Iwe Unoda Inishuwarenzi yePeturu Here? 7 Mibvunzo uye Mazano Okukubatsira Iwe Sarudza

Nzira Yokuona Nayo Kana Pet Health Inishuwarenzi Yakarurama Kwauri

Kutenga petshuwarisi yehurumende isarudzo yega iwe inofanira kunge yakavakirwa pamamiriro ako emari. Apo patinotaura pamusoro pemhuka dzemhuka, hatisi kungotaura nezvemhuka; chero mhuka yemhuka inoziva kuti tiri kutaura nezvemhuri. Kuva neinishuwarenzi yepamusoro inogona kubatsira munguva dzakaoma dzemari kana kukurumidza kuitika kune imbwa yako kana kati. Kana iwe ukatora mhuka kana mhuka inoponesa zviri pachena kuti vangave vane zvinetso zvehutano zvausingazivi.

Gore rokutanga kazhinji rakaoma kukurumidza kufanotaura.

Vet uye Mamwe Matengo - Inogona Kupa Inishuwarenzi yePeturu?

Vakawanda vezvipfuwo zvekurima (kana kuti "vabereki vechipfu") vanotambura pavanotanga kana kutenga mhuka yemhuri, nokuti mari yekuwana zvirwere zvakasvika uye zvinodiwa mune zvekurapa mugore rokutanga zvinogona kuva zvinodhura.

Wedzera kune iyo maoji ose nezvimwe zvinhu zvaunoda kutenga kuita kuti nhengo yemhuri yako itsva ichinzwe kumba, uye zvinhu zvinotanga kudhura.

Kana uchinge wapedza kurapa kwose kunodiwa, zvirwere, uye kurapwa, vatenzi vatsva vanowanzonzwa vachinetseka nemari uye havadi kubhadhara mutengo wemishonga yechipfupa. Zvisinei, zvakakosha kuti uone kuti zvinogona kunge zviri mugore rokutanga kuti une pfu iyo inopinda mudambudziko, kana mamiriro ehutano asina kutarisirwa anomuka.

7 Mibvunzo Yokukubatsira Iwe Sarudza Kana Unoda Bhutiro yePeturu Nezvaunoputira

1. Unogona here kuuya ne $ 1000 kusvika $ 5000 mune imwe nguva?

1. Iwe unoda inshuwarisi inongotanga kukurumidza kuitika here?
2. Iwe unoda chirongwa che inshuwarisi chisingatauri chete ngozi, asiwo chirwere?
3. Iwe unoda kubhadhara zvimwe here kuti uwane chirongwa chisingori chekuvhara njodzi uye chirwere, asi ichocho chinosanganisira kuchengetedza nguva dzose, semakemikari, neuter uye spading, kana imwe yemazinga vet kushanyira? Izvi dzimwe nguva zvinonzi seurongwa hwehutano.

1. Iwe unoda kusvika kune rimwe rutsigiro rwekubatsira kana uchida kubvunza mibvunzo? Kuwanika kune zvinyorwa zvekufambisa ruzivo rwezvipfuwo zvinokosha zvikuru uye zvinogona kukuchengetedza mari yakawanda.
2. Zvine nyore here kuti iwe ubhadhe nguva shoma yakarongeka (iyo mari yepamwedzi yehutano inshuwarheni) panzvimbo pokusvika mazana mashomanana emadhora mune imwe dambudziko?
3. Izvo zvinodhura zve inshuwarisi yepanyama zvinodarika zvakadini iwe ungashandisa chaizvo pazviitiko? Izvi zvinonyanya kukosha kana ukasarudza pane chirongwa chemhepo. Wedzera mari yeinishuwarenzi, uye fanisa izvozvo kumutengo wezvirwere zvose nemitemo pane urongwa hwezvinhu zvakavharwa. Kazhinji pamagumo ekufananidza, unoguma uchiziva kuti uri kungobhadhara mari yehutano. Izvi zvinogona kubatsira kune vamwe vanhu, asi mune dzimwe nguva, unogona kubhadhara zvimwe zvekuvhara kupfuura iwe kana iwe wakachengeta mari uye ukazvienzanisa iwe pachako. Izvi zvinonyatsoenderana newe.

Mamwe masishuwarenzi anopa zvose zvataurwa pamusoro apa, kana zvikamu bedzi, iyo mitengo ichasiyana maererano. Paunowana purogiramu ita nechokwadi chekubvunza mibvunzo pamusoro pemiganhu usati watenga .

Kusarudza Purogiramu Yakanaka yeInishuwarenzi yePetro

Pet inshuwarisi inonyanya kukosha, uye kana ukasarudza nokuchenjera, haingagoni kungovimbisa kuchengetedza kwembwa yako kana kati yako asi inogonawo kuvimbisa kuti haufaniri kuita sarudzo pakati pemari uye hupenyu hwemhuka yako nokuti iwe unogona ' t kutarisira kutarisira.

