Kana iwe wakagara pamwe chete uye kugoverana nemari iyo, zvinhu zvinogona kuita zvakanyanya kuoma. Kunze kwokunge kuparadzana kwako kwakagadziriswa nekuguma kwekubhadhara kwako, iwe uchave uine mhosva yekubhadhara zvakasara zvebvumirano. Inogona kunyanya kuoma kana iwe wakatenga imba kana condo pamwe chete.
Kurwisana kunoitika kwezvikonzero zvemarudzi ose, zvichida kushandiswa kwebasa kungave chikonzero iwe unofanirwa kuita chisarudzo chakaoma. Kunyange iwe uchifunga kuti zviri nyore kupfurikidza nekupopana kana iwe usina kuroorwa, iwe hauna kuchengetedzwa kwakafanana sevakaroorwa asi iwe unogona kutarisana nezvinetso zvakafanana kune mari inokonzerwa nokurambana .
Hezvino nzira yekufamba nayo kurambana uye kubuda nemari yako yakashata.
Dzvitsai Ma Joint Accounts
Chokutanga, unofanirwa kuvhara pasi chero zvikamu zvekugovana zvawakagovera. Kunze kwekuti iwe usina kuroora, iwe unofanirwa kuchengeta zvinyorwa zvakasiyana, uye wakangova neakazowanikwa mari yekushandisa mari.
Zvisinei, kana iwe newawakaroorana naye makabatanidza zvikwereti, unofanidza kuvhara mabhuku ose nekuparadzanisa mari yawakapa muakaunti yekuchengetedza zvakanaka. Ramba uri mupfungwa, kana iwe uine zvikwereti zvinotsvaga kana zvipo zvakananga zvakabvumirana neaya maakaiti, iwe uchada kuzvishandura.
Izvi zvinogona kuva zvakaoma kana iwe usina kuparadzanisa zvinyararire, asi inhanho inokosha zvikuru mukuita.
Sarudza Ndiani Anowana Imba kana Condo
Kana iwe uchikodha, iwe uchada kuziva kuti ungaitei nezvekugara kweimba yako. Kuti imba igadziriswe, unogona kuitenga, uye kuparadzanisa mari, kana kuona kana imba yacho ikutendera iwe kuitumira kune zita romunhu mumwe chete kwenguva yebhajiro. Iwe hausi kuda kusiya zita rako pane chero chinhu kana iwe usingachagoni kubhadhara mari.
Iwewo unoda kuva nechokwadi chokuti zvishandiso zvinoshandiswa kune zita rega ani zvake achagara mumba. Kusaita chimwe chezvinhu izvi kunogona kukuvadza zvakanyanya chikwereti chako munguva yakareba kana munhu mumwe akakundikana kubhadhara zvikwereti kana kubhadhara.
Kana iwe uine imba pamwe chete, unogona kusarudza kuitengesa uye kuparadzanisa mari yacho kana munhu mumwe angasarudza kutenga imwe kunze. Izvi zvinoreva kuti munhu anochengeta imba achaipora muzita rake chete, uye achibhadhara chimwe chiyero chekuenzana (kazhinji hafu) kune munhu anenge achienda kumba.
Zvisinei, kana munhu mumwe chete achida kutenga imba asi asingakwanisi kubhadhara pachake, iwe unofanira kutengesa imba uye kuparadzanisa mari yacho.
Gura Up Your Stuff
Kana imi mose makauya kune ukama nezvinhu zvakadai sefenicha kana pots uye mapani, ani nani akauya nezvinhu anofanira kuzviwana. Kana iwe wakatenga zvinhu pamwe chete, gara pasi uye kuparadzanisa zvinhu zvacho.
Kana uine nguva yakaoma kutaura pamusoro peizvi, iwe unogona kusarudza murevereri kuti aite. Izvi zvinenge zvakafanana nezvingazoitika kana iwe waizoita kuti usarudze. Murevereri anogona kukubatsira iwe kuregeredza uye kushanda zvinhu zvakanaka.
Kuparadzanisa Chikwereti Chakakwana
Kana uine kadhi rechikwereti , chikwereti chemotokari kana imwe chikwereti pamwe chete, iwe uchada kuchitsemura, pamwe chete kana muchiitiko chekupesana.
Kutanga, iwe unofanira kusarudza kuti ndiani ane mhosva yeiyo, uye zvino munhu mumwe nomumwe anofanira kugadzirisa chikwereti muzita rake chete kuitira kuti mumwe wacho aisazova nemhosva. Kana iwe usingakwanisi kugadzirisa chikwereti nekuda kwechikwereti chakashata , ipapo icho chakasungirirwa nacho chinofanira kutengeswa uye kushandiswa kune chikwereti.
Semuenzaniso, motokari inofanira kutengeswa kuti ibhadhara chikwereti chemotokari kana chikwereti chiri pamazita ako ose uye mumwe wako haagoni kukwanisa kuigadzirisa. Chikwereti chekwereti chikwereti chinofanira kugoverwa uye yese nhengo dzekodhi dzakavharwa. Kana zvisina kudaro, iwe uchava nemhosva kana mumwe wako akasafa pamitero.
Tanga patsva
Pakupedzisira, iwe uchada kuwana nzvimbo itsva yekurarama, unouya nechakuchengetedzwa kwekuchengeteka, uye zvichida kunyange kutenga midziyo nemimwe zvinhu zvinodiwa kumba.
Iwe unodawo kutanga kutanga kuronga mari yako iwe pachako zvakare.
Iyi inguva yakanaka yekugadzira bhajeti idzva inokubvumira kuti uwane chikwereti uye utange kushanda kune zvinangwa zvako zvemari.
Nguva inotevera paunotanga ukama hutsva, ungada kufunga kuti kuchengeta mari yako yakasiyana uye kushanda pane imwe mhuri yebhajidhi kusvikira iwe waroorana. Izvi zvichaita kuti zvipi nezvipi zvinokonzera kusangana zviri nyore.
Yakavandudzwa naRachel Morgan Cautero .