Kadhi kadikiti yako yechikwereti ane kodzero yekudzima kadhi rako rechikwereti chero nguva. Iwe haugoni kuwana nyevero apo kadhi rako rechikwereti raregererwa uye kudzidza chikangwani kako kusina kukanganiswa kwacho kwaregererwa kana yakaramba pareji. Kana uri kushamisika kuti nei kadhi rechikwereti achizobvisa kadhi rechikwereti, hezvino zvikonzero zvishoma.
01 Iwe Wakadzika Kushandisa Kadhi
Kadhi kadikiti vanobvumirwa havabvumirwi kutengesa dormancy kana kusabhadhara mari kune vadhigiri vemakadhi vasingashandisi makadhi avo emakadhi kwemwedzi inoverengeka. Kunyange zvazvo imwe kadhi yakabudisa inotora mari yegore negore inogona kuregererwa kana ukashandisa kadhi rako rechikwereti, vamwe vanobvisa mari uye vanongoraya kadhi rako rechikwereti kana iwe ukarega kuishandisa.
Mazwi ako ekadhi rechikwereti angarondedzera kuti unodikanwa sei kushandisa kadhi rako rechikwereti kuti rirambe rakazaruka. Kuti uve parutivi rwakachengeteka, shandisa zvose yako kadhi rechikwereti mwedzi mitatu kana mina kuitira kuti ugare wakazaruka uye unoshanda.
02 Wakarega Kubhadhara
Nguva dzose zvishomanana kubhadhara ndeye chidimbu chebvumirano rako rekadhi rechikwereti. Hausi vazhinji vanobhadhara chikwereti chekadhi rako rechikwereti mushure mekunge iwe uchinge uchitsiwa. Vamwe vangasimisa ropafadzo dzenyu dzekutengesa kana iwe uri 60 kana 90 mazuva apfuura uye unofanira kurega kutanga zvakare zvakare kana iwe uunza account yako ikozvino. Zvisinei, kadhi rako rechikwereti richakwereti- ravharwa uye rakavharwa zvachose mushure memazuva 180 kana mwedzi mitanhatu yekusabhadhara.
03 Your Credit Score Dropped
Kushandurwa kwemazuva mashoma mumutemo wekadhi rechikwereti kwakarambidzwa kusakanganiswa kwepasi rose - mutsika apo kadhi yemukwereti aizowedzera chikwereti chako chekuda nekuda kwekubhadhara kwekupedzisira neimwe chikwereti chekwereti.
Kunyange zvazvo chikwereti hachikwanisi kuwedzera chikwereti chako chekuda kwekuda nekuda kwekubhadhara kwekamwe kune dzimwe nhoroondo (kunze kwekuti iyo akaunti iri nechocho chikwereti chekwereti), vanogona kuvhara account yako zvachose. Kana chikwereti chako chekwereti chichitanga kupera, usashamisika kana kadhi yako yekwereti yekwereti inotanga kupedza makadhi ako ekwereti.
04 Iwe Wakaramba Kuwedzera Kwekuwedzera kana Zvimwe Kuchinja
Pamberi kadhi yemukwereti chikwereti inogona kusimudza chiyero chako kana mari yegore negore, inofanira kukupa chinyorwa chezuva makumi maviri . Panguva yewindo iroro, unogona kuramba mazwi uye sarudza kubhadhara akaunti yako pasi pemashoko ekare. Zvisinei, vazhinji vane kadhi rechikwereti vanobvisa vhesi yako kana iwe ukasarudza kuramba mazwi matsva.
05 Chikwereti cheKadhidhi yeKodhadhi Iri Kubvisa Chikwereti Chakwereta
Kadhi kadikiti vanoenderera mberi vanongororodza chikwereti chekwereti chekwereti uye vanobvisa makadhi emakwereti ayo asina kukodzera. Muchiitiko ichi, kadhi yako yekubhadhara chikwereti inogona kutumira chiziviso chisati chaitika usati wavhara kadhi rako rechikwereti uye ikuudze iwe zvaunogona. Iwe unogona kukwanisa kutumira akaunti yako kune imwe kadhi rechikwereti pasi pemakadhi emakadhi ekupa.
06 Bhengi Iri Kuvhara
Zvinosuruvarisa, vamwe vane kadhi rechikwereti vanobvumirwa kupfigira mabasa apo vasisabatsiri. Vakawanda vane kadhi rechikwereti vanotengesa mabhengi ekadhi ravo rechikwereti kune imwe kadhi yekwereti yechikwereti. Iko kadhi kadikiti inogona kuvhara kadhi rechikwereti uye inoda kuti iwe usvike kune imwe nhoroondo kana iwe uchida kuita bhizinesi navo.