Zvaunofanira Kuita Kana Chikwereti Chako Chakwereta Chichibviswa
Nei Vatengi Vachivharidzirwa Vasingabatsiri Nhoroondo
Kuvhara kadhi rako rechikwereti risina kushandiswa rinopa kadhi kubudisa kukwanisa kuwedzera iyo chikwereti chekwereti kumunhu achachishandisa.
Mune mamwe mazwi, mumwe munhu ari kuzoita mhaka uye kutora kufarira. Haisi wega; inongova sarudzo yebhizimisi chete.
Kadhi kadikiti yako yechikwereti inogona kukubvumira kuziva kare kuti kadhi rako rechikwereti richavharwa. Vamwe vanovhara account yako kutanga, zvino kukutumira tsamba inokuudza kuti yakavharwa. Zvinosuruvarisa, kuva nekadhi rechikwereti rakavharwa, pane dzimwe nguva, zvinogona kukuvadza chikwereti chako chikoro .
Chii chisingaiti Maitiro Anogona Kuita Iwe Kuda Chikwereti Chako
Kutanga, yako yose yekushandisa chikwereti inogona kuwedzera, zvichienderana neyeri yekadhi yako yemakadhi. Kushandisa kwako chikwereti chikamu chekwereti yako iripo yaunoshandisa uye inopa 30% yemari yako chikwereti. Apo kadhi rechikwereti rinovharwa, iyo chikamu chekwereti hachina kuzotaridzirwa muchikwereti chako chekushandisa. Saka, kana iwe uine zviyero pane mamwe makadhi ako emakadhi, kushandisa kwako kunowedzera.
Somuenzaniso, kana wakanga uine $ 3,000 mune kadhi rechikwereti chikwereti uye $ 5,000 chikwereti chikwereti, chikamu, yako chikwereti kushandisa ingadai iri 60%.
Kana kadhi rechikwereti rine $ 1000 chikamu chikavharwa, mari yako yekushandisa yaizokwira kusvika ku75%. Kushandisa mari yechikwereti iyo yakaderera kupfuura 10% yakanaka, chero chinhu chinopfuura 30% chakawanda.
Iwe unogona kuderedza zvinoitika chevhadhi yekwereti yakavharwa nekubhadhara zvimwe zvekadhi rako rechikwereti chikwereti kana nekukumbira kuwedzerwa kwekwereti yechikwereti kubva kune imwe kadhi yemakadhi enyukiti .
Kadhi kadhipa acharangarira chikwereti chenhoroondo yako , nguva kubva pakuwedzera kwekupedzisira, mari yezvino, uye zvimwe zvikonzero zvokusarudza kana kuwedzera chikwereti chako chemari. Kana iwe uine kadhi rechikwereti chekubatana , zvose mbiri dzekwereti yemakadhi uye zvimwe zvikonzero zvichafungidzirwa.
Kunyangwe zvave zvakanyatsoparidzirwa kuti kadhi rechikwereti rakavharwa rinoshungurudza chikwereti chako nekuderedza nguva yako yechikwereti, hachisi chokwadi zvachose, kwete zvakadaro. Chero bedzi iyo nhoroondo ichinyorwa pamushumo wekwereti yako , ichiri kugoverwa muchikwereti chako. Hazvisi kusvikira iyo kambani inodonha chikwata chako chekwereti (mumakore anenge gumi) kuti nguva yako yechikwereti ingakanganiswa - kunyanya kana iri yekare kare kadhi rechikwereti.
Chii Chaungaita Nezvo?
Kana iwe ukawana kuti kadhi rako rechikwereti rinodzingwa nekuda kwekusagadzikana uye ikadhi iwe unoda kuramba uripo, sidza kadhi rako rechikwereti uye unokumbira kuti uchengetedze. Ipa kuti uende kutenga iyo iyoyo pakarepo uchitsinhanisa kuti iite zvakare.
Iwe unogona kusakwanisa kugutsikana nemupiki kuti aisezve kadhi rechikwereti rakavharwa, asi iwe unogona kukwanisa kuva nechikwereti chechikwereti kune imwe kadhi rechikwereti rine iyeyo mupiki, kana iwe uine imwe. Nezvo izvo zvisingagone kubvisa chikwereti chekwereti chekwereti nekuda kwekanguva kadiki yechikwereti, chichakubatsira iwe muchikwata chekushandisa chikwereti .
Chengetedza Kusakatika KweKadhi yeKodha Kuvhara
Iwe unogona kudzivisa kusashanda kwekuregesa kuburikidza uchishandisa kadhi rako rechikwereti nguva nenguva. Ita mari shoma pane yako kadhi rechikwereti mwedzi miviri kusvika kumatatu uye ubhadhe mari yakazara iwe paunogamuchira chirevo.