Iwe une nzira dzakasiyana-siyana yekushandisa zvose zviduku uye kuzvidzivirira kune iwe wekutsvaga, kusanganisira:
- Kusanganiswa kwematokisi , zvisungo, uye mari
- Diversification nekukura uye indasitiri
- Kusanganiswa kwekukosha uye kukura mashizha
Chimwe chishandiso chaunacho ndechokusanganisa maitiro uye zvisingaiti mabhizimusi muhofisi yako yepamusoro kuti udzivise kushanduka kwebhizimisi.
Apo misika inonzwa nguva yekuchera mazino inouya mune zvehupfumi, inofambisa kune zvisiri zvemagetsi kana zvidziviriro kudzivirira uye kure nemamiriro ezvinhu.
Nhamba dzematengo ematokari uye dzisiri dzengoro dzine chokuita nekushandurwa kwebhizimisi. Nhamba dzekutengesa dzinofamba zvakanyanyisa, zvose zvichikwira uye pasi, nekufamba, asi zvisingaiti mabheji zvinoratidza zvishomanana zvishoma maererano nekufamba.
Mufananidzo Mukuru
Mhedziso mushure mekutenderera uye kwete-maokosi ematokisi ishoma. Kana mari yakaoma, chii chaunogona kuita kunze kana kubvisa, uye iwe unonyatsodii?
Iwe unogona kutsvaga motokari itsva, asi kana bhajeti yako yakaoma zvikuru, inogona kunge yakamirira. Zvisinei, mazino emaguchi, mapepa embudzi, uye magetsi hazvigone kumirira.
Nhamba dzekutengesa dzinomiririra zvinhu nezvinhu zvevashandi nemabhizimisi zvavanotenga apo kuvimba mune zvehupfumi kwakakwirira.
Zvisiri-magetsi zvimiririri zvinomiririra zvinhu nezvinhu zvevashandi nemabhizimisi izvo zvisingakwanisi kuisa pasinei nenyaya yehupfumi.
Muchidimbu & Mashoma anosarudza zvikwata munzvimbo gumi. Zvikamu zviviri zvezvikamu izvi, Consumer Staples, uye Utilities hazvive zvigadzirwa zvematokari, uye zvese zvinoshandiswa. Ona runyoro rwakakwana pamugumo wenyaya ino.
Pano pane mamwe mashoko pamusoro pezvisiri zvemagetsi uye mabhasikoro.
Kwete-Nyaya dzeSvondo
Zvisiri-Zvinyorwa Zvishandiso kana mashizha ekudzivirira anoita zvakanaka mukuderera kwezvepfumi kubva apo chido chezvinhu zvazvo uye zvishando zvinoramba zvisinei nehupfumi.
Muenzaniso wekare wekusina mabhasikiti mabasa. Munhu wese kubva kune vatengi kuenda kumabhizimisi anoda mvura, gesi, uye magetsi. Apo hupfumi huri kuwedzera, matanda aya anowanzochera shure, zvisinei panguva yekuderera kwehupfumi; kudzoka kwavo kwakasimba kungaita zvakanaka.
Chimwe chienzaniso chekare chekusachengetedzwa kwemashamba ndeyezvinhu zvisiri zvekugara zvisingachinji, zvakadai semaguchi, mapepa embudzi, zvinhu zvokuchenesa.
Cyclical Stocks
Zvinyorwa zvitsva zvinotevera zvakasimuka zvinotendeuka mubhizinesi apo mabhizimisi nevatengi vari kushandisa mari.
Makambani emotokari anoshandiswa nematokisi. Apo hupfumi hwakanaka, uye vanhu vari kushanda, motokari yekutengesa inoita zvakanaka. Zvisinei, kana pane kukanganisa uye kusava nechokwadi kana yepamusoro-nhamba yemari, vanhu vangasarudza kubatisisa kumotokari yavo gore rimwe.
Mabhizimisi anowedzera panguva dzakanaka. Vanotenga midziyo mitsva uye vanovaka zvivako zvitsva, saka kushambadzira kwekutengesa nekugadzira zvikwereti.
Apo hupfumi hunovhunga, mabhizimusi anodzika pasi kuongororwa, kuisa zvishoma, uye kunonoka kutenga. Nhamba dzekutengesa dzakadai sedhizimusi yekugadzira uye kutengesa kunotambura apo bhizinesi rinonoka pasi.
Mhedziso
Inobhadhara kuchengetedza ziso rebhizimisi uye kuziva kwariri uye kwairi kuenda. Kune vashandi vanoda mari yekuchengetedza yakawanda, isiri-cyclical mashizha - mazhinji ayo anobhadharawo zvikwereti zvakanaka - inofanira kuita chikamu chepodfolio yako.
Iwe unofanirwa kunzwisisa kuti izvi zvakachengeteka zvakakwana zvinouya nemutengo sezvimwe zvinhu zvose mumusika uye izvo zvinoshaya kuwedzera mikana mune an upmarket.
Nheyo & Mashoma Masero
Heino nzira iyo S & P inoratidzira mashamba nemagetsi:
- Consumer Discretionary
- Consumer Staples
- Simba
- Mariki
- Nezveutano
- Industrials
- Information Technology
- Zvinhu
- Telecommunication Services
- Utilities
Haasi munhu wese anotevera kuputika kweS & P uye haafaniri kushamisika kana iwe ukashanyira nzvimbo yakadai se MorningStar, somuenzaniso, uye uwane zvakasiyana zvakasiyana zvezvikwata zvemagetsi.