Chikonzero Nei Uchifanira Kuisa uye Kuzviita

Pane nguva yekutengesa nguva pfupi uye nguva yekuisa mari

Basa rangu mukutengeserana rakatanga patsika remazuva emabhizimisi. Kwemakore akawanda ndaitenda kuti kushambadzira kwenguva pfupi kwaive kwakakwirira kudarika kuisa mari. Nekutengeserana kwemazuva hakuna hupfumi husiku humwe hunoita kuti uzvidye, pamusoro pezvakanakira hazvina maturo uye njodzi inogona kunyatsorongedzwa. Zuva rekutengesa rine dzimwe mitsara kunyange, ndicho chikonzero nei munhu wese, kusanganisira vatengesi vezuva, anofanirawo kuisa mari mumusika wekutengesa. Zvimwe zvikonzero nei zvichikurukurwa pasi apa.

Takaita zvose zviri zviviri, kuisa mari uye kushandiswa kwenguva pfupi, imwe haisi nyore nyore kupfuura imwe - zvose zvinoda chirongwa . Heano matanho ekutanga ekutsvaga mashizha ekuisa mari mukati; mhizha inowanzopedza makore maviri kusvika mashanu.

Nei Uchifanira Kuisa muIyo Stock Market

Kuisa mari hakuiti kuti kugutsikana nokukurumidza kana kushungurudzika kunoshandiswa kwekanguva pfupi, asi kune zvishoma zvingabatsiri zvakasiyana pamusoro pekutengesa kwenguva pfupi.

• Muzuva rekutengeserana, kana iwe ukava nekambani huru iwe unokurumidza kuwana "kutorwa kunze." Iko pachako hakusi kukwana kuwanda mumisika yakawanda iwe kuti urambe uchiwedzera nzvimbo dzako usayizi nokusingaperi. Nekutengeswa kwenguva refu kunyange iwe unogona kuwana nzvimbo pane mazuva kana vhiki. Iko huru yekodhi yako inowanikwa, pakupedzisira iwe unofunga kufunga nezvekuita mari nokuti iwe haugoni kuwana mikana yakakwana / mikana pazvikamu zviduku zvishoma kushandisa mashizha ako ose zvakanaka.
• Kuisa mari kune mari yekutora. Nekutengesa kwenguva pfupi iwe unoda kugara uchingocherechedza nzvimbo, kuvhara mabasa uye kuvhura zvitsva. Imari yako inoshanda iwe iwe gore rose, usingakwanisi kuita kamwe chete kana basa riri kuitwa.

• Kuisa zviito zvirongwa zvekuchengetedza. Kuisa mari kunonakidza, uye kunokumanikidza kuti usapedza kushandisa. Panzvimbo yekushandisa mari pane zvinhu zvisinganzwisisiki, mari inotungamirirwa kune maakaiti ako ekutsvaga.

Funga nezveMitemo miviri

Mune chimwe chekuita zvakanakisisa kutarisa maitiro pane nzvimbo dzekunze. Apo kuisa mari pano ndiko mitemo miviri yekuchengeta mupfungwa:

• Nhamba iyo yakaita yakaipisisa mumakore matatu apfuura inowanzobuda kunze kwemashure matatu. Nhamba iyo yakaita zvakanakisisa mumakore matatu apfuura, inowanzoita kuti isati yaita pane zvitatu zvinotevera. Ona tsvakurudzo neDeBondt naThaler .

Mune mamwe mazwi, mashizha haagari akasimba kana kuti asina simba nokusingaperi. Kana uri kuisa mari mumakambani akasimba, izvo zvave zvakapoteredza kwenguva yakareba, saka hazvizogadziri zvakakwirira kana zvishoma kwenguva refu. Iko kune nguva dzose inowanikwa uye inokurudzirwa, inopiwa nguva yakareba yakakwana. Zvakanaka iwe unoda kutenga mashizha kumazinga akaderera achienzaniswa nemazinga akakwirira.

• Kugoverwa kwematokisi kunowanzoita kunze kwechimwe chikamu chisingaiti chikwereti chekubhadhara mari .

Kugoverwa kubhadhara zvikwata zvinowanzosimbiswa makambani anokwanisa kugovera chikamu chezvikwereti kune vagovana. Chikamu chinoita semari iri muruoko, uye chinobatsira kubvisa kushanduka mumutengo wematengo. Kuisa mari muzvikwata zvakakosha zvezvikwata inzira yakanaka yekugadzira pfuma; kuisa mari mukutengesa ngozi hakudiwi. Nhamba dzinoratidza kuti chikamu chekubhadhara zvikwereti - marota zvinopesana neharuti - anokunda munhangemutange pamusoro penguva refu.

Kusarudza Investment Stocks

Heino chidimbu chekutsvaga chekutarisa mune imwe nzvimbo yekutsvaga, kuchengeta mupfungwa pfungwa mbiri dzinokurukurwa pamusoro apa.

Shandisa chikwata chekutsvaga kuti uwane mashizha anokodzera zvinotevera.

