Vamwe vanoti, kufanana neCalifornia, inoda kuti vagari varo vagone kushandisa mamiriro ehurumende.
MuCalifornia, kune zvikamu zviviri zvekuregererwa kunowanikwa kushandiswa mubhadhadzi kuCalifornia vagari (kana iwe wakambochengetwa ikoko kwemakore maviri apfuura). Nheyo iyo ndiyo nyaya yenyaya ino inowanzozivikanwa se "703 kusunungurwa." 703 inoreva chikamu chikamu cheCalifornia Code of Civil Procedure. Kunyanya, izvi zvingabhadharwa zvinogona kuwanikwa mukati mechikamu 703.140 kana uchida kuzviongorora iwe pachako. Yeuka kuti iwe unoshandisa zvikwereti zvako kudzivirira pfuma mukudarika kuitira kuti mutongi wacho arege kutengesa kuti abhadhara vatengi vako. Kuregererwa kunofanira kudzingwa pamabhadharo Purogiramu C.
Ikozvino mari yeCalifornia 703 kubhadhara chikwereti chinoshandiswa kubva musi waApril 1, 2017. Kuregererwa kwemari kunoshandurwa kwemakore ose matatu, kunopera musi waMarch 31. Kugadzirisa kunobva paCalifornia Consumer Price Index kune vose Urban Consumers.
Kana uri kuverenga nyaya ino, iva nechokwadi chekutarisa webhusaiti yeCalifornia Courts kuti uone kana kuregererwa kwemari kwawedzera.
Uyewo cherechedza kuti kana iwe uri kufanira kubhadhara uye iwe wakaroorana (uye wako wako haasi kuisa firiji yekusunungura), iwe unofanira kutaura neye gweta rinoparara pamusoro pemudzimai waiver.
Izvi zvinoratidzira kukwanisa kwenyu kushandisa 703 kuregererwa.
Residence
Iko kusunungurwa kwokutanga kunoitwa maererano nechitsauko 703.140 (b) (1). Chikamu ichi chinokubvumira kuti urege kukwana kusvika $ 25,575 zvekuda kwako muzvokwadi (semuenzaniso, imba) kana iwe pachako (semuenzaniso, motokari yemusha) iyo iwe kana kuti iwe unotarisira iwe shandisa sekugara. Iyi mari inoshandiswawo kune mumwe munhu anoshanda pamwe chete kana kuti nzvimbo yekuviga yemunhu ane chikwereti kana anotarisira.
Motokari
Chikamu 703.140 (b) (2) chinokubvumira kuti urege kubhadhara mari inopfuura $ 5 100 mumotokari imwe. Iwe haugoni kuparadzanisa urongwa uhwu pakati pemoto mbiri kana kupfuura.
Zvokushandisa zveMhuri uye Zvakanaka
Chikamu 703.140 (b) (3) inobvumira kubhadhara mu $ 550 mune imwe dzimba dzemumba, zvinhu, kupfeka zvipfeko, midziyo, mabhuku, mhuka, zvirimwa, kana zviridzwa. Cherechedza kuti zvinhu izvi zvinofanirwa kunge zviri zvevanhu, mhuri, kana kushandiswa kwemhuri kune ane chikwereti kana anovimba naye. Iyi kuregererwa kwakasiyana neimwe yekuti iwe unogona kukanganisa chimwe nechimwe chinhu chinowira munharaunda ichi kusvika ku $ 650 chekukosha kwayo.
Zvishongo
Chikamu 703.140 (b) (4) inokubvumira kubvisa chikamu chako chakazara mune zvishongo zvinowanzoitirwa munhu wega, mhuri, kana kushandiswa kwemhuri kune akakwereta kana anovimba naye. Mari yekusunungurwa ndiyo $ 1,525.
Ndapota cherechedza kuti mari iyi haisi kushandiswa kune imwe neimwe yezvishongo, asi yakazara, zvinoreva ichi ndicho chiyero chaunogona kuregererwa mune zvose zvishongo zvako.
Wildcard
Chikamu 703.140 (b) (5) inowanzodanwa kusunungurwa kwe "wildcard". Izvi zvinokubvumira kuti urege kubvisa chero ipi zvayo yeimba yako yaunofarira, muhuwandu we $ 1,350 pamwe nemhando ipi zvayo isingashandisi ye (b) (1) pokugara kana kuviga muganhu. Nokudaro, kana usingashandisi nzvimbo yekugara kana kuvigwa, iwe unogona kubhadhara $ 26,925 pfuma yeimba.
