Mazano Okuwana Mukana Wakanakisisa Weimba Yako Yakagadzirwa
Yaiwanzove iyo misha yakagadzirwa kana yefodya yaiva yakakosha asi mazuva ano unogona kuwana mamwe mazano akanaka uye akanaka mafekitari. Mhando dzemisha dzeshambadzi muhutano, maitiro, uye chimiro zvinosiyana zvikuru. Trends uye kudiwa kwevatengi zvakagadzira zvitsva zvemhando dzakawanda dzeimba yevashambadziri, dzakadai sedzimba dzakagadzikana dzakagadzirwa nemagariro, semuenzaniso mumwe chete.
Yakaumbwa Home Insurance Basics
Mhemberero kana misha yakagadzirwa haina mheyo, iyo inoshandiswa. Kunyangwe iwe usingagoni kuona musiyano apo iwe uri kurarama mumusha unofambisa, vs vs. imba inogara ichivakwa, kune musiyano muhuturo hwehushuwarisi.
Kunyanya Inishuwarenzi Inofungidzirwa Izvo Zvakasikwa Kugadzirwa Imba
Chimwe chinhu chakasiyana-siyana mumusasa wekufambisa kana kuti wakagadzirwa nemudzimai unotarisana nehutano hwemishonga yemishonga yveshuwarenzi ndeyekuti iwe unogona kugoverwa panguva yekufambisa Mushonga wehutano hwehutano hwemusha haufaniri kuvhara imba kubva kune imwe nzvimbo kuenda kune imwe.
Motokari yemotokari haifaniri kuvhara musha wekutengesa mukutakura apo iri kutorwa kunzvimbo itsva kana.
Muchengetedzi wako wepuraimesi yepamusha achakwanisa kukubatsira kuona kana uchida kugoverwa uku uye unogona kutsanangura zvaunogona kuita. Iko rudzi rwekuparidzira harungambovi nehuwandu hwehutano hwehutano hwemusha nokuti imba yemadzitateguru haiwanzorehwa kutenderera.
Kugadzirira Kuiswa Kwemusha Wenyu Wemafoni NeInishuwarenzi
Chimwe chikamu chakakosha ndechokuti imba isati yasunungurwa, nyika inogona kunge yakagadzirirwa kugadzirwa kwemafoni. Zvadaro, kana imba yacho ichiendeswa, inogona kunge isati yatova nemagetsi uye mapuranga aripo, saka pachava nenguva yakatarwa iyo imba inoshambadzirwa inofanira kuendeswa kumararamiro ehupenyu nekuisa kugadzirisa kugunzva.
Nokutaura kumumiririri wako weinishuwarenzi uyo anonyanya kugadzirisa misha dzemasasa, iwe uchawana kudzivirirwa kwakanakisisa uye mazano akanaka pamusoro pekuvhara mamiriro ezvinhu aya. Iwe uchazozivawo kuti ungashanda sei neimba yako yekugadzira musha uye kontrakta mukugadzirira zvakanaka uchidzivirira iwe pachako.
Rongedzo rweInishuwarenzi Mapepa eMapurisa Misha
Yakaumbwa Inishuwarenzi yepaIndonesia inopa zvimwe zvidzidzo zvinowanikwa mazano mazhinji embadzimba
Zano: Paunowana zvinyorwa zvemishuwarenzi yemusha yakasununguka iva nechokwadi uye utaure kuti imba yako yepamusoro inoshandiswa sei. Zvisarudzo zvekugovera uye mari yezvivako zvekubhadhara, dzimba dzezororo, dzimba dzemwaka, kana dzimba dzinoshandiswa semuzinda wekutanga unogona kunge dzakasiyana.
Pamusana pehuwandu hwemungozi, mamwe makambani ehurumende yemishonga inshuwarisi yakananga angave akavhara dzimwe njodzi dzokuti mitemo yepamutemo yepamusha isingatauri zvakananga, tsvaga nezve:
- Kubatanidzwa nekudengenyeka kwenyika, Mafashamo, Hurricane uye dutu rinoputika kana kudziviswa .
- Bhokisi rinobva pamusana pemhuka dzesango
- Rwendo Rwendo paunotamisa imba yako kubva pane imwe nzvimbo kuenda pane imwe
- Sewer Back Up Coverage
Special Inishuwarenzi Inobvunzwa Pamusoro Pemafoni kana Kuti Yakaitwa Inishuwarenzi Yeimba
Heano zvimwe zvimwe zvinhu zvaungada kukumbira mumba yako yeruzhinji inshuwarisi mumiririri paunenge uchitora mashoko ako:
- Kukuvadza kunoputika kwepipu kana zvimwe zvinokanganisa mvura
- Kuwedzera Living Expense Insurance
- Replacement Cost Insurance
- Nhamba yezviri mukati uye zvinhu zvepanyika
- Zvigadziriswa pfuma yemunhu pachake , uye nemiganhu inokosha pamutemo wezviri mukati
- Matching Siding Endormentsments
- Dhiyabhorosi Kubviswa
- Kunyika, somuenzaniso, miti, shrubs, miti, uye makwenzi
- Zvimwe zvivako, mashizha, zvigadziriswa kana madziva ekudhara
- Chikwereti Chekubhadhara, Kuzivikanwa Kwokudzivirirwa Kuchengetedzwa, kana zvimwe zviitiko zvakafanana
- Ndezvipi zvinofukidzirwa nemhosva pamutemo wako, uye kana pane kugoverwa kwekukuvadza kunowanikwa mumutsara? Iwe unogona kudzidza zvakawanda pamusoro pezvinyorwa zvitsva mu Home Insurance Liability Guide yedu , asi yeuka kubvunza mumiririri wako wehushuwarisi izvo zvinowanikwa mumutemo wako sezvo zvifambiso zvepamba uye zvigadzirwa zvemhuri zvinogadzirwa zvinogona kunge zvakasiyana nemitemo yepamusha yepamusha.
