Chii Chikwereti Avalanche?
Chiremba chechikwereti inzira yakakurumbira yekubhadhara iyo iyo munhu akwereta anoshandisa kubhadhara chikwereti chakanaka-chekutanga, achiita mari shoma pane dzimwe chikwereti.
Iyi pfungwa ndeyokutora chikwereti chikuru chekubhadhara icho chinogona kukubhadhara mari yakawanda mumari yekubhadhara.
Kuwedzera kufarira kunogona kuita kuti zvive zvakaoma kukwira kunze kwechikwereti, saka kuwedzera muchikwereti ichi kunogona kubatsira kugadzirisa nyaya iyi uye kufambira mberi kwechokwadi.
Kubhadhara Kwechikwereti Avalanche Works
Kana iwe uri mune chikwereti, unogona kuva nezvikwereti zvakawanda pamakero akasiyana-siyana uye zvakasiyana-siyana zvekuda. Pasi pemutengo wezvikwereti, iwe uchabhadhara zvakaderera pamatokari ako ose uye kupa chero mari yakawedzerwa kune chikwereti chikuru kune chikwereti.
Ngatiti iwe une:
- $ 23,000 muvadzidzi vechikwereti pa 4.29 muzana
- $ 3,000 muchikwereti chemari chikwereti pa15.59 muzana
- $ 12,000 chikwereti chemari pa3,5%
Uchishandisa chikwereti chezvikwereti, iwe unogona kuita zvishoma pamwedzi kubhadhara pamudzidzi wako uye nemari yemari, uye kuisa mari yakawedzerwa kune chikwereti nechinonyanya kufarira - munyaya ino, yako kadhi rechikwereti chikwereti.
Saka ngatitii mubhadharo wenyu wose wepasi wakaenzana ne $ 600 pamwedzi.
Asi mushure mokunge maona bhajeti yenyu uye muchichera mari yenyu, munoziva kuti munogona kusunungura imwe $ 150 pamwedzi, muchibvumira kuti muise mari ye $ 750 pamwedzi kune chikwereti chenyu. Pasi pemutemo uyu, iwe unogona kushandisa mari inopfuura $ 150 kuenda kune yako kadhi rechikwereti chikwereti mwedzi mumwe nomumwe, uchibvisa pairi kusvikira chikwereti chabhadharwa zvakakwana.
Kana ichocho chabhadharwa zvakakwana, iwe unogona kuisa mari yakawedzerwa kune imwe inotevera yepamusoro yekutambira, iyo ingadai iri chikwereti chako chemudzidzi. Apo iyo inobhadharwa, iwe unobva wazopa mari yose yakawedzerwa kune chikwereti chemotokari.
Pasi pechikwereti chenzira, nzira yacho haina kukodzera uye chinangwa chenyu ndechekukurwisa chikwereti chikuru chechikwereti. Kufunga nezvechikwereti chakakura chokutanga uye kuisa mari yakawanda kune iyo zvikwereti kunobatsira kuderedza kufarira kwemazuva, izvo zvinokubatsira iwe kuti ubhadhe zvimwe zvebhadharo huru.
Chikwereti chechikwereti inzira ndiyo inonyanya kushandiswa kune chikwereti chekubhadhara chikwereti, izvo zvinokonzera kuderera zvishoma nekukurumidza kubhadhara. Icho chinosarudzika ndiyo nzira yechikwata chechikwata , iyo inotarisa pamutengo muduku kudarika pakutanga, zvisinei nokuti inotora chibereko. Iyi nzira inowanzova yakanaka yekukurudzira - inonzwa zvakanaka kuti udzime chimwe chezvikwereti zvako zvachose - asi zvinogona kuguma mukubhadhara chido chinopfuura nguva.
Nzira Yokutanga Nayo Nezvechikwereti Avalanche Method
Wakagadzirira kutanga nekwereti chechikwereti uye kubvisa chikwereti chako? Chokutanga, nyora zvikwereti zvako zvose, zvikwereti zvezvikwereti nemari yemari. Panoenderana neizvozvo, shandisa mari yako shoma. Kufanana naizvozvo:
Muenzaniso:
Mari yechikwereti # 1: Chibvumirano Chekuda kwehuwandu Mutengo usingabhadhari
Mhanho # 2: Kwose Kuda kwehuwandu Mutengo wekubhadhara
Mhemberero # 3: Kwose Kuda kwehuwandu Mutengo wekubhadhara
Wedzera zvose zvako zvishoma kubhadhara . Ipapo, tarisa bhajeti yako uye ona kuti unogona kuderedza kana kuderedza mari . Iwe unogona sei kuisa kune chikwereti chakawanda? Hazvina mhosva kana iri $ 10 chete kana $ 100zve. Chinokosha kukubhadhara kupfuura zvishoma pachikwereti chako.
Kana wangoverenga kuti iwe unogona kuisa sei kune chikwereti, denderera chikwereti nechikwereti chikuru. Kana yava nguva yekuita mari yako yepamwedzi, bhadhara mari shoma pane imwe chikwereti chako, uchiisa mari yako yakawedzerwa kune chikwereti chakakosha zvikuru.
Ramba uchiita izvi kusvikira wabhadhara, ipapo funga nezvechikwereti chinotevera chechikwereti. Iwe uchaenderera mberi nekuita izvi kusvikira iwe uchibva kubva kune chido chakanaka kusvika kune chidimbu chechibereko (chirevo chechirango chinotangira kumusoro uye chichidzika) uye chikwereti chako chose chakabhadharwa.
Iva nechivimbo chokuti nzira iyi ichakubatsira kuchengetedza iwe mari kune chikwereti uye inogona kukubatsira kubhadhara chikwereti nokukurumidza . Inogona kunge isina kupa chikonzero icho chikwereti chine chikwereti, asi masvomhu anogona kushanda iwe.