Kana mari yekushandi yechipurisa ichikukuvadza iwe, funga kuti pamusoro pei zvisingatarisirwi $ 500 mari kune chiremba wekukurumidzira vangave, kana kuti mari yekuvhiya. Mhuka dzinokanganisa uye dzinopinda mudambudziko nguva dzose, uye pasinei nevakawanda vanhu vanofunga, haisi ivo vakuru vemhuka dzinopinda mumatambudziko.

4 Mhando dzakasiyana-siyana dzePishu Inishuwarenzi yekufunga

Mapokaji epishuwarisi yepanyama anogona kuenzaniswa nezvido zvako. Unogona kusarudza mapeji nezvose, kana chete nezvikamu zvaunoda.

• Kurwara kugoverwa
• Wellness Coverage - inotarisira mari inotarisirwa uye inogona kugadzirirwa kune zvinyorwa zvaunoda.
• Kungoerekana Yakuvara uye Death Coverage
• Pet anobatsira hotline kana kuti rubatsiro rwekufambiswa kwefoni. Kana iwe usingazivi kana uchifanira kuenda kune vet kana kuti unoda ruzivo rwekudzivirira ruzivo.

Wakagadzirira kutsvakurudza izvo zvipuri vemainishuwarenzi akanaka ari kupa?

Paunotarisa kutenga purogiramu yemishonga yechipfupa, pane mibvunzo shomanana yekufunga kuti ndeupi rudzi rwehutachivhu huripo hwakakunakira iwe.

Chenjerera Vamwe Vashambadziri Vechipfuva Bvisa Zvikwereti Mushure mekudaidzwa kana kusabatanidzwa mukati pekuvandudza

Iva nechokwadi uye ugobvunza zvakare pamusoro pemari yekudaidzira, uye chii chinoitika kana iwe ukataura. Vachakupa purogiramu nekuda kwekuvandudzwa kwehurongwa here? Vachazosiya kushandiswa semugumisiro here? Zvakakosha kuti iwe uzive kuti havasi vese vatsigiri vezvipfuwo vanoita izvozvo. Inobhadhara kuwana nguva isati yasvika.

Chii Chinodiwa MuInishuwarenzi yePeturu?

Zvakanaka nyore kuwana mitsara paIndaneti yepilisi yeruzhinji muzviito zvishomanana zvishoma, kunyanya kana uri kutsvaga mhuka duku. Bheji yako yakanakisisa ndeyokuti uite zvishomanana zvinyorwa zvepaIndaneti zvepurasisi yepanyama uye enzanisa.

Inogona kukubhadhara $ 30 pamwedzi kana $ 100 pamwedzi zvichienderana nezvakasiyana-siyana uye chii chaunosarudza.

Iko Inishuwarenzi yePet Pet Isingatariswi

• Ndezvipi zvaunotenga (ona ma4 emhando dzakasiyana-siyana dzekuchengetedza mapoka ezvipfuwo)

• Chii chinodhakwa iwe unotora
• Iro -inshuwarimendi clause
• Rudzi rwechipfuwo chako (Mhuka dzakasiyana dzakasiyana dzinowanzosangana nezvinetso zvakasiyana)
• Zera remhuka yako
• Kana pane mamiriro ezvinhu akambovapo
• Kuwanda kwekugoverwa kwavari kukupai
• Kana pane hupenyu hwemaximums
• Kana pane nguva yekumirira. Nenzira imwechete iyo inshurensi yako yemeno inogona kuva nenguva yekumirira , hurongwa hwehutano hwehutano hune dzimwe nguva hune nguva yekumirira zvakare. Zvakakosha kuziva pamusoro peizvi.

Ndezvipi Zvimwe Zvandinofanira Kudzivirira Utano Hwezvipfuwo Zvangu?

Munhu akakurumbira wokutaurirana pamusoro pezviwanikwa kuti akubatsire mune imwe chirwere chekukuvadza chinonzi vet yako.

Kubatsira Pet uye Kudzvinyirira Chepfu Telephone Kubatsira

Mukuwedzera kune vet yako, imwe yebasa dzimwe nguva yakabatanidzwa nehutano hwakanaka hwehushuwarisi hurongwa rubatsiro rwefoni.

Kunyange kana iwe usina petishuwarenzi kana iwe ukazviwana uri mumamiriro ezvinhu apo iwe unoda rubatsiro rwemhirizhonga, kazhinji kazhinji rubatsiro runowanika paIndaneti kuburikidza nemitambo yakasiyana-siyana yekufonera.

