Dzidza Maitiro Okushandisa Kushandura Kwenheyo Nekutengesa Mari
Kutsika Kusiyana Tsanangudzo - Mutual Funds
Nhamba yakatsauka ndeye nhamba yekuenzanisa inoratidza kuti kuchinja kwakawanda kunobva kune arithmeti kunorevei (zviri nyore kusvika).
Vatengesi vanotsanangura kuparadzana kwemazuva ese sezvo kusagadzikana kwekambani mutual fund inodzoka.
Muchirevo chisinganzwisisiki, kukanganisa kwakakura kunoratidzika kunoratidza kuwedzera kwekutsvaira, zvinoreva kuti mutual fund's performance inoshandurwa kumusoro pamusoro pevhare asi asiwo zvakanyanya pasi apa. Nokudaro varimi vakawanda vanoshandisa mazwi ekutsauka kwekutsvaga uye kuparara kwakasiyana-siyana zvakasiyana.
Kuramba Kuenzanisa Muenzaniso neMutual Funds
Kana XYZ mutual fund inosvika gore rimwechete rekudzoka (kureva) ye8% uye kuparadzana kwakakwana kwe3%, ipapo mutengesi angatarisira kuti kudzoka kwechikwama kuve pakati pe5% uye 11% 68% yenguva (imwe nzira yakatsauka kubva pane zvinorehwa - 8% - 3% uye 8% + 3%) uye pakati pe2% uye 14% 95% yenguva (maitiro maviri akasiyana kubva pane zvinoreva - 8% - 6% uye 8% + 6%) .
Asi chengetedza mupfungwa kuti kuparadzana kwemaitiro kunobatsira zvikuru pakucherechedza kushanda kwekare kwebato rimwe rekudzivirira muga roga. Vashandi vanochengetedza mari yakawanda pamwe chete havagoni kutora kuenzanirana kwemahofisi avo kuitira kuti vaone kuti ivo vanofanirwa kuita sei.
Kuti uwane kushayirwa kwemahofisi akawanda emasitoreti, mutengesi aizoda kubhadharira kubhadhara kwegadziriro imwe neimwe, pamwe chete nekuparadzanisa kwakakwana. Mune mamwe mazwi, kusagadzikana (muitiro wekutsauka) weporofigoreti ibasa rekuti mari imwe neimwe iri mune chikwereti chepodfolio inofambidzana sei kune umwe neumwe mutsva mumapatoti.
Unofanirwa Kushandisa Kushandura Kwenharaunda Paunenge Uchinyatsoongorora Mutual Funds?
Kuvhiringidza kwezvakaitika zvehutano mutual fund kushandiswa kunoshandiswa nevashambadziri mukuedza kufanotaura mararamiro ezvinyorwa zvezvikamu zvakasiyana-siyana zvemari. Kunyangwe kubatsira kwayo pakuyera kusagadzikana kwebasa rakapera kunogona kupa chiratidzo chekuzorora kwemazuva ano, uye saka zvinogona kubatsira mubatsiri kudzivirira kukanganisa kwekutengesa mari yekutengeserana inonyanyisa, kusagadzikana kwemumwe mutual fund hakusi kunyanya kunetseka pamusorosoro kuvaka.
Zvechokwadi, mari yakave yakambove yakadarika yakaderera yakawanda inogona kuve yakakosha kune imwe mari mumusorositiki iyo inobatsira kuenzanisa kushanduka kwemari yakashata. Kana nguva dzenguva refu dzinodzoka dzakakwanira zvakakwana kuti zvive nechekuita kuchinja kwenguva pfupi, uye mutengi anonzwisisa uye anogamuchira dambudziko racho, mari yakawanda inogona kupa chinangwa chinokosha.
Pano pane zvibatanidzi kune zvinyorwa zvinyorwa zvinyorwa zvemari pamwe chete: Beta , R-squared , Alpha , Sharpe Ratio , Imari Ratio , uye Mutengo Wekuda Kwekuda .