Iko Tsamba Yekubhadhara Inoshanda Sei

Kudzivirirwa Kwemaripo

Tsamba yechikwereti ibhuku rinobva kubhangi rinovimbisa kubhadhara. Kune mhando dzakawanda dzetsamba dzekwereti, uye dzinopa kuchengeteka pakutenga nekutengesa.

• Mutengesi yekudzivirira: Kana mutengi asingakwanisi kubhadhara mutengesi, bhangi rakabudisa tsamba yechikwereti ichabhadhara mutengesi kana mutengesi achizadzisa zvese zvinodiwa mumutsamba. Izvi zvinopa kuchengetedza apo mutengi uye mutengesi vari munyika dzakasiyana.

• Mutengi kudzivirira: Tsamba dzekwereti dzinogonawo kudzivirira vatengi. Kana iwe uchibhadhara mumwe munhu kuti apiwe chigadzirwa kana basa uye ivo vanokundikana kutumira, unogona kukwanisa kubhadhara uchishandisa tsamba yakasimirira yechikwereti. Mari iyo inogona kuva chirango kune kambani iyo yakanga isingakwanisi kuita, uye yakafanana nekudzorera, zvichibvumira kuti iwe ubhadhe mumwe munhu kuti ape chibereko kana basa rinodiwa.

Kana iwe uchiziva nezveshumiro dzekusimudzira , pfungwa yacho yakafanana: Mabhanisi anoita se "asina kufarira" vatatu (havatore munhu wese), uye vanosunungura mari mushure mekunge mamwe maitiro asangana. Tsamba dzekwereti dzakajairika mune zvekutengeserana kwenyika dzakawanda, asi dzinoshandiswawo mumitambo yepamberi semabasa ekuvaka.

Nheyo dzinokosha:

• Tsamba yechikwereti inopa kudzivirira kune vatengesi (kana kuti vatengi).
• Mabhangi anotora tsamba dzekwereti apo bhizinesi "rinoshanda" kune rimwe chete uye rine zvinhu kana chikwereti kuti chigamuchirwe.
• Tsamba dzekwereti dzakaoma, uye zviri nyore kuita mhosho inodhura paunoshandisa imwe.

Muenzaniso

1. Muiti anogadzira urongwa kubva kune mutsva mutengesi kune dzimwe nyika. Muiti wacho haana nzira yekuziva kana mutengi uyu anogona (kana kuti acharamba) achibhadhara zvinhu shure kwekubudiswa uye kutumirwa.
2. Kugadzirisa njodzi, mutengesi anoshandisa chibvumirano chinoda kuti mutengi abhadhe netsamba yechikwereti pakarepo kutumira kunoitwa.

1. Kuti uende mberi, mutengi anofanira kuisa tsamba yechikwereti kubhandi remukati. Mutengi angada kuve nemari pamaoko ebhangi iyo kana kuwana mvumo yekubhadhara kubva kubhangi.
2. Bhizinesi ichangosunungura mari kune mutengesi mushure mokunge mutengesi anoratidza kuti kutumira kwacho kwaitika. Kuti aite kudaro, mutengesi anowanzopa magwaro anoratidza kuti zvinhu zvakatumirwa sei (nemashoko akafanana namazuva chaiwo, nzvimbo, uye zviri mukati). Mune dzimwe nzira, mutengi anofarirawo kuchengetedzwa pasi pe tsamba yechikwereti: Vatengi vangave vachida kubhadhara bhangi nedare guru rezvemitemo kupfuura kutumira mari zvakananga kune mutengesi asingazivikanwi.

1. Kana mutengi ane hanya nemutengesi asina kutendeseka, pane zvimwe zvingasarudzwa zvinowanikwa kune mutengi. Somuenzaniso, mumwe munhu anogona kutarisa kutumira kusati kwasunungurwa.

Mhedziso yetsamba yechikwereti inogona kuva yakaoma. Nzira iri nyore yekuwana kubata pazvinhu ndeyokuona muenzaniso unotarisa-ne-nhanho .

Mari Inokurudzira Tsamba Yechikwereti

Bhengi inopikira kubhadhara panzvimbo yemutengi, asi mari inobva kupi?

Bhengi ichangobudisa tsamba yechikwereti kana bhanhire iri nechivimbo chokuti mutengi achabhadhara. Vamwe vatengi vanofanira kubhadhara bhangi iri mberi kana kubvumira bhangi kuisa mari yakaitwa mubhangi.

Vamwe vanoshandisa mutsara wechikwereti nebhangi, nekugadzirisa kuwana chikwereti kubva kubhangi.