• Chikamu chekugovera chinopfuura 5%, asi chikwereti chekubhadhara chiri pasi pe100%.
• Avhareji yepamusoro inodarika 300,000 chikamu.
• Yakatengesa kupfuura $ 2; hapana peni mashizha.
• IPO rinopfuura gore rakapfuura; chisarudzo chinopiwa kumatokari akave akatengeswa pachena kune makore gumi kana kupfuura.
• P / E huru kupfuura zero (inoratidza kambani inobatsira). Funga nezvekutarisa matanda ane P / E yakaderera, somuenzaniso, mukuru kudarika zero asi pasi pemashanu. Uyewo funga kutarisa matanda apo Pamberi P / E yakaderera kupfuura ikozvino P / E. Izvi zvinoratidza kuti mari inotarisirwa kuwedzera, uye kana ikaita sengo ndeyokutenga zviri nani pamutengo wezvino.
• Marita ekushanda anopfuura 10%.

Pamusoro pezvikwata zvezvikwata zvepisititi pasi pechipiri zvinogadziriswa zvichanyora kunze REITs uye ETFs . Kana iwe uchida kutarisa ETFs uye REITs, shandisa muchengeti wega wega kune avo vanoshandisa chete mazano mana ekutanga.

Pamatokisi, shandisa chigadziko nematanhatu matanhatu.

Kuchengetwa kwematokari akavakirwa pamatafura ari pamusoro apa kuchabudisa urongwa hwevangangodaro vatengesi. Zvose hazvina kukodzera kubhadhara kunyange zvakadaro.

Ona matanho ematokari akabudiswa nekunonoka kumusoro. Nzira inotevera yekutsvaga mari muchikwata ndeyikuti:

• Ingotenga mabhizimisi pamusangano mukuru wekugara kwenguva refu. Tinoda kutenga zvikwata pamatengo akadhura (zvichienzaniswa nezvakaitika kare), kwete mari inodhura.

Kutengeswa kwekutsvaga mari hakudi kuti kurasikirwa kwekumira , asi iwe unofanirwa kuva nemutengo mupfungwa apo unobuda kunze kwekuti mamiriro ezvinhu haafaniri kutaridzika mune zvayo. Mari yekutsvaga haina kureva iwe unobata zvachose kana ikasaita zvaunotarisira. Iva nekuderera kunonoka kwezvikwata zvinoramba zvichidonhera.

Uyewo, ivai nepurogiramu yekubuda yekuti iwe uchabuda sei mune bhizimusi rinobatsira. Tsanangura kuti sei uye nei uchizobuda. Sezvo takashandisa rubatsiro kuti tive nehuwandu hwemabhizimisi, unogona kufunga nezvekukwira pasi pasi pekugara kwenguva refu. Kana uchangobva kubasa rako, usanetseka pamusoro pezvakaitwa nematokisi. Tora mari ugoisa mune dzimwe mashizha, uchifamba nenzira imwechete zvakare, sekukurukurwa pamusoro apa.

Izvi zvinotiendesa kune rimwe rakatungamirirano rekupedzisira:

• Kana kutenga pakutsigirwa, uye kuronga kubuda kunze kwekumanikidzika, unhu hunopfuurira hunofanira kunge huri pamusoro pematambudziko ari pasi (kune $ 0) nevanenge 2: 1. Izvozvo zvinoreva kuti kana iwe ukatenga pa $ 5, iwe unofanirwa kuve wakakwanisa kubuda kubva mumatanda pa $ 15 kana kupfuura. Mune mhosva yakaipisisa iwe unorasikirwa ne $ 5 muzana (asi sezvo isu tisingagari vakarasikirwa nekusingaperi, izvi hazvikwanisike), asi zvichibva pane chinyorwa chekare chinogona kuita $ 10 / mugove kana zvimwe. Izvi zvinozivikanwa sehuwandu hwemungozi / mubayiro .

Shoko rekupedzisira paChikonzero chekushandisa mari uye sei

Tenga chikamu chakasimba chekubhadhara zvikwereti pane zvishoma. Nhandare haigone kuenda kumusoro, uye yakarohwa pasi matokisi haisi kugara yakaderera nokusingaperi (kunze kwekuti chimwe chinhu chakakanganisika). Shandisai nzira inokurukurwa pamusoro apa kuti uwane mashizha ekutsvaga mari .

Zvinosuruvarisa hapana mavimbiso. Nhengo inogona kutarisa yakakura zvichienderana nezvinhu zvinokurukurwa pamusoro, asi ramba uchinge uri mumutengo. Nyaya iri pamusoro apa inokurukura maitiro, ayo anoshanda kune akawanda mashizha, asi chero chinhu chimwe chete chinogona kukanganisa mafungiro. Zita iri riri pamusoro apa rinopa chidimbu chekuti sei kuisa mari muzvikwata, uye chinyorwa chekutanga chekuwana mamwe mashizha angangodhura mutengo. Ndinochera zvakadzika kunyange ndisati ndaita basa; pamatanda makumi matatu akaongororwa achishandisa nzira iyi, chete chete kana mbiri inogona kukoshesa kuisa mune iyi. Nyaya iyi inopa kutanga kwekuongorora kwako.