Zvimwe zveBasics Zvose VaNew Investors Vanofanira Kuziva Nekutsvaga Muzvikwereti
Izvi zvinokonzera kuti vave vavengi vavo vakaipa sezvavanenge vachiita zvisakarurama kutora zvikamu zvakasiyana nematokiti ejotori kupfuura kugovera uwandu mune imwe kambani yekushanda inoshambadzira nekutengesa uye mari yavanogona kufara, imwe yadzo inosvika nenzira yebhadharo yemari .
Ngatitorei mukana uyu kubvisa zvinhu zvitatu zvaunoda kuziva usati wawana mugove wako wekutanga wezvitoro. Nokuisa maonero asina kunaka kubva patafura, iwe une mukana wekanaka wekuzvidzivirira pachako kune njodzi dzisingatombozivi kuti uri kutora pamwe nekudzora zvaunotarisira kune mamwe maonero anonzwisisika.
1. Matanho Anoteerera Zvavakawana Nokuda Kwemazuva Akareba Asi Anogona Kupera Dzepasi Penguva Pfupi
Nokufamba kwenguva, kambani inongobhadhara purogiramu iyo inogadzira varidzi. Mahombekiti emabhizimisi emakambani haagoni kuramba nekusingaperi uye kunyange kunyanya kunetseka kwehupfumi kunosvika pakaguma. Zvidzidzo zvakadai saDkt. Jeremy Siegel zvakaratidza kuti huwandu hwekudzoka kwezvokuderedzwa kwezvokugadziriswa kwezvinhu kubva pakuva nematokari kunobva purofisi yakabhadharwa kune vadzidzisi semari inowanikwa mari .
Imwe nzira yekuzvidzivirira nayo ndeyekuti iwe usabhadhara mari yakawandisa pamutengo wepabhesi nemari inowanikwa kuburikidza nokutarisa muhomwe yezvibereko.
Kunyange zvakadaro, mutengo wemabhizimisi ndeye giant auction pachikamu chayo. Izvi zvinoreva kuti nguva nenguva, mafungiro ezvemari uye masangano anokonzera zvinogona kuita kuti kuenzana kwezviyero zvisiyane zvikuru kubva kune chaiyo, inowanikwa mukati mekukosha kwekambani.
Ndinogara ndiri mufambi wekushandisa mifananidzo-yepasi pose kuti ndifambise imba yekufunga saka ngationei chimwe chinhu chandanyora pamusoro pebhuku rangu rega - inotengeswa mune zvikamu zvePepsiCo, chimwe chezvokudya zvakanyanya zvepasi rose uye zvekudya zvekudya.
Fungidzira kuti pazuva randakazvarwa mumavambo ama1980, iwe wakapa $ 100 000 muzvikamu zvePepsiCo. Kunze kwekugoverwa zvikwereti, nhasi, iwe unenge uchingopedza mari inodarika madhora 6 600 000 muhupfumi huine hutano mumakambani maviri akasiyana nekuda kwekusabhadhara mutero kusina .
Ndezvipi zvishomanana vanhu vanoziva kuti rwendo rwakatorwa kusvika ipapo. Kunyanya, vanokundikana kufunga nezvenguva yezviitiko zvakadai se Black Black. Kana iwe usingazivi nayo, inguva yekuvandudza.
Pawakaenda kunorara Chishanu, Gumiguru 16, 1987, iwe ungadai wakagara pa $ 229,425 muPepsiCo stock panguva yayo-ikozvino inotsanangurwa mutengo. Kunyanya, iwe ungadai wakabata zviuru mazana matanhatu nematanhatu pa $ 33.25 mumwe nomumwe. Apo mutengesi wakavhurwa musi waOctober 19, uine zvishoma kusvika kune nyevero iwe ungadai wakatarisa yako pachake dhaka collapse kusvika pa $ 148,350. Usati wawana nguva yekunyatsonzwisisa zvakange zvichiitika, zvinopfuura 35% zvehutano hwako hwakakwira huchikwira mumusi. Ndiyo $ 81,075 yeupfumi hwePepsiCo yakabviswa kubva mubhadharo rako.
Kune avo venguva refu, muridzi , hazvina basa. Icho chakanga chisiri kusanzwisisika kusina maturo nokuti Pepsi akanga achiri kutengesa zviitiko zvakawanda zvePepsi uye Diet Pepsi. Makambani akanga asiri pakarepo kurasa mukaka wavanofarira waikakoni. Mari iyo inoshandiswa pamakambani makuru ehurumende icharamba ichirira sezvo nhamba mbiri yekoda kambani munyika yakaunzwa muhomwe kubva kumakona mana emepu. Chikamu chep / e uye muridzi wemari yaive yakakosha. Mugove wacho wakanga uchiri kukura . Izvi zvakanga zvisina kufanana nekuwedzerwa kwekuwedzerwa kwekare kwakaonekwa panguva yekupera kwemireniyumu apo madonheji ematengo aive akarurama nokuda kwekutarisira kwakanyanya kwakanyanya kwakagadzirwa muhutano.
Kana iwe wakanga uchitya uye ukatengesa pfuma yako yePepsiCo panguva ino, hauna kumbobvira uchinja $ 100,000 yako mune zvinopfuura $ 6 600,000. Zvechokwadi, dai iwe ukadzorera zvikomborero zvako , doro iroro raizokuita kuti iwe uve akapfuma nokuda kwechiitiko chandakatsanangura mune imwe nheji I kamwe yakanyorerwa pane zvikamu zvemafuta majors.