Aya mahofisi ekufonera anowanzobhadhara mari yekufonera, saka zvakakwana, zviri nani kusarudza purasi kubva kuchipatisitiri chemhuka chinosanganisira iyo rudzi rwebasa, pane ngozi kune podhi-foni kana iwe uchifunga kuti iwe uchange uchishevedza nguva dzose. Kana iwe wakanamatira pasina inshuwarisi, ita google tsvaga uye iwe pamwe uchawana rubatsiro rwunobatsira munzvimbo yako rwakarongwa, mumwe muenzaniso ndeyemhuka yekudzivirira kutora nzvimbo dzinogona kubatsira kana pet yako inodya chinhu chakafanana shampoo yako kana muti mumunda wako uye iwe hauna chokwadi kana yakachengeteka, mumwe muenzaniso ndeye Pet Poison Helpline, kune mamwe akawanda, kusanganisira zvimwe zvinopa veterinary zano pafoni.

Izvi zvigaro zvinogona kubatsira chaizvo mune imwe nguva.

Funga kuti mari yezvibatsiro izvi zvinowanzosvika madhora makumi mashanu ekudana, naizvozvo kana iwe ukagona kuwana chirongwa chinosanganisira zvose izvi, inshuwarisi yepanyama ingave yakasarudzwa.

Ndezvipfuwo zvangu zvinotsigirwa kuburikidza neMusha Wangu Inishuwarenzi?

Kunyange zvazvo imwe musha, inshuwarisi yekodhi , uye renters inshuwarisi yemitemo inogona kusanganisira kugoverwa kwemhuka dzemhuka pasi pemiganhu inokosha mune zviri mukati kana kuti "pfuma yega yega" chikamu chemutemo, ruzivo runowanzosvika kune zvinetso zvakananga, uye zvichienderana nezvisingawaniki. Njodzi, chirwere, nekukuvadzwa hazvingawanzove chimwe chinhu icho chinyorwa chemishonga yechurenzi yemhuri yaizovhara. Ichokwadi, mitemo yakawanda yemisha inenge ichitsvaga pamusoro pekugoverwa kwemhuka. Kana uchangotora chipfuwo, iwe unofanira kudana nhengo yako yehushuwarisi uye uvabvunze kuti hurongwa hwako hwekugara hunobata sei zvipfuwo zvako uye kana vane mazano ekuwedzera kugoverwa.

Kutsigirwa Iwe Unogona Kuwedzera kuNyaya Yenyu Yemazano Kubatsira Nezvipfuwo Zvako

Kunyange zvazvo makambani mazhinji asingaiti rubatsiro kune mhuka dzemhuka, mamwe makambani einishuwarenzi akabuda nekutumirwa kunopa mabasa kune vadzidzisi vemombe. Aviva Canada mumwe muenzaniso pamwe chete nemhuri yavo yeBundle Bundle Choice Enhancements Endorsement, iyo inosanganisira kuwanikwa kusingagumi kune mazano ezvehutano hwemhuka pamusoro pefoni munguva dzebhizimisi.

Iva nechokwadi uye ubvunze mumiririri wemu inshuwarisi yemusha wako kana kambani yveshuwarisi ikapa chero maitiro kana kudzivirirwa kwezvipfuwo zvako, unogona kushamisika pane zvingave zviripo pamutengo wakaderera!

Zvirongwa zveUmwedzi uye Petiti Inoripedzero Zvikwereti

Usati watenga inshuwarisi yepamusoro, mushure mokunge watarisa neimba yako inshuwarisi yemumiririri kana mutengesi, uye iwe waita zvekutsvaga paIndaneti, usakanganwa kutarisa kana iwe ungakwanisa kukwanisa kuwana zvikwereti kuburikidza nehumwe hukama hwehutano. Semuenzaniso, AAA inopa zvikwereti pa pet inshuwarisi yeP Healthy Paws Pet Insurance, uye Healthy Paws inopawo zvikwereti zveAARP neCidco members. Iko nguva dzose inobatsira kuona kana iwe unogona kuwana zvikwereti zvakawedzerwa kuburikidza neshamwari dzako dzesangano.

Pawbamacare - Pet Insurance Marketplace

Imwe nzvimbo yekupedzisira yekukubatsira kunze: iwe wakanzwa nezveBobamacare uye ACA , zvakanaka Pawbamacare isiti inopa Obamacare yakafuridzirwa pamusika nekuda kwepurasisi yepanyama muedza yekuzivisa nezve pet insurance.

Tarisa iyo kunze kuti uenzanise zvinyorwa.

Ndeipi Paunofanira Kutenga Inishuwarenzi yePeturu

Hapana munhu anogona kupindura kana kutenga petishuvhu yekutambudza ndeyekuti iwe kana kwete, iwe, kana iwe uchifunga kuti unozozviwana uri panzvimbo iyo mari yaunotarisira kutarisira mhuka yako isingakwanisi kuti iwe uuye nayo munjodzi, iwe unofanira funga kutenga kuchengetedza kusvikira iwe uine hupfumi hwakakwana kuti uwane mari pakarepo njodzi iwe kana kutora mikana yako.