Vanhu vanogona kuchengetedza kusvika ku $ 18,000 kuburikidza ne 457 inorondedzerwa hurongwa hwekuripira.
Kwegore ra2017, vanhu vanogona kupa chikwereti kusvika $ 18,000 sechisarudzo chokusarudzira kune avo vanoshandira 457 vakaderedzwa chirongwa chekuripira. Uyezve, vatori vechikamu vane makore makumi mashanu kana kupfuura vanokwanisa kupa mari inosvika $ 6,000 semupiro wekubata.
Zvose zvinopiwa muurongwa we 457 hazvikwanise kudarika zana rezana remari yevashandi vegore.
| 457 Plan Contribution Limitengo Gore | ||||
| Gore | Kusarudzwa Kwemari yeDhaferral Limit | Zvipo zvekugadzirira kana wava nemakore makumi mashanu kana kupfuura | Yese Inobvira Inoshandiswa Nevashandi Mupiro | Chinhu |
| 2017 | $ 18,000 | $ 6,000 | $ 24,000 | IR-2016-141 |
| 2016 | $ 18,000 | $ 6,000 | $ 24,000 | IR-2015-118 |
| 2015 | $ 18,000 | $ 6,000 | $ 24,000 | IR-2014-99 |
| 2014 | $ 17,500 | $ 5,500 | $ 23,000 | IR-2013-86 |
| 2013 | $ 17,500 | $ 5,500 | $ 23,000 | IR-2012-77 |
| 2012 | $ 17,000 | $ 5,500 | $ 22,500 | IR-2011-103 |
| 2011 | $ 16,500 | $ 5,500 | $ 22,000 | IR-2010-108 |
| 2010 | $ 16,500 | $ 5,500 | $ 22,000 | IR-2009-94 |
| 2009 | $ 16,500 | $ 5,500 | $ 22,000 | IR-2008-118 |
Dhigiriro 457 mupiro wemiganhu inoshanda kune zvese zvirongwa 457 zvaunogona kuva nazvo gore razvino. Kana ukashanda pamabasa maviri kana kupfuura kana kushandura mabasa pakati pegore, iwe unogona kuongorora 457 chirongwa chako pachako iwe pachako kuti uone kuti iwe haubatsiri zvakawanda kupfuura muganhu.
Kune vanhu vanoronga kugovera zvakanyanya kubvumidzwa, zvinogona kunge zviri nyore kuputsa muganhu wegore negore kuenzana nedhora rinowanikwa pamari yekubhadhara nguva.
Nenzira iyo, iwe uchave uchichengetedza mari yakafanana imwe neimwe yekubhadhara uye ichava madhora-mari-maonero mumari yako yekusara.
457 Zvirongwa Zvimvumo Zvakatorwa Roth Accounts
Kubva muna 2010, vashandi vanobvumirwa kupa zvikwereti zvakasarudzwa zveRoth mukati mavo 457 akarongerwa zvirongwa zvekubhadhara. Pamberi pacho, zvirongwa zve 457 zvinongobhadharwa chete nenyaya dzekodzero dzekodzero.
Bhuku reBusiness Business Act ra2012 rinoita kuti vashandi varongedze chirongwa chavo chekubvumira vashandi kuti vaise misha yavo yezvikwereti munzvimbo yakasarudzwa yemutero weRoth uye kubvumira vashandi kuti vatendeuke mari yavo yekare kusati yatora muRoth.
Kugovera kune 457 uye 401 (k) kana 403 (b) Zvirongwa
Vamwe vashandi vanopa zvose chikamu 457 chirongwa uye zvimwe 401 (k) chirongwa kana 403 (b) chirongwa chevashandi vavo. Mune mamiriro ezvinhu, vashandi vanogona kupa zvikwereti kusvika pakukwira kwegore kwezvirongwa zviviri.
Nhepfenyuro Nyaya kubva paIndaneti ye IRS:
- IRC 457 Kupiridzwa Kwekugadziriswa Zvirongwa
- Mhemberero dzeMushandirapamwe - 457 (b) Mupiro wemiganhu
- IRS Inoparidzira 2017 Pension Plan Kupera (IR-2016-141)
- Mungawana Mari Mupi Unogona Kuzvitsaurira Kana Wakakodzerwa neChirongwa Chimwe Chete Chokusarura?