Pamusoro peflip side, kune vanhu vazhinji vanofara nemishonga yavo yemishonga inshumo, kune avo vanoodzwa mwoyo kana kuvhiringidzika pamusoro pe chirongwa che inshuwarisi yepanyama ivo vakapedza.
Nokuti chikamu chikuru chichibatira chirongwa chisina kunaka ndechekusaziva chii chawakanga uchinyorera pawakasarudza purogiramu ye inshuwarisi yemhuka. Takanyora nyaya ino pamwe chete nevamwe vaviri kuti vakubatsire kunzwisisa zvaunosarudza, uye mibvunzo iri pasi apa ichakubatsira kuona kana iwe uchanakidzwa neurongwa hwauri kutarisa.
Paunotarisa kutenga purogiramu yemishonga yechipfupa kune mibvunzo mashomanana yaunoda kufunga. mune zvekuwedzera kana kuti hazvina kukosha here kutenga pet insurance. Pasi pane urongwa hwegumi gumi zvekutengesa mibvunzo yekutengesa:
1. Ndiri Kutarisa Purogiramu yeZvipatara Zvoutano Here?
Izvi zvinogona kusiyana. Nezvikwereti zvisingabhadharwi mari yaizobhadhara mari yegore negore uye inoderedzwa zvechiremba wezvinyorwa pamwe nemamwe mapoka ezvipfuwo. Chirongwa chehutano hwehutano hwepanyama chinogona kutarisa kufanana neshuwarhu yehutano kuvanhu
2. Ndichasarudza Kusarudza Chiremba Wangu Here?
Zvakare, sezvo zvirongwa zvehutano hwehutano hwepanyama zvakafanana nemumwe iwe uye ini ndinoshandisa, zvirongwa zvakasiyana zvine mitemo yakasiyana.
Tarisa kuti uone kana vet yako yakabatanidzwa seyokupa inshuwarisi yemhuka yaunofarira.
3. Ndeapi Nguva Dzokumirira?
Kufanana neinishuwarenzi yose, pangangodaro nguva yekumirira kuitira kuti mutemo wacho uite uye zvinokosha kuziva nguva chaiyo apo chirongwa chako chekugovera chinotanga uye chinoguma.
4. Chii chisingabatanidzwi?
Pet inshuwarano exclusions inogona kusiyana zvichienderana nehurongwa hwakasarudzwa. Zvose zvinowanzoitika ndezvokuti zvinhu zvakagara zviripo uye zvikanganiso zvekuzvarwa. Zvinyorwa zvezvibvumirano zvakajairika zvingawanzoiswa pane imwe mari mari.
5. Kushanda Kwemusoro Kunochengetedzwa Kunofanira Kuvharwa Here?
Kana uri kutsvaga mutemo wakazara uye iwe unoda kuwana imwe inoshandisa nguva yekushanyira yakadai sekuzvidzivirira, kuchengetwa kwemazino, uye chirwere chemwoyo.
6. Zvakadini neNeutering uye Spaying?
Kuita kuti uve nechokwadi chekukwanisa kudzora hutachiwana hwevanhu hunokosha kwauri iwe nevose vakakupoteredza. Kurairidzira uye kuisa mukana wekutengesa kunakidza kuva kubva apo vanenge vese vadziri vemhuka vanoshandisa iyi yesevhisi. Izvi hazvingabatanidzi muhurwere hwehutano uye pangozi yemapurisi, asi panzvimbo iyo ingangowanikwa mune zvirongwa zvekuchengetedza zvakanaka kana kudzivirira. Dzimwe nguva izvi zvinogona kuwedzerwa pane chirwere chepachirwere uye pangozi pet inshuwarisi purogiramu. Sezvo mari yezvibasa izvi inotarisirwa kuvharwa pamusoro pako, zviri pachena kuti ichava yakakosha kudarika chinangwa chekukanganisa nekukuvadza.
7. Inosanganisira Prescription Coverage?
Kudyorwa kwepachipiri kunokosha chete sezvo teknolojia uye kuchengetedza mhuka dzemhuka dziri kuwedzerwa, zvichida kuti chipfuwo chako chinoda mushonga wemishonga chinogona kuitika, uye semitemo yose, dzimwe nguva inogona kudhura.
8. Ndinofanira Kubhadhara Deductible ?
Kungofanana neinishuwarenzi yevanhu, zvirongwa zvakasiyana zvinoda kubviswa zvakasiyana. Iyo yakagadzirirwa ndiyo iwe unobhadhara kutanga zvisati zvaitwa maito kuitira kuti iwe unoda kuwana chirongwa chinotakura deductible chinogona kutenga. Yeuka zvakadaro, kuti zviduku zvakaderedzwa zvinowedzera purogiramu, saka iwe unogona kuderedza mari yako yehushuwarhu kana iwe ukatora zvakaderedza kubhadhara nokugovera chikamu chikuru chemari pamwe nekambani yeinishuwarenzi munguva yekudaidzira.
9. Pane Chirwere Chese Uye Nechiitiko Chekudzivirira?
Kazhinji mu pet inshuwarisi, pachava nemhando dzakasiyana dze "kaps" kana kuti miganhu yekushanda kwekambani yeinishuwarenzi ichabhadhara chimwe chiitiko. Rimwe gumbo rakaputsika rinogona kunge rakasiyana-siyana pane kuparadzanisa kuitira kuti uzive mitemo.
10. Is Company Inokudzwa uye Inondipa Mhinduro Yangu Yose Here?
Kune nzvimbo dzakasiyana-siyana dzepaIndaneti apo iwe unokwanisa kutsvakurudza mhinduro kubva kuvadzidzisi vepanyama uye mapurogiramu ehurumende yehutano ivo vanoshandisa.
Vanogona kubatsira chaizvo mukukubatsira kuita sarudzo yako, asiwo kukupa pfungwa yezvinyorwa zvamuri kutsvaga, kana kuti zvingave zvisingabvumirwi izvo zvingakuomera iwe.
Kana iwe uchida kuenzanisa mitemo panzvimbo imwe chete, unogona kutarisa nzvimbo yemusika inonzi Pawbamacare iyo inowanikwa pamusika weinishuwarenzi yepamusoro kuitira kuti uite zvimwe zvidzidzo pane imwe nzvimbo.
Kusarudza Pet Inshuwarisi Kuti Unzwe Wakanaka Pamusoro
Iva nechokwadi chekuti unonzwa wakasununguka nekambani yaunofarira. Sezvo vachizobata zvido zvenyu, zvakakosha iwe uri kusarudza kambani inoda kupindura mibvunzo yako zvakakwana, sezvo izvi zvichakupa kunzwisisa pamusoro pekuti vachaita sei future policy. Uyewo, iva nechokwadi chokuti kambani inorumbidzwa.
Kwatinofanira Kudzidza Zvakawanda Pamusoro peInishuwarenzi Yechipfupa Usati Watenga
Kana iwe uchiri nemibvunzo, unogona kuramba uchiverenga nyaya yedu inotevera pane pet inshuwarisi inopinda mune mamwe mashoko pamusoro pekugadzirisa zvinyorwa, kusanganisira 7 Mibvunzo Yokukubatsira Kusarudza Kana Unoda Petiti Yechipfuva uye Chii Chinovhara uye udzidze kuti zvinorevei zvepurasisi yemhuka inobva pane kukubatsira iwe kuchengetedza mari ..