Kana iwe ukasara mumatokari, iwe uchaona chimwe chinhu chakafanana. Haigoni kudziviswa. Ndiwo mararamiro emari. Pane kudaro, iwe unonamatira kune uwandu kana nzira yakarongeka yekuunganidza uye kuenderera mberi nedzidzo kuburikidza nehutete uye hutete, kuve nechokwadi kuti chikamu chako chekusimudza chinokonzera njodzi yakawanda.
2. Usakwereta Mari Kuti Uzviise Muchitoro. Izvi zvinosanganisira Kuisa Zvokutenga Zvako Chete muCash Account.
Chimwe chikanganiso vatsva vatsva vanowanzoshandisa kushandisa mari yakabhadharwa kubhadhara zvikwereti. Izvi zvinenge nguva dzose pfungwa inotyisa inogona kutungamirira kumatambudziko chaiwo-nyika migumisiro. Isu takataura nezvengozi yemari yechikwereti munguva yakapfuura, zvikonzero zvekusafanira kushandisa chikwereti chemajeri kunyange kana chido chekufarira chiri pasi , maitiro ekushandira ari kushanda , uye kunyange zvikonzero zvaunofanira kuisa mari yako yezvikwata mune zvinonzi nhoroondo yemari uye kwete nhoroondo yepamusoro .
Icho chinowanzosvika kune chokwadi chokuti kana iwe ukwereta mari yekutsvaga mumatokari, uri kukoka mumwe munhu kana sangano rinogona kunge risingave nehanya yako nomwoyo wose mukugadzira chisarudzo; munhu kana chikwata chinogona kukumanikidza kuti iwe ugove wako unhu hwakanaka hwekutengesa pamatambudziko anotyisa apo zviri chaizvoizvo nguva yakaipisisa yekuita izvi zvose nokuti wakanga uchinge uchikomborera kuwana zvishoma zvishoma zvakakurumidza. Munyaya yakaipa, iwe unowana mamiriro akaita saJoe Campbell. Mukomana uyu aiva ne $ 37,000 munyaya yeE-Trade uye akapedza shanduko yaaidavira kuti yakagadzirirwa kubhadhara. Akaita kuti ave akarurama. Iyo kambani yakashata. Izvo chete, zvisati zvaitika, mutengo wematengo wakawedzera zvishoma nezvishoma, akawana $ 106,445.56 mune chikwereti mushure mokurasikirwa ne $ 37,000, uye mutengesi wake akavhara nzvimbo yake kuitira kuti ave asina kukwanisa kubata kusvikira chinopedzisira chapera zvakamuita kuti atende purofiti. Hazvisi kuchenjera kurarama nenzira iyi.
Iyi nheyo inopfuura kupfuura kutenga mari pamuganhu. Inosanganisira kuchenjera kwekukweretesa chikwereti mumari yako pachako. Iwe haugoni kuenderera mberi, kunyange kuisa mari mumatanda, kana iwe une kadhi rechikwereti chikwereti. Kunyange zvazvo izvi zvisingaiti mukati mekutsvaga mari kwevatangi vekutanga, ndakanyora pamusoro pekwereti kadhi rechikwereti pabhuku rangu rega rega, kusanganisira dzimwe nzira dzekudzivisa uye icho chinoshamisa kuti 55% yemhuri dzose muUnited States hadzina - zvachose zero - kadhi rechikwereti chikwereti. Chinokosha iwe haugone kuwana pfuma kubhadhara 20% chikwereti pane chikwereti chako, apo uchiunganidza zvikamu zvitatu chete zvezvikamu kubva mumatokari ako. Hazvisi zvisizvo kuva mu kadhi rechikwereti chikwereti. Imwe nyanzvi yezvemari yakakurumbira yave ichizivikanwa kukuyeuchidza vanhu kuti mwedzi wokutanga mutemo unouya wasingakwanisi kuripa zvachose, une dambudziko. Ndinobvumirana nomwoyo wose neizvozvo. Buda pane chikwereti. Rega zvose zvisina maturo nezve "chikwereti chakanaka" uye "chikwereti chakashata" uye uone kuti kuderedzwa kwezvipingamupinyi dzimwe nguva kunokosha kudarika kuwedzera kwekuwedzera kwegore .
3. Nzvimbo dzeSplits Ndezvekushaya Mari. A $ 50 Stock Can Ive yakaderera kupfuura $ 300 Stock.
Dzimwe nguva vatengesi vatsva vanoshamiswa pamusoro pezvikwata zvakaparadzana . Hazvina musoro. Zvimwe kunze kwekuita zvikamu zvinotengesa kune vashandi vanotambura, kugoverwa kwezviyo ndezvisingabatsiri kutengesa mabhizimusi; zvakaenzana nokuwana mabhiriyoni maviri emadhora panzvimbo ye $ 20 chete. Somugumisiro wepasitemendi yekare yakaparadzaniswa uye sarudzo dzehutungamiri hukuru , zvinogona zvachose kutengeswa kwemasitadhi pa $ 10 000 kuti isanyanya kudhura kudarika kushambadzira kwemaatoro pa $ 15 per share. Kuti ndikubatsire kufamba nematemu, ndakanyora pamusoro peizvi mune imwe nyaya inonzi How To Think About Share Price iwe ungada kuongorora kana iwe uine nguva.
Zvimwe Zvimwe Nezvekutsvaga Muzvikwereti
Kuti udzidze zvakawanda pamusoro pekutsvaga muzvikwata, tora maminetsi mashomanana kuti uverenge mutungamiri wakazara ndinowedzera pamwe chete kune vashandi vatsva vanonzi " The Complete Beginner's Guide for Investing in Stocks" . Iine nyaya dzakawanda uye zvigadziro zvekutora iwe kuburikidza nezvakakosha.