Heano zvinhu zvipfumbamwe mudzidzi wekusekondari anofanira kuziva nezvemari asati apedza kudzidza.
Nzira Yokuenzanisira Checkbook
Zvinogona kutarisa kumashure kugadzirisa checkboo k, kunyanya ne software iripo kuti ikubatsire asi iyo inyanzvi inokosha. Iwe haukwanise kuvimba nechiyero icho ATM kana bhangi inokupa iwe uye kudzidza kudzidza kuita izvi kuchaita kuti zvive nyore kuchengetedza mari yako munguva yemberi. Munhu wese anofanirwa kuenzanisa nhoroondo yavo kumashoko avo mumwedzi mumwe nomumwe.
Nzira Yokugadzirisa Sei Bhijeti
Bhijhesi inokosha yekubudirira mune zvemari. Kana iwe usingazivi kuti uri kuunza yakawanda sei mwedzi woga woga uye kuti uri kushandisa mari yakawanda sei, iwe uchazoguma mune zvitsvuku. Kudzidza kugadzirisa mazano echokwadi uye kuronga ramangwana kunokosha pakubudirira gare gare muupenyu.
Nzira Yokubhadhara Koji
Vadzidzi vakawanda vanofunga kuti nzira yekubhadhara yekoroji ndeyokushandisa zvikwereti zvevadzidzi. Pane zvingasarudzwa zviripo kusanganisira mari yekubatsira, scholarships (kunyange kana iwe usingakwanisi kuwana zvidzidzo zvakakwana), uye kushanda mabasa.
Chikwereti Chesununguko Uchifanira kunge chiri chikonzero chekuverenga kupiwa kune vose vakuru vekusekondari.
Kubika, Grocery Shopping nekumwe Unyanzvi hweUpenyu
Kunyange zvazvo zvinhu izvi zvisingaratidzika zvakabatana nemari, kukosha kwekutanga uye humwe unyanzvi zvinogona kukuchengetedza mari yakawanda. Zvakakosha kuve nechokwadi kuti une unyanzvi hunokosha hunogona kukubatsira kuwana zvigaro zvakanakisisa uye kuronga menyu chaiwo kuti uwane chikoro.
Unyanzvi humwe hwakafanana nekuita machira, kugadzira mbatya uye humwe unyanzvi hunokosha hunogona kukubatsira kuti zvipfeko zvako nezvimwe zvinhu zvigare kwenguva refu uye uchengetedze mari.
Basic Investing
Chikamu chekutsvaga mabhizimusi chinogona kuita kusiyana kukuru mune zvaunoshandisa mari yako kuchikoro uye mushure mokunge wapedza kudzidza. Kuisa mari kunogona kutyisidzira kana iwe usina ruzivo rukuru rwekushandiswa kwemusika wekutengesa uye kusarudza mashizha epakati. Iko kune mapurogiramu anowanikwa kuvadzidzi vekusekondari vanovabvumira kusarudza zviwanikwa uye kuvatarisa kukura kudarika nguva.
Nguva Yokugadzirira Nguva
Kunzwisisa kukosha kwehurongwa hurefu hwemari yako kunokosha kana iwe uchida kubudirira mune zvemari. Kana iwe unonzwisisa kuti ungagadzirisa sei zvinangwa zvemari uye uchivadzora pasi kuti ushande pavari paunenge uri kuchikoro chesekondari, iwe uri nani munzira yako yekubudirira gare gare muupenyu.
Nzira Yokuvaka Mari Yako
Zvakakoshawo kushanda kuti uite chikwereti chako chikoro kuitira kuti iwe uwane chikwereti chekutora chikwereti zvakanaka apo nguva yakarurama. Kudzidza kugadzirisa zvikwereti zvako, kuchengeta zvikwereti zvako pasi uye kugara uchibhadhara panguva. Kutarisira chikwereti chako kubva panguva yaunopedza kudzidza ichaita kuti zvive nyore kuita chirongwa chako chenguva refu.
Nzira Yokushandisa Nayo Makadhi Makadhi
Marikiti yemakadhi ndiyo kukanganisa kwevadzidzi vakawanda vekukoloni nevamwe vechidiki.
Vakawanda vanovatarisa semari yakawedzerwa panzvimbo pekushandisa. Makadhi emakadhi anogona kunge akanaka kana akaipa , zvichienderana nekushandisa kwaunoita. Zvakakosha kuvabhadhara zvachose mwedzi wega wega uye kunyatsotarisira chikwereti chako.
Nzira Yokutenga Imba uye Kubhadhara Zvaunoshandisa
Vadzidzi vakawanda vekuyunivhesiti vanotanga kubuda mumarara, izvo zvinoreva kuti havafaniri kunetseka pamusoro peiyi gore rokutanga. Zvisinei, dorms yekorogi kazhinji inodhura kupfuura kugara kunze kwekambani uye zvinokosha kuti unzwisise nzira yekugadzirisa hotera imba uye kuparadzanisa zvikwereti nevanogara navo . Kuita zvikanganiso pano, uye kuisa zita rako chete pachikwereti kunogona kukanganisa chikwereti chako apo mumwe unogara ari kumhanyira muchikwata chakaipa. Zvakakosha kuziva nzira yekuzvidzivirira pachako uchichengetedza zvinhu zvakarurama.