Chero ani zvake aiva munhu uyo aive nepfungwa iyi pakutanga anofanira kuwana mutevedzeri wemari yemutambo. Izvo chaizvoizvo vakazadzisa vese vanotakura gore rose kuti vabvumire kuipa. Panofanira kuva nechimiro cheyi genius muAnnuity Hall of Fame (kana pane imwe). Ndine urombo! Iko kusununguka kutarisa urongwa nderimwe nzira chete mumudhizimusi kuedza kudzingisa iyo yakawanda isina kutarisirwa annuity kutengesa maitiro anotonga nzvimbo ino yemazuva ano.
Zvinogara zvakanakisisa kuti zvive zvakadzidziswa nezve annuity kutenga, asi dzimwe nguva kutengesa kunowanikwa munzira. Ngatitarisei pane zvakasara zve annuity free look provision kuitira kuti uzive zvaunogona kuita kana iwe wakatenga kana kusarudza kutenga gore.
Iwe unogona "kusununguka kutarisa" yako annuity kubva pamakore gumi kusvika makumi matatu zvichienderana nehurumende
Zvinenge zviri nyore kana dzose dzehurumende dzaive nemitemo yakafanana uye nguva dzakasununguka dzenguva dzisina kutarisa, asi hadzisi. Izvozvo zvingaita kuti zvive nyore kunzwisisa. Pane kudaro, humwe hurumende ine mitemo yakasiyana, uye nguva yekutarisa yakasununguka inogona kubva kubva pa10 kusvika kumazuva makumi matatu. Nemhaka yekushayikwa kwehutano, zvinokosha kuziva mitemo. Munyika yakakwana, iyo inyanzvi inofanira kukuzivisai nezvemasarudzo akajeka emamiriro ekutarisa kwehurumende yako panguva yekutengeserana. Mumwe anogona kurota, ndinofungidzira.
Iyo "kutarisa pachena" yeawa inotanga kukanganisa apo mutemo we annuity unowanikwa.
Nguva yekutarisa yakasununguka inotanga apo mutemo unopiwa kwauri.
Vamwe vanotakura zvinoda kuti iwe usayine mareji chaiwo ekutambira, asi zvakakosha kuyeuka kuti awa rinotanga kuisa mazano paunowana maoko ako purogiramu chaiye. Chimwe chinhu chinokosha ndechokuti mazuva akaverengwa ndeemazuva ezuva, kwete mazuva ekushanda, saka Mugovera neSvondo zvinosanganiswa.
Kana iyo purogiramu ichibudiswa, nguva dzose ndiyo nguva yakanaka yekupa mutakuri foni chete kuti aone kuti annuity inoshanda sei nekusimbisa zvipikirwa zvakaitwa munguva yekutengesa.
Usashevedza mujeri, danai kambani ye annuity. Nhamba yehurukuro yekambani inobhadhara ichava pamutemo, saka kana iwe ukaona kuti zvivimbiso hazvifananidzi nekutengesa kwemazamu, zvino unogona kusununguka kutarisa purogiramu yacho pamba iyoyo.
Iwe haufaniri kutaura chikonzero chekumbira "kutarisa pachena" kubhadharwa kwemutemo wako we annuity.
Chikamu chakanakisisa pamusoro pekusununguka kutarisa kwekugadzirira ndechokuti haufaniri kupa chikonzero chekuda iwe kubhadhara zvakakwana. Iwe haufaniriwo kutaura nemutengesi wekutengesa zvachose. Pane kudaro, iwe unogona kungodana kambani iyo yakabudisa mutemo uye uvataurire kutumira mari yako zvakare. Panogona kuva nechimwe chimiro chekusaina (zvichienderana nemutakuri), asi vanhu vanoshanda nevatengi vanotakura havazoedzi kukutaurira kunze kwaro. Chero bedzi iwe uchitevera nguva yakatarwa mitemo, iwe uchawana mari yako kumashure pasina mibvunzo yakabvunzwa.
NOLHGA.com ndiyo iyo iwe unowana annuity "kutarisa pachena" mitemo inotungamirira nyika yako.
Sangano reNational Organisation for Life & Health Guaranty Association ndiro mutungamiri wehurumende yese yedhipatimendi rehurumende ye inshuwarisi. Nzvimbo iyi ine chibvumirano kumatare ehurumende yemishuwarenzi yenyika umo iwe unogona kuwana mamiriro ako emitemo yekusarudzwa kwehurumende.
Kana iwe wakambomanikidzirwa kuti usayine annuity mapepa, hauzive chaizvo zvawatenga, kana kuti unongoda kuti mari yako idzoke, zvinokosha kuziva kuti iwe unogona kuwana mari yako kudzoka nguva pfupi pasina mubvunzo.
Ingoshandisa rusununguko rwekuona rusununguko. Aya mashoko akanaka kune vose vanogona kutenga annuity, uye rumwe ruzivo rwusingafaniri kukanganwa.
The annuity free look provision is definitely the customer's friend. Funga nezvazvo sezvo iwe uchibuda kunze kwegore risina mari. Nekutengesa zvinokurudzira pane fever pitch, uye vashandi vanotengesa kutengesa kukurudzira kushandiswa kwemari kushandiswa kwemakore , zvinokwanisika kukwidzwa kunotengeswa ku annuity yausingadi. Yeuka kuti nguva yakatarisa kutarisa ndiyo imwe nzira yekupedzisira yekuita chokwadi kuti annuity yako yakakunakira iwe. Kana zvisingaiti, unogona kukumbira mari yako kudzoka panguva yekutarisa pasina nguva yakabvumira muhurumende yako.