Sarudza Musoro Wako Mitero
Kutanga, unofanira kufungidzira mitero inoshandiswa yemari yaunowana.
Inobva pane iyo mari inobva kupi kana kuti kana kwete iyo inotengesa. Iwe unofanirwa kutaurirana nemutero wako wezvemitero kana unyanzvi kuti uone kana kana kwete mari inonzi isingabhadharwi nemitero. Mari yakawanda haisi, uye saka iwe unofanirwa kuisa parutivi mari yakakwana yekuvhara mitero kana kubhadhara mitero iye zvino.
Isai Pasi Chikamu Chidiki Chokutamba
Iwe unofanirwa kuzvibvumira zvishoma zvishoma kushandisa zvekunakidza kwako. Kazhinji izvi hazvifaniri kunge zvisingasviki gumi muzana yemari. Shandisa mari iyi nekuchenjera. Kana ukatengesa kutengesa uye wakamirira kuti mitengo inodonha iwe uchakwanisa kuwana zvakawanda nezvehuwandu hwemari yaunoshandisa. Iwe unogona kugamuchira kufanana nevezera rako kuti upedze mari yako yose pane kunakidza panzvimbo yekurishandisa nokuchenjera. Zvakakosha kuti ufare asi unofanira kutarisa kushandisa mari yako uye kumira pakarepo paunosvika pamari yaunenge waisa. Nyaya yemari inofanira kushandiswa kuvhara dzimwe mari.
Gadzira Hurongwa Hwehupfumi
Imwe mari yose inofanira kushandiswa purogiramu yako yenguva refu yemari . Iyi hurongwa inofanira kuve yakavakirwa pazvinangwa zvako uye inofanirwa kuenda nehutano hwako hwekutsvaga. Zvakakosha kuva nezvinangwa zvemari kwenguva yakareba uye kuronga zvinhu zvakadai sokurasikirwa. Usati waita chero zvimwe zvasarudzo nemari yako, unoda kugadzira hurongwa hwemari kana iwe usati uine imwe.
Kana iwe uine imwe chete, ungada kuchinja zvinangwa zvako. Unogona kukwanisa kukurumidza kuita izvi uye kusvika kwavari nekukurumidza.
Bvisai Chikwereti Chako
Kana iwe uchiri nemari chikwereti iwe unogona kushandisa mari iyi kubhadhara chikwereti chako. Zvisinei kana iwe usina kuzvipira kurega chikwereti, zvachose chikamu chezana chakazvipira iwe unofanira kuisa mari yakawanda yemari. Kana zvisina kudaro iwe unongomhanyira chikwereti chako kumashure mumakore mashomanana uye iwe hauzove nechinhu chaunogona kuratidza nokuda kwemhepo. Kana iwe uine hutano hwemari hwakasimba danho rokutanga rinofanira kuva rekubuda muchikwereti. Kana iwe wakabhadhara yako makadhi emakadhi, ungada kuvhara maakaiti .
Gadzira an Emergency Fund
Mushure mokunge makabuda mune chikwereti iwe unofanirwa kuumba mari yekukurumidzira kwemwedzi mitanhatu yemari yako. Mari iyi inofanira kuiswa muhodhi yepamusoro yekuchengetedza mari. Iyi mari inofanira kuwanikidzwa chete nokuda kwekukurumidza kwezvinhu zvakadai sekurasikirwa nebasa kana kuti chirwere chekukurumidzira. Paunopinda muchikwata chako chekukurumidzira, unofanirwa kuchidzorera nemari yako yemwedzi. Nezvimwe zvikwereti zvaunofanira kuronga nekudzivirira ivo.
Isa Mari Yako
Mushure mekunge maita izvi munofanira kuisa mari yose . Nzira yakachengeteka uye yakajeka yekuisa mari iyi ndeyekusarudza zvakanaka zvekutengesa mari pamwe chete nehuwandu hwekugadzirwa kwegore.
Iwe unofanirwa kutaurirana nemudzidzisi wezvemari pamusoro pemari ipi yekusarudza. Unogona kuwana mupi wezvemari kuburikidza nebhangi rako kana kuburikidza nekutumira kune shamwari. Mutengo wemari unoparadzira dambudziko pamatanda akawanda, asi iwe unofanirwawo kusiyanisa zvikwereti zvako pamusoro pemari shoma dzakasiyana, uye mutual fund types kuitira kuti uderedze ngozi yako.
Funga Kutenga Imba
Imwe nzira yekufunga nayo ndeyekutenga imba. Kana iwe usina kutotenga imba iyi mari inoita kuti uwane mari yakawanda yekubhadhara imba kana kuitenga zvakakwana. Iwe unogona kusarudza kuisa mari yakawanda yemari uye kushandisa imwe yacho pairipo kubhadhara. Kana iwe ukatenga imba yacho chaiyo iwe unofanirwa kuisa mari iyo ingadai iri imba yako kubhadhara mwedzi mumwe nomumwe kuitira kuti iwe utange kunyatsogadzira upfumi. Kuwedzerwa kuva nemba yakananga kunogona kuita kuti mari yaunowana mubhadharo wega wega iite zvakawanda uye itaita kuti zvive nyore kuwedzera kuzvipimo zvako.
Tora Zvako Zvemari Zvemabasa
Kana iwe ukazviwana iwe uine mhosva kune mumwe munhu pamwe chete nemhepo, zvichida vabereki vako vanopfuura uye iwe unova mutarisiri wehama dzako, unofanirwa kuronga nemabasa iwayo mupfungwa. Zvakakosha kuve nechokwadi kuti zvido zvavo zvinosangana pamwe chete newe pachako kuburikidza nechivimbo kana chimwe chinhu chakafanana. zvinogonawo kuchinja mararamiro ako emakore akawanda uye zvirongwa zvekudzidzisa. Iwe unogona kutsvaga gweta uye kuisa chivimbo chemari inobatsira kubhadhara mari yekudzidzira nezvemhosva dzako. Kuvimba kunogona kubatsira kuchengetedza mari, kunyanya kana vasisiri kuita sarudzo dzakanakisisa kana vaine makore gumi namasere.