Imwe yenharaunda yaunonyanya kuisa pangozi yekuvharwa kwekuzivikanwa yakarurama pamberi-iyo yemapepansi yemapurisa, mazhinji acho ndeye tsamba yaunofanira kupararira. Mamwe mabhiriyoni makumi mapfumbamwe emakisi emaikisi anopiwa neU.S. Postal Service gore rega rega, uye zvizhinji zvemashoko aya ane ruzivo rwehupfumi rwunogona kushandiswa kuba Federal Trade Commission (FTC) inopa mazano pamusoro pemhando yemagwaro aunofanira kuchengetedza, asi heino urongwa hwemhando ye mail yaunofanira kuvhara usati warasa kunze.
01 Zvinyorwa Zvine Zvokushandisa Zvemari
02 Zvinyorwa Zvine Mashoko Evanhu
Mashoko ako ega ega ndeapi mavhavha ari shure. Zuva rako rokuberekwa uye Social Security nhamba inonyanya kushungurudzwa, saka iva nechokwadi chero chipi zvacho chine nhamba iyoyo inopfuura nepakati pekudzivirira. Dzimwe ruzivo kuti uchenjere nezve: zita rako rakazara nekero, mazita epamba kana kumba, kana kuti nhamba yeirivha yekufambisa.
Semuenzaniso, mail inogamuchira kubva kuInternal Revenue Service, tsamba kubva kuhurumende yako yekunyora imotokari, uye mail yakakonzerwa nebasa rine mashoko ako ega ega inofanira kuiswa. Zvinyorwa zvine chokuita nefambi-kunze kwepasipoti yako-ine ruzivo rwunozivikanwa pachako, zvakadai sezita rako rakazara, mararamiro, uye mamwe mashoko ayo mbavha dzinogona kuwana dzinobatsira. Shred it.
03 Zvinyorwa Zvine Mashoko eAunti
Usaisa zivo yako yekuziva iyo pangozi. Nhamba dzeAunti, mazita emashandisi, uye mapepawedi ndezvimwe zvidimbu zvemashoko anozivikanwa mbavha dzinoedza kutora. Iwe unofanidza kuvhara ma kero chero ipi zvayo yakadhindwa nemashoko aya, akadai semakadhi ekadhi rechikwereti, pfuma yako uye zvinyorwa zvemitero chaiyo, kana zvikwereti. Izvi zvinoreva kuti iwe unofanirwawo kuvhara mameseji ine ruzivo pamusoro pezvaunoshandisa maakaunti, foni, uye mabhizimusi emakambani, pamwe chete nemitemo yakafanana iwe unogona kugamuchira pamusoro pezvimwe zvinhu zvaunazvo, zvakadai sokubhadhara kana nzvimbo yezororo.
04 Junk Mail
Junk mail risina ngozi. Vanhu vakawanda havazvizivi, asi mail isina jai kazhinji ine kakombiyuta mabhadhari mberi iyo dzimwe nguva inogona kunge ine ruzivo rwekuziva iwe pachako. Izvi zvinosanganisira izvo zvinodanwa kare-zvakagadziriswa zvikwereti zvekwereti yemakadhi, tsamba kubva kumakambani einishuwarenzi nevakweretesi, uye kunyange tsamba kubva kune masangano akadai seAARP kana mamwe masangano ehurumende angave anokwanisa kuwana ruzivo rwemunhu wako. Makambani anotengesa kune dzimwe nhamba dzevanhu, kazhinji zvichienderana nezera rako rekare, basa, kana kutenga maitiro. Saka iwe unofanidza kuvhara mail yako yose isina junk, kusanganisira mabhopu mavulopu anouya naro.
05 Mhesi Inoenderana Nevana-uye Chikoro
Mbavha ekuziva haafaniri kusarura uye haazivikanwe nekunzwira tsitsi, saka haazofungi kana akaba nhamba ye Social Security kana iri yemwana kana munhu mukuru. Nokudaro, tsamba yaunowana pamusoro pevana vako, zvinyorwa zvayo zvezvechiremba, uye ruzivo rwechikoro runopinda mumurwi we shred. Kana iwe wakagamuchira mapepa emabhadhiro ekuberekwa kwevana vako, shred them. Saizvozvowo, chero tsamba chero ipi zvayo yakagamuchira simba rako rechikoro rwendo rwendo, kufamba kwechikoro, uye makadhi ehupoti zvinopinda mumurwi we shred.