuri yako zvinokurudzira tsika dzisina kunaka dzemari here?
Kufanana neyo kana kwete, sangano redu revanhu-vatinonamata navo, vavakidzani, shamwari, mhuri inoita basa guru pakuumba maitiro edu nemafambiro emari.
Kana iwe unonetseka kuti vanhu vari muupenyu hwako havasi kutsigira chisarudzo chako chekurarama mararamiro akawanda ehupenyu, muno mazano mashomanana.
1. Sarudza Waunenge Uchimirira Nako Nokuchenjera
Iwe unowanzo kutevedzera avo vari pedyo newe. Handisi kureva kuti iwe unofanirwa kurega kupedza nguva neshamwari dzako dzisinganyatsogoni nemari yavo ; shure kwezvose, ushamwari hunokosha.
Zvisinei, kwenguva iyo iri, zvichida iwe unofanira kufungidzira kushandisa mari yako yeChishanu manheru pamwe neshamwari yevamwe shamwari dzinowanzova mari yakawanda.
Kana shamwari dzako dzose dzichiwana basa reVIP bothodhi pachikwata chesiku, unogona kuedzwa kuti uite saizvozvo. Kana iwe uchitarisana neboka iroro revamwe vanoda kunyorera pizza yakaoma uye kutarisa Netflix, iwe unogona kunge uchiita zvakafanana.
2. Tsvaga mari shoma mabasa
Ungapedza sei nguva neshamwari dzako dzinoda kushandisa? Iva munhu anoratidza mabasa.
Shamwari dzako dzinogona kuwira kumashure pamitemo yavo yekudyidzana kumaresitorendi kana kurova zvipfeko kana pasina munhu anoratidza imwe nzira.
Kuzvitora iwe pachako kuti utaure basa rakasiyana rinoreva iwe unogona kusarudza chimwe chinhu chinonakidza uye chikwereti-chakanaka.
Kufamba usiku, kutamba mitambo, kutamba bhora paki, kutarisa mafirimu pamba, kana kuva nejamu musangano muimba yekuratidzira zvose zvinosarudzwa zvikuru.
Sezvo bhonasi yakawedzerwa, iwe unogona kuve wakakurumbira neshamwari dzako nokuti havachazofaniri kutora pfungwa dzinofadza kana mabasa.
Iwe pachako iwe pachako uchava musangano mukuru pakati peboka rako rehama. Ndiani aiziva pinching pennies aigona kutungamirira kune ushamwari hwakasimba?
3. Tora Wawakaroorana Naye Bhodhi (Kana Une Izvo)
Hapana chinogona kukonzera bhajeti yako nekukurumidza kudarika mukadzi wako kana kana asingatauri zvawakaratidzwa, kana kuti haafariri kutevera kuburikidza nekuitwa.
Nokukurudzira mumwe wako, iwe uchazvikurudzira iwe pachako. Dzimwe nguva nzira yakanakisisa yekunamatira pane chirongwa ndeyokunyora rubatsiro rwekuzvidavirira buddy. Hapana mumwe ari nani pane wawakaroorana naye kana kuti shamwari yako kuti azadzise basa iroro.
Chii chaunofanira kuita kana wako wako asingafariri? Kumbira iye kuti aumbe bhodhi rekuona kuti aone "nei," chinangwa, shure kwechitsva ichi-chakawanikwa frugality. Kana vasinganzwisisi chido chako chekugadzirisa mari, vangadaro mushure mekuziva kuti uri kutamba chikafu chekudya usiku huno kuitira kuti iwe unogona kubhadhara mari paimba, kana kuti kurega basa makore 5 apfuura pane zvawakaronga, kana kubvisa motokari yako kamwe uye nokuda kwevose.
Iwe unogona kutsanangura kuti kubhadharira hakusi pamusoro pokudzivisa iwe kubva kune indulgences shomanana. Izvo zvine inching pedyo nechinangwa chako chikuru. Kubvisa dessert hakunzwi sechibayiro chakadaro kana iwe uchiona mari yaunenge wapedza pahokiti yekhekeri ikozvino mari yakawanda mubhadharo yako yekuAruba.