3 Nzira Dzakashata dzekushandisa mari pamwe chete

Kushandisa KISS Method ne Mutual Funds

Zvimwe kunze kwechimiro cherudo kana bhanhire redu, KISS inogona kuita kuti iwe ufunge nezve simba rezvinyorwa. Izwi rokuti, "Ramba Izvo Zvisiri Zvinyengeri" rinogadzira chirevo uye chinyoreswa ndechimwe chezvinhu zvinoshamisa zvekubhadhara mari, pamwe chete nekubudirira kwevashandi.

Heano nhatu nzira dzakasara dzekutsvaga nemari pamwe chete:

1. Itai Kuti Muve Nemugove Mumwe Chete : Mamwe mari inoshandiswa mune imwe mari. Rudzi rwakawanda runowanikwa nehuwandu hwemari ndiyo mari yakaenzana , iyo inowirirana mari iyo inopa kusanganiswa (kana kuenzanisa) kwepasi pekushandisa mari, zvakadai sematokisi, zvisungo uye mari. Iyi inofanirwa kugoverwa mune zvinyorwa zvayo zviri nyore. Mari yakaenzana inowanzove nechinangwa chakataurwa chinotsanangurwa sechisimba, chengwero kana chekuchengetedza. Iwe unogonawo kushandisa imwecheteyo ye hybrid type fund inonzi target target retirement fund , iyo inonzwika chete: Unosarudza rimwe bhagi rine gore rakaperera kune zuva raunotarisira kubhadhara uye uise mari yako yose mairi. Mari inozoita mari nenzira yakakodzera yakatarwa kusvika nguva yekurega basa uye ichadzoka zvishoma nezvishoma kugoverwa kunonyanya kuchenjerera sezvo makore achifamba.

1. Gadzira Razy Portfolio : Chikwata chine usimbe chikamu chekutsvaga mari inoda kuderedzwa zvishoma. Inofungidzirwa sekusimudzira mari yekuisa mari , iyo inogadzira mapurisa ane masimba anokodzera zvakakwana kune vashandi venguva refu vanogara kwenguva yakareba kwemakore anopfuura gumi. Heino muenzaniso wemapuratikiti ane usimbe, anogona kuvakwa nemari mitatu kubva kuVanguard Investments:
   40% Total Stock Market Index
   30% Total International Index Index
   30% Total Bond Market Index
2. Vakai Core uye Satellite Parifiti : Kana uchida kuvakira chimwe chinhu zvishoma zvakagadziridzwa asi uchirichengetedza zviri nyore, unogona kuedza kushandisa izvo zvinonzi inheyo uye saratani yakagadzirwa ne "core," yakadai sehomwe huru index mutual fund, iyo inomiririra chikamu chikuru chepodfolio, nemamwe marudzi emari-iyo "satell" mari-chimwe nechimwe chine zvikamu zviduku zvehuwandu hwekugadzira nzvimbo yose. Kuti uve mutungamiriri ari nyore, ona Moderate Mutual Fund Portfolio Muenzaniso .

Zviri nyore sezvakadaro! Kana iwe uchipedza maawa mashomanana pane izvi, ungave uchiita kuti zvive zvakaoma zvikuru!

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.