Nokutsvaga Kutanga pave nemakore 25 Unogona Kuva Millionaire
Heino nzira yekushandura 30K mumatareji manomwe nemakore 63.
Tanga Kuisa Pakutanga
Ngatiti kana wava nemakore 25, unotanga kuwana $ 30,000 gore negore. Ndiyo mari inosvika $ 2 500 pamwedzi, musati mitero uye kudhakwa.
Iwe unogona kukwanisa kuchengetedza $ 458.33 pamwedzi uye upedze imwe $ 2,000.
Yeuka, ichi chiyero chekuchengetedza chinopfuura makumi maviri kubva muzana chemari yako yakawanda ). Mari yako ye $ 458.33 pamwedzi inodarika $ 5 500 pagore. Isa mari iyo muRoth retirement rega rega , inozivikanwa seRoth IRA.
Iwe uri kuisa $ 5 500 pagore kuRoth nokuti ndiyo ndiyo yaunobvumirwa kugovera kuRoth IRA pagore, zvichienderana nemitemo ya2016. Panguva iyi, unogona kudzidza zvakawanda pamusoro peRoth IRA pano.
Iwe unogonawo kuisa mari yako muchikwereti chinotarisirwa chinotarisirwa chinotora Dow Jones Industrial Average .
Hapana Chainofungidzira Pamusoro Pacho
Chinhu chikuru pamusoro pekuisa mari muRoth IRA kana passive index fund ndeyekuti hausi kuita chero chinhu chinonakidza. Iwe hausi kuita zvakadzama kukura. Iwe hausi masikati-kutengeserana kana kushambadzira mashizha kana kutengesa pane chinhu chikuru chinotevera. Iwe hausi kutora dzimba, kutanga kambani, kana kutenga nhumbi mu Apple kana shamwari yako kutanga-up.
Iwe hausi kuita chero chinhu chakakosha kana nguva yekudya kana ngozi.
Iwe uri kungoongorora nzira yakawanda, iyo yose yemusika kuburikidza nebhadharo-yakaderera index index: iyo yakajeka rudzi rwekutsvaga iwe unogona kuita.
Unyanzvi hweCompound Interest
Chinokosha ndechekuti iwe haubate mari yako. Iwe haumbobvisi. Iwe unongoita kuti ugare ipapo, uchidzorerazve zvigaro zvayo, uye unofarira simba rekugadzirwa kwechikwata .
Mari yako inokura pa7 muzana gore negore. Mumakore makumi matatu nemana makumi mana nemana, nenguva iyo iwe uine makore makumi matanhatu nemasere, iwe uchava nedendere re $ 1 mamiriyoni.
Nokuchengetedza $ 458 chete pamwedzi, iyo ndiyo iyo vamwe vanhu vanopedza pamutengo wavo wemotokari , unogona kukura mamiriyoni-dendere dendere mazai panguva yaunotora basa.
Kuwedzera Up Savings yako
Ko kana iwe ukawana $ 40,000 pagore? Unogona here kubvisa mari yako zvishoma, uye kutanga kuisa $ 600 pamwedzi?
Kana iwe ukadaro, unoveura misoro mitatu kubva pane nguva yaunotora kuti uve mamioneire. Panzvimbo pokuva mamioneire mumakore makumi matatu nemasere, iwe uchazadzisa chinangwa chako mumakore 34. Izvozvo zvinoreva kuti iwe unogona kupemberera wako 60 wemakore ekuberekwa wemamioneire-maitiro kana iwe uchitanga paunenge uri 25. Hausi kungosiya basa semamionaire , iwe unogonawo kukwanisa kubvisa pamba.
Zvimwe Unoponesa Kare Kare Unogona Kusunungura
Pa $ 600 pamwedzi, uri kuchengeta 18 muzana chete yemari yako yakawanda. Kana iwe ukakwanisa kuvhara mari yako yekukwira kusvika kune imwe 2 muzana, kusvika pachiyero che $ 667 pamwedzi, unoveura zvakare mamwe makore maviri kubva panguva yako yemazuva. Iwe uchava mamionaire nezera remakore 58 kana uchitanga pa25.
Izvi zvinokonzerwa nehuwandu hwechidimbu, iyo izwi rinotsanangura kufarira kwako uye kubudirira kuunganidza zvaunofarira.
Kana iwe uchigara uchingotengeswa, ruzivo rwakawanda runobatsira kukura dendere rako mazai. Ndokusaka mumwe muzvikwereti, kubva kuWarren Buffet zvichidzika pasi, achakutaurira kuti pfungwa yakanaka yekutanga kuchengetedza kubhadhara paunenge uchiri muduku.
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