Zvishandiso zveHurumende
Chikamu 703.140 (b) (6) chinopa kuregererwa muhuwandu hwehuwandu hwenyu (kureva zvakakwana, kwete chimwe nechimwe) mune zvishandiso chero chipi zvacho, mabhuku ezvebasa, kana zvigadzirwa zvebhizimisi kana yevanhu vanovimba. Mari yekusunungurwa iri $ 7 625. Somuenzaniso, izvi zvingasanganisira magetsi emagetsi kana iwe uri magetsi.
Life Insurance
Zvikamu 703.140 (b) (7) uye (8) zvinokubvumira kubvisa chikwereti chako mu inshuwarisi yeupenyu. Chikamu (b) (7) chinokubvumira kusunungura inshuwarisi yehupenyu husingaperi, kunze kwekwereti. Chikamu (b) (8) chinodzivirira kusvika ku $ 13,675 muhuwandu hwechikwata kune chikamu chinowanikwa kana chikwereti chiri pasi, kana kukosha kwekwereti, chero ipi zvayo yemainishuwarenzi yehupenyu hwehutano huripo nemunhu ane chikwereti, iyo iyo inshurenzi ndiye ane chikwereti, kana mumwe munhu uyo ane chikwereti akazvimirira.
Health Aids
Chikamu 703.140 (b) (9) chinobvumira kusunungurwa kwehutano hwakagadzirirwa hutano hwemutero kana munhu anovimba naye. Iyi kuregererwa iri muwandu husingagumi.
Kodzero Yokuwana Mimwe Mitero
Chikamu 703.140 (b) (10) (A) - (D) inodzivirira kufarira kwechikwereti mune zvekuchengetedzwa kwemagariro evanhu, kusabhadhara basa, kubatsirwa kwepabonde, kubatsira kwechirwere, kubatsirwa kwehurema, izvo zvakakosha zvakakosha kutsigira muteresi uye ani zvake anovimba naye. Iyi kuregererwa iri muwandu husingagumi.
Kurega basa
Chikamu 703.140 (b) (10 (E) inobhadhara chikwereti pasi pebhonasi yemugovera, penhesi, kugoverana kwebatsiro, annuity , kana chirongwa chakafanana kana chibvumirano pamusana pokurwara, urema, rufu, chizvarwa, kana urefu hwebasa, kune zviyero zvakakosha kuti zvibatsirwe nemunhu ane chikwereti uye ani naani anozvimirira.Kuenzaniso, izvi zvingave 401 (k) Izvi zvingave zvisingagumi.Naiwo cherechedza kuti pane zvakawanda zvisiri izvo kune izvozvi, zvaunofanira kuverenga zvakanyatsonaka.
Zvinyorwa Zvitsva
Chikamu 703.140 (b) (11) inokubvumira kubvisa pfuma iyo iwe unogona kutevera kune ipi yeipi inotevera: (A) mubairo uri pasi pemutemo wekupomerwa kwechiremera (kusingagumi), (B) kubhadhara nekuda kwekufa kwakashata kwauri wauri vakanga vakavimbika, kusvika pamwero wakafanira kuti vabatsirwe chikwereti uye chero ani zvake akazvimirira, (C) kubhadhara pasi peinishuwarenzi yehupenyu hwehupenyu hwehutano hwakatsigira hupenyu hwomunhu wawakanga uri munhu anovimba naye, kusvika pamwero wakafanira kutsigira muteresi uye vanovimba, (D) kubhadhara kuti vasapfuure $ 25,575 nekuda kwekukuvadzwa mumuviri, kwete kusanganisira kurwadziwa uye kutambura kana kubhadharwa kwekufa kurasikirwa kwomunhu ane chikwereti uyo ane chikwereti akazvimirira, uye (E) kubhadhara mubhadharo yekurasikirwa mune ramangwana mubhadharo wemunhu ane chikwereti kana mumwe munhu uyo ane chikwereti aive akazvimirira, kusvika pamwero wakafanira kutsigira akakwereta uye vanovimba.
KUVIMBISA KWEMUTEMO
Ichi chinyorwa ndechekuziva nezvezvinangwa chete uye kwete nekuda kwekupa mazano emutemo. Iwe unofanirwa kubata gweta rako kuti uwane mazano nekuremekedza chero dambudziko rakasiyana kana dambudziko. Kushandisa nekusvika kwenyaya ino haisi kusimbisa ukama-mutengesi wevatengesi pakati pemunyori wenyaya ino nemushandisi kana shanduro.
Yakarongwa muna March 2017 naCarron Nicks