Mutemo weZvikwereti FAQ

Inowanzobvunzwa mibvunzo Pamusoro peMitemo yeZvikwereti pamatambudziko

Kukurukurwa pamusoro pechikwereti chakare kunogona kuvhiringidza. Kunyange zvazvo chikwereti vatengesi nevateresi vanogona kukutaurira pamusoro pechikwereti chero bedzi iwe uchiri kukwereta, vanogona kukupomerai kwenguva yakati. Nguva iyoyo yakazivikanwa seyo mutemo wekukanganisa. Heano mhinduro dzemamwe emibvunzo inowanzobvunzwa pamusoro pemutemo wekukanganisa pane chikwereti.

Ndeupi mutemo wekugadzirisa chikwereti changu?

Hurumende imwe neimwe ine mitemo yake pamirairo yekukwanisa kwekwereti, zvichienderana nerudzi rwekambani.

Marikiti yemakadhi nemarikwereti, somuenzaniso, zvakasiyana siyana zvekwereti uye inogona kunge yakasiyana nenguva. Vamwe vanoti miganhu yakaderera semakore matatu apo dzimwe dzakawanda dzakakwirira semakore matanhatu.

Ko ini ndichiri kukwereta chikwereti mushure mokunge mutemo wekupera usingapfuuri here?

Mutemo wekupera kwekupera hausi kubvisa chikwereti, zvinongopedza kukwanisa kwomukwereti kushandisa dare kuti akumanikidze kubhadhara chikwereti. Kubhadhara chikwereti chacho, kana kuchikanganiswa, kana kubudiswa mubhadharo kuchabvisa chikwereti.

Ko muteresi angangondisangana neni mushure mokunge mutemo wekukanganisa wapfuura here?

Iko Fair Debt Collection Act inogadza mitemo yekuti kana chikwereti mutengesi aigona uye asingakwanisi kukukurukura newe. Vanokweretesa chikwereti vanogona kukwanisa kukutevera nokuda kwechikwereti mushure mokunge mutemo wekukanganisa wapfuura. Izvi zvinogona kusanganisira kutumira tsamba, kukushevedza, uye kuverenga chikwereti pamushumo wekwereti yako kana iri muchikwereti chekupa chikwereti nguva.

Ndinokwanisa here kutongwa nokuda kwechikwereti mushure mokunge mutemo wekukwaniswa wapfuura?

Mutemo wekukanganisa unopera nguva iyo munhu ane chikwereti kana muteresi anogona kushandisa dare kuti akukumanikidze kubhadhara chikwereti.

Vamwe vatokweretesi vatengesi vanogona kukupomera kunyange mushure mokunge mutemo wekukwanisa wapera wapfuura. Zvinyorwa zvavo zvingave zvakasiyana neyako kana vanogona kutarisira kuti iwe haugone kuratidza kuti chikwereti hachichagadziriswa pamutemo. Kana iwe wakapomerwa mushure memurairo wekukanganisa, ratidza kusvika kumatare kuti udzivirire mhosva yako neuchapupu hwako kuti nguva yapera.

Tsvaka rubatsiro kubva kune unyanzvi hwepamutemo kuti uwedzere kudzivirirwa.

Mutemo wekupera kweawa rinotanga rini?

Chinhu chinonyanya kuvhiringidza pamusoro pemutemo wekukanganisa ndiko kuenzanisira apo awa rinotanga kukanganisa. Iwe unoti rimwe zuva, mutori anotaura chimwe. Iawa inotanga musi wekupedzisira webasa pane account. Iyi inogona kuva ndiyo yekupedzisira iwe waita kubhadhara, kubhadhara mubhadharo, kana kubvumirwa kuti uine chikwereti chechikwereti.

Chii chinogona kutangazve chikwereti chirevo chekukanganisa?

Kana imwe nguva mutemo wekukanganisa watanga, haudi kuita chimwe chinhu kuti uchitangezve. Kana izvozvo zvikaitika, chikwereti chikwereti chinowana nguva yakawanda yekukupomera iwe chikwereti ... verenga zvakawanda .

Mubvunzo: Sei chikwereti chakapera chichiripo pamushumo wangu wechikwereti?

Iwe unogona kutarisa chikwereti chako chekwereti uye ona kuti chikwereti chine mutemo wekupera kwekukanganisa chiri kunyorwa. Mune zvimwe zviitiko, zvakanyatsotenderwa pamutemo. Chikwereti chekupa chikwereti nguva, iyo makore manomwe nokuda kwezvikwereti zvakawanda, inogona kuva yakareba kudarika mutemo wekukanganisa.

Mubvunzo: Ndingabvisa sei chikwereti kubva kumushumo wangu wechikwereti mushure mokunge mutemo wekukwaniswa wapfuura?

Iko Fair Credit Reporting Act inokubvumira kuva nezvikwereti zvakwegura zvakabviswa kubva kumurairo wako wekwereti apo zvikwereti izvi zvisina kururama. Mutemo wekupera kwekupera hauna kukwana kukakavadzana chikwereti kubva kumukwereti wako wechikwereti.