Vatengesi vanofanira kuvimba kuti bhangi rinobudisa tsamba yechikwereti rakarurama uye kuti bhangi ichabhadhara sezvakabvumirana. Kana vatengesi vane kusava nechokwadi, vanogona kushandisa tsamba "yakasimbiswa" yechikwereti, izvo zvinoreva kuti imwe (inenge yakavimbika kune yakawanda) bhengi ichapa mubhadharo.

Vatengesi vanowanzowana tsamba dzekwereti dzinotsigirwa nemabhangi munyika yavo.

Mutero Unobve Rini?

Munhu anobhadharwa anobhadharwa chete mushure mekuita zviito zvakananga uye kugadzirisa zvinodiwa zvinotsanangurwa mune tsamba yechikwereti.

Nokutengeserana kwenyika dzakawanda , mutengesi angave achifanira kutengesa zvinhu kune imwe yendeguru kuti agutse zvido zve tsamba yechikwereti. Kana imwe nguva mutengesi inosunungurwa, mutengesi anogamuchira zvinyorwa zvinoratidza kuti akaita shanduro, uye zvinyorwa zvinotumirwa kubhangi.

Muzviitiko zvizhinji, tsamba yekwereti ikozvino inofanira kubhadharwa-kunyange kana chimwe chinhu chichiitika kune kutengeswa. Kana gorosi rinowira pazvinhu zvinotengeswa kana kuti ngarava inonyura, haisi iyo iyo dambudziko revatengesi.

Zvinyorwa nyaya: Kubvumirana kubhadhara pane tsamba yechikwereti, mabhangi anongoongorora zvinyorwa zvinoratidza kuti mutengesi akaita chero zviito zvinoda kuitwa.

Bhizinesi harina hanya nehuhu hwezvinhu kana zvimwe zvinhu zvingakosha kune mutengi uye mutengesi. Izvozvo hazvireve kuti vatengesi vanogona kutumira kutengesa kwejunk: Vatengi vanogona kusimbisa chirevhisi chekuongorora sechikamu chebvumirano, iyo inobvumira mumwe munhu kuti aongorore kutumira uye aone kuti zvinhu zvose zvinogamuchirwa.

Nokuda kwekuita "kushanda", mutengi (mutengi, kana ani zvake achagamuchira kubhadhara) angafanirwa kuratidza kuti mumwe munhu akakundikana kuita chimwe chinhu. Somuenzaniso, guta rinogona kupinza kontrakiti kuti apedze basa rekuvaka. Kana iyo purogiramu isati yapedzwa panguva (uye tsamba yakasimirirwa yechikwereti inoshandiswa), guta rinogona kuratidza bhengi kuti kontrakiti haina kusangana nemitoro yake. Somugumisiro, bhangi ichabhadhara guta racho. Chibharo ichocho chinobhadhara guta uye kunoita kuti zvive nyore kubhadhara mumwe mushandi wekambani kuti apedze basa racho.

Chii Chinogona Kuipa?

Tsamba dzekwereti dzinoita kuti zvibvirire kuderedza njodzi apo uchiramba uchiita bhizinesi. Iko maturo anokosha uye anobatsira, asi anongoshanda chete paunowana zvose zvese zvakanyatsonaka. Kukanganisa kuduku kana kunonoka kunogona kubvisa zvose zvinyorwa zve tsamba yechikwereti.

Kana ukavimba netsamba yechikwereti kuti uwane rubhadhari, iva nechokwadi chokuti iwe:

• Nyatsoongorora zvese zvinodikanwa netsamba yechikwereti usati wabvumirana kune chero chibvumirano.
• Kunzwisisa zvose zvinyorwa zvinodiwa. Kana iwe usingazivi chimwe chinhu chiripo, bvunza bhangi rako.
• Ichakwanisa kuwana zvese zvinyorwa zvinodiwa kune tsamba yechikwereti.
• Kunzwisisa nguva inosanganiswa neye tsamba yechikwereti, uye kana kana kwete ivo vanonzwisisa.
• Ziva kuti vanokurumidza sei vapeji vako (vanotumira, nezvimwewo) vachakupai zvinyorwa.
• Unogona kuwana magwaro kubhangi panguva.
• Ita zvese zvinyorwa zvinotarisirwa netsamba yechikwereti kuenzanisa tsamba yekukwereta kwekushanda chaizvo. Kunyange typographical zvikanganiso kana kushandiswa kwakafanana zvinogona kukonzera matambudziko.

International Trade

Vatengesi nevatengesi vanowanzoshandisa tsamba dzechikwereti kuti vadzivirire ivo pachavo. Kushanda nevatengi vemhenderekedzo yepamhenderekedzo kune mhirizhonga kunogona kuva mungozi nekuti iwe hauzive kuti ndiani waunoshanda naye. Mutengi anogona kuva akatendeseka uye ane vavariro dzakanaka, asi matambudziko ebhizimisi kana kusagadzikana kwezvematongerwe enyika kunogona kucheresa kubhadhara kana kuisa mutengi kunze kwebhizimisi.