Urongwa uhwu hahwunosanganisi zvinhu zvose nokuti inshurensi yekuvhara uye kuwanika kwehuwandu hwehupfumi hunosiyana kubva munharaunda kuenda kune imwe nyika, zvisinei, urongwa urwu ndirwo ruzivo rwekutanga kutarisa zvimwe zvikamu zvehupfumi hwemusha wako.
Ko Musha Wako Wemafoni Inishuwarenzi Inobhadhara Kufananidza Kuchengetedza Mukuda?
Somuenzaniso, apo iwe unotengesa, unogona kuona chimwe chinhu chinonzi "Matching Siding Endorsement". Iwe haungambofungi kuti pane imwe nzvimbo yekutsvaga apo kune kurasikirwa kweruzhinji, iwe ungasakwanise kuwana rutivi rwekufananidza chikamu chinosara cheimba yako, asi iyi ndiyo chaiyo chinhu chaunoda kubvunza pamusoro uye tarisa kuburikidza nekubvunza mibvunzo.
Nguva dzose bvunza vamiririri vomshuwarisi kana vane zvimwe zvikamu zvekupa.
Kwatingawana Mhando Yenhare Imba kana Yakaitwa Indishuwarenzi Yedu
Vakawanda vemainishuwarenzi makuru ekupa inshuwarheni vane mapurogiramu chaiwo eSefero kana Imba yakagadzirwa. Iwe unofanirwa kuongorora kutarisana nemakambani mashomanana kuti uwane mutengo wakanakisisa uye kugoverwa. Iwe unogona kutarisa nemudzimai wako wekugadzirisa pamba zvino kuti uone kana vane purogiramu chaiyo uyewo funga nezvekambani dzinonyanya kushandiswa pamushuwarenzi wemusha wepamusoro zvakare.
Rwokutengeserana Kwemafambisi kana Imba Yakaitwa Inishuwarenzi Yeimba
Aya ndiwo mazita emamwe makambani angakwanisa kukupa Nhare Yenhare kana Yakaitwa Yenyu Yenyika nehukama kune mawebsite. Icho chinhu chakanaka chekutanga kutora zvinyorwa.
Zvinosanganiswa mune urongwa urwu ndevamwe vanowanzotsanangurira vashandi vehurumende, pangava nevamwe vatsigiri vemunharaunda munharaunda yenyu, saka iva nechokwadi chekutarisa munharaunda yako kana kubvunza vamwe vatenzi veimba yepamusoro kuti chii chavakawana kana kuti vane mabhuturo ekutsigira .
- All State
- American Modern (AMIG)
- American Family Insurance
- Varimi
- Chinonyanya kukosha (Maererano newebsite yavo, ivo ndivo "Mutungamiri weMusika we # 1 we mobile mobile inshuwarheni munyika").
- GEICO
- HomePirst
- MetLife
- Progressive
- State Farm
- USAA
Iwe haufaniri kuenda zvakananga kune inshuwarheni kuti uwane mobile home insurance quote. Kuzvimiririra inshuwarisi vashandi kana vatengesi vanogona kukubatsirawo nekutsvaga nemakambani akasiyana siyana einishuwarenzi panzvimbo yako.
Semuyenzaniso. TrustedChoice inopa mamwe mashoko pawebsite yavo, nekutumira kune vanozvimiririra vashandi pamwe chete. Kana iwe wakanamatira uye uchida rubatsiro, unogonawo kutaura neHurumende Inishuwarenzi yeHurumende .
Nhamba Yenhare Sei Inishuwarenzi Yakavhara Mhosva?
Paunenge uchitenga inshuwalense yako yepamba yemunhare unofanirwa kubvunza kuti chii chinoita kuti zvinyorwa zvigadziriswe zviri pamutemo wako.
Bvunza kana kugoverwa pamusha wako ndiko Kuchinja Kwemari yezvose zvakasara uye zvishoma zvakashata kana Chaizvo Cash Value pamarasikirwa akasiyana.
Zano: Bvunza kuti kukoshesa kweimba kunotsanangurira sei , nekufamba kwenguva kuchaderedza here?
Imwe yveshuwarisi mitemo ichafukidza imba yako yakagadzirwa neReplacement Cost Basis yekurasikirwa kwese, kana dambudziko guru, asi ipapo richakuvharira iwe chaiyo chaiyo mari yekutengesa kwekurasikirwa kwechikamu. Ichi ndicho chakasiyana zvikuru. Dzidza zvakawanda pamusoro peChechokwadi Cash Value vs. Kuchinja Mari .
Izvo zvinodhura ndezvekuvandudza marongerwo ako kumutengo wemari inogona kushandiswa kungasave yakadhura zvikuru uye inogona kukuchengetedza mazana emadhora kana iwe une mhosva huru.
Kusiyana kwakaenzana Nemazinga Okusarudza Kubva
Paunowana rugwaro rwako rwemusha wehutano inshuwarheni uwane zvinyorwa zvezvikamu zvakasiyana zvekugovera. Zvinogona kuva kuedza kungozvitsvaga mutengo wakaderera, asi zvakanakisisa kugoverwa zvisingatengi zvakanyanya kudarika "shoma" sarudzo. Shandisa mazita ari pamusoro apa kuti akubatsire kuziva zvikamu zvaunoda uye kuenzanisa zvaunogona kuita kuti uwane kudzivirirwa kwakanakisisa kwekutsvaga kwako mumba mako.