Zvinhu Zvitanhatu Zvinotungamirira Kudzoka Kwezvikwereti Zvekambani
Asi chii chinokonzera kusungirirana kwekambani 'kushanda - uye nekuwedzera, kukosha kwevateresi' portfolios - zuva nezuva? Zvinhu zvitatu zvinoratidzika sezvo zvinonyanya kukosha.
Kuwedzera Kuda Kwekuda
Sezvo zvisungo zvehutano zvakatengesa pa " chibereko chavo chakapararira " maererano neUnited States Mashekeri - kana mune mamwe mazwi, mubereko unobatsira iwo anopa maererano nehurumende hurumende - kufamba kune hurumende yezvibereko zvinoshandiswa zvakananga pazvibereko zvemakambani ehurumende.
Semuenzaniso, Acme Corp. inoburitsa chikwereti pa5% apo mari yemakore gumi iri pa3% - mubereko unobatsira pane imwechete yepakati. Panofungidzira, kana chibereko paChivigiro chinowira kusvika ku2,5%, chibereko pahutano hwekambani chikawira ku4,5% (zvimwe zvose zvakaenzana). Ramba uchifunga mupfungwa dzako, matengo uye zvibereko zvinotarisana nenzira dzakasiyana .
The Financial Health yeIssuing Corporation
Iyo yakakonzera njodzi yekuchengeteka kwepasi, iyo yakakwirira michero inowanzova nayo.
Somugumisiro, kushandiswa kwehutano hwekambani hwekambani kuchaita kuti pave nematengo emari yechikwereti. Semuenzaniso, Acme Corp. inoshuma zvikwereti zvikwereti uye inoratidza kuwedzera kwemari pakuresa kwayo. Vashandi vanozonzwa vachinzwa vakasununguka kuva nechisungo ichocho, uye naizvozvo havazodi sepamusoro wezvibereko kuti vagozviisa muzvikwata zvavo.
Mugumisiro: kuora kwezvibereko uye kuwedzera kwekutengo.
Kusiyana neizvi, kuderedza kwebhizimisi kunokonzera imwe kambani kurondedzera kurasikirwa muchina. Vatengesi, vane hanya kuti kambani ichada kupisa kuburikidza nemari kuti ichengetedze mabasa ayo, iwedzere kunetseka pamusoro pehutano hwemari yekambani. Kungofanana nekubudirira kwakadai kunokonzera kukonzera kwekambani yekambani, saizvozvowo kunotungamirira kumadhorosi emabatanidzwa (uye zvibereko zvakakwirira). Sei? Zvinyoronyoro, nokuti mari dzisina simba dzebhizimisi uye mari yakaderera yemari inowedzera mukana - kunyange zvishoma - iyo kambani inogona kutadza pane chikwereti chayo. Uye sezvo njodzi inokwira, saizvozvo itai. Izvi zvinowanzova nengozi yechikwereti .
Bhizimisi dzehurumende dziri kuwanawo zvikwereti zvekwereti kubva kumakambani makuru akadai se Standard & Poor's based on their financial health and their ability to pay their debts. Masangano anokwanisa kuvandudza kana kuderedza chikwata chekambani, iyo inowanzoita kuti mabhizimisi ematengo ehurumende agone kuita apo nyaya dzinosunungurwa.
Vatengesi 'Kuona Kwazvo Kwemungozi Munyika Yose Masoko
Bhizimisi rehutano hwezvematongerwo enyika dzimwe nguva hunobatwa nenhau dzisingabatanidzi nekambani dzinobudisa, asi panzvimbo yevatengesi 'vashomanana muhuwandu hwekutsvaga kwemari.
Apo hurukuro idzodzo dzakanaka, varairimi vanokura zvakanyanya kunyatsotsvaka mikana muzvikwereti zvakanyanya kune ngozi. Kuwedzera kwekutarisira kunowanzoita kuti mari ibudirire kubva kune Pfuma uye dzimwe "nzvimbo dzakachengeteka" uye muzvikwereti, zvakadai semakampani, anopa zvibereko zvakakwirira.
Kune rumwe rutivi, zviitiko zvinokanganisa muhupfumi hwepasi rose zvinokonzera kuti vashandi varambe vachirambidza kubata chero chinhu chakaonekwa sehuwandu hwehuwandu hwezvisikwa. Munguva idzi, vatengesi vanowanzotiza kune kuchengetedzwa kweMari yeUnited States uye vanotengesa zvimwe kana zvikamu zvavo zvose zvekutsvaga muzvikamu zvemakero riskier, kusanganisira kusungirwa kwekambani. Pamakadaro akadaro, nyaya dzakaderera dzemakambani dzakawanda dzinowanzova dzakaoma zvakanyanya maererano neshamwari dzavo dzepamusoro-soro.
Bonds Bhizinesi: Kuisa Zvose Pamwe
Zvakakosha kuchengeta mupfungwa kuti kazhinji pane zvisiri izvo, zvose zvitatu zviripo zvinoshanda panguva imwe chete.
Izvi zvinonyanya kuitika kune imwe yehutano yehurumende yehurumende kana ETF, iyo inokonzerwa nekuchinja mune simba rezvemari rekambani imwe zvakaoma kunzwisisa. Kunyange zvakadaro, kunzwisisa zvinhu izvi zvitatu zvinogona kupa kunzwisisa kwakanakisisa sezvikonzero zvinotungamirira kushanda kwezvisungo zvehurumende.