Mukuwedzera, kukurukurirana kwakaoma kune zviuru zvemakiromita, nzvimbo dzakasiyana-siyana, uye mitauro yakasiyana. Tsamba yechikwereti inotsanangura tsanangudzo kuitira kuti munhu wose ari papeji imwe chete. Panzvimbo pokufungidzira kuti zvinhu zvichashanda neimwe nzira, munhu wese anobvumirana pane izvo zvinotangira mberi.

Tsamba yeCredit Lingo

Kuti unzwisise zviri nani tsamba dzekwereti, zvinobatsira kuziva izwi.

Mutsva : Mutambo unokumbira tsamba yechikwereti. Uyu ndiye munhu kana kambani inobhadhara mubhadhari. Munhu anenge akakumbira anowanzo (asi kwete nguva dzose) mutengesi kana mutengi anoshandisa tsamba yechikwereti kuti atenge.

Mubatsiri: Mutambo unowana kubhadhara. Izvi zvinowanzova mutengesi kana mutengesi uyo akakumbira kuti munhu anenge akakumbira ashandise tsamba yechikwereti (nokuti muwani anotsvaka kumwe kuchengeteka).

Kubvisa bhangi: Bhengi inogadzira kana kupa tsamba yechikwereti kune chikumbiro chemubvunzi. Iko inowanzo bhangi apo munhu anenge akakumbira atoita bhizinesi (munyika yevakakumbira, apo anenge akakumbira ane kero kana mutsara wechikwereti).

Kutarisana nebhangi: Bhizinesi rinoshanda pamwe nemubatsiri. Iri bhenji rinowanzowanika munyika yevagari vemunharaunda, uye inogona kunge iri bhangi apo muwani anowanzoita bhizinesi. Muchengeti uyu achapa zvinyorwa kumabhangi ekubvunzurudza, uye bhangi rekubvunzurudza rinoita sekubatanidza pakati pemubatsiri uye mamwe mabhengi anobatanidzwa.

Kugutsikana bhengi: Bhengi iyo "inosimbisa" kubhadhara kumubatsiri chero bedzi zvinodiwa mumutsamba wechikwereti zvinosangana. Bhengi iri kubhadhara rinotsigira kubhadhara, asi mubatsiri anogona kusarudza chibvumirano kubva kubhangi iri munyika yekwavo (iyo yaanoziva nayo). Iyi ingangodaro ibhenji rimwechete sebhangi rekutaurirana.

Kugadzirisa bhengi: Bhengi inogamuchira tsamba yechikwereti kubva kubhangi rinobvisa uye inozivisa uyo anowana ruzivo kuti tsamba yacho iripo. Iri bhengi rinozivikanwawo sebhengi rokuzivisa, uye inogona kunge iri bhenji rimwechete sebhangi rekutaurirana uye bhangi rinotsigira.

Nyanzvi yepamusoro : Kambani inobatanidza vatengi nevatengesi, uye iyo dzimwe nguva inoshandisa tsamba dzechikwereti kuti iite zvekutengesa. Vashandi vehurumende vanowanzoshandisa tsamba dzekudzoka shure kwekwereti (kana tsamba dzinodhindwa dzekwereti).

Freight forwarder: Kambani inobatsira nekutakura kwenyika dzose. Freight forwarders inowanzopa magwaro ekutengeserana vanofanira kugovera kuitira kuti vabhadharwe.

Mumiriri: Kambani inotakura zvinhu kubva kune imwe nzvimbo kuenda kune imwe nzvimbo.

Mutemo wezvemitemo: Simba rinopa mazano kune avo vanobvunza uye vanobatsirwa kuti vashandise tsamba dzechikwereti. Zvakakosha kuwana rubatsiro kubva kune nyanzvi inoziva nezvekutengeserana.

Mukuwedzera kune mazwi ari pamusoro apa, unogona kunzwa pamusoro pemhando dzakasiyana dzetsamba dzekwereti , dzakadai semirairo yekuchengetedza chikwereti .

Kuwana Tsamba Yokubhadhara

Kuti uwane tsamba yechikwereti, taura nebhangi rako. Iwe unenge uchinyanya kushanda kushanda nedhipatimendi renyika dzezvekutengeserana kana yekutengeserana. Hasi masangano ose anopa tsamba dzechikwereti, asi mabhanki maduku uye zvikwereti zvezvikwereti zvinowanzokutaurira kune mumwe munhu anogona kugadzirisa zvaunoda.