Dzidza Kuita Kwekwereti Kwemodhidhiyo Ingaita Kuti Ubhadhara Mari Miripo
Kana ukatakura zviyero pamakadhi emakadhi , uve nezvikwereti zvakanyanya kana uchinetseka nezvikwereti, unoda urongwa hwokubhadhara chikwereti ichocho. Chikwereti kuderedza software chinoratidzwa pano chichakubatsira nekuzadzisa zvinangwa zvako zvemari nekutsvaga kushandisa kwako mari, kutarisira zvikwereti zvekare uye kutumira kufambira mberi kwako. Ona pasi peji yezvibatanidza kune mahwendefa uye mapurogiramu efoni anobatsira iwe kutarisa uye kubvisa chikwereti.
01 Chikwereti Quencher
Ingovhara kadhi rako rechikwereti kana zita rekwereti yemari, chikwereti chekuda, chiyero chezvino uye kubhadhara zvishoma uye Chekwereti yeChikwereti ichabudisa chirongwa chekubhadhara chikwereti chakagadzirwa. Pane nzira nhatu dzekuwedzera kumari yekubhadhara chikwereti: pinda mubhadharo wemwedzi, shandura mari yakarongwa yekubhadhara kana kuisa zvikwereti zvakare apo iwe une mari yakawedzerwa yakawanikwa.
Zvakadini kana zviitiko zvinosanganisira nzira ina dzokubhadhara chikwereti: Minimum Payment, Highest Interest, Lowest Balance kana Highest Balance. Chikwereti Quencher inokurudzira nzira yakanakisisa uye inokuratidza iwe nhamba shure kwega imwe neimwe nzira.
02 Zilch Standard
Iyi software inotaridzika dated, asi zvinhu zvinoshanda zvakanaka. Zilch Standard inouya isati yave yakazara nedheta kuti ibatsire mushumiri kunzwisisa kuti angashandisa sei software. Sarudza kubva pamatanho matanhatu ekubhadhara chikwereti pamwe chete nekusarudza kugadzira sarudzo ye customizable.
Zilch Standard haisi inzwisisiki kune wevashandisi vese, uye kunyange iwe uchiziva nezvimwe zvirongwa zvekutevera uye zvebhajeti, iyi fomati inogona kuva yakaoma. Pane dzidzo uye mavhidhiyo anowanikwa kuti akubatsire kufamba nenzira iyi.
Muedzo wekusununguka une zvimwe zvinhu zvakaremara asi unoshanda zvakanaka zvakakwana kuti uone kana iwe uchida kuzvitenga. Zilch Standard ine mhinduro dzakanaka zvose pahwindo uye se printouts.
03 Chikwereti Analyzer
Zvinhu zviviri zvakagadzirisa chikwereti Analyzer kunze kwepurogiramu yekuderedza chikwereti: nhamba yemishumo yezvemari uye iri nyore imba yebhadhiro inoita kuti iwe ukwanise kushandisa mari yekuwedzera kune chirongwa chekubhadhara chikwereti. Ikurumidza kutungamira mutungamiri iyo inotanga kokutanga iyo software inoshandiswa inobatsira zvikuru, sezvakangoita zvose zvingasarudzwa zvinotsigiro pasi Pechibetsera mu-software.
Chikwereti Analyzer chinogona kuchengetedzwa nephasiwedi, icho chinhu chinokosha kune chero software ipi inochengetedza ruzivo rwemari. Chikwereti Analyzer chinosanganisira zvikwereti zvakawanda kubhadhara zviitiko, zvinotsigira zvirongwa zvekuregeredza chikwereti uye zvinosanganisira chikwereti chekusimudzira chikwereti .
04 Chikwereti Chisingabhadhari MaSpreadsheets
Kana iwe une Microsoft Excel, unogona kushandisa chimwe chezviperesi izvi kuti ugadzire chirongwa chokubvisa chikwereti chako. Kana iwe usina Excel, unogona kushandisa matanho aya mana ekuderedza chikwereti chepadheseti neHurry Open spreadsheet yakasununguka kana shanduro yepa spreadsheet kuGoogle Docs / Drive.
- Vertex 42 Kubhadhara chikwereti Snowball Calculator uye Credit Repair Spreadsheet
- Squawkfox Dhanho Kuderedza Spreadsheet
- Ndiyo Imari yako Excel Dhenda Dhapa Padhigiramu
- Mari Yakawanda Inotengesa Chikwereti cheDheji Free Adventure
05 Chikwereti Chekushandisa Zvishandiso muBhuku Rezvemari Mari
Nzira yekutsvaga purogiramu chete nokuda kwekugadzirira chikwereti chako kubhadhara pasi ndoshandisa purogiramu yemari yemunhu ane zvinhu zvakawanda zvekushandisa mari kusanganisira chidziro chekuderedza chikwereti. Heano mamwe maitiro e-software ane chikwereti-zvakakosha zvinhu:
- Mint.com (isina, paIndaneti)
- Kurumidza Kuita Zvemari Mari (Windows)
06 Kutora chikwereti kuderedza zvishandiso
Kana iwe uchida kuuya nechirongwa chekubhadhara chikwereti usingatengi chero software, tarisa maawa aya ekuderedza kuderedza kuderedza matanho:
- Dave Ramsey Vana Mapoka
- Dave Ramsey Website