Pano Nzira Nhatu dzaunogona Kutora Nzira yekugadzirisa Mari yako
1. Vakadzi Vangangove Vakabatanidzwa Mukutarisira Kupa Basa
Vakadzi vanowanzokwanisa kuve nekubatanidzwa mune basa rekutarisira kupfuura varume. Vangave vari ivo vakaroorana navo, mubereki kana mubereki wevakaroorana naye, munun'una wavo, mwana mukuru, kana muvakidzani mukuru kana shamwari, vakadzi vanowanzotarisira kupa mabasa uye vanowanzoshandisa mari yavo pachavo kuti vabatsire.
Mune zviitiko zvakawanda kudiwa kana chido chekupa kutarisira chinhu chinokosha chinoita kuti vakadzi vapinde muhurumende nokukurumidza kupfuura zvavakaronga.
Pasi pepamusoro: Vakadzi, chenjererai kushandisa mari yenyu pfuma kuti mupe kupa vamwe zvakanaka. Funga nezvekukanganisa kwekusiya basa kubasa, uye kana iwe uchifunga kuti kutarisira kune chinangwa chaunenge uchizoita, iva nechokwadi chekuvaka hurongwa hwako hwekurega zvekukomberedza nepamusoro pekugona kubuda kwekutanga kubva kubasa.
2. Vakadzi Vangangodaro Kuti Vave Vose
Nokuda kwekurambana, chirikadzi, uye kurarama kwenguva yakareba, vakadzi vanowanzove vari voga mukukwegura kune vavarume vavo.
Zvinofadza, 60 muzana yevarume vane makore 85 nepamusoro vakaroora, asi 15 muzana chete yevakadzi vanopfuura makore 85 vakaroorana. Vakadzi havana kungoita zvekuroorwa zvakare mushure mekurambana kana chirikadzi. Kurambana uye chirikadzi vane mararamiro emariwo; vakadzi vanowanzotambura nekurasikirwa mari uye kurasikirwa kwemari uye mari yemari inowanzopedzwa neyokutanga kufa.
Sezvo pane kurarama kwenguva yakareba, vanenge makumi matanhatu kubva muzana yevakadzi vari kurarama pa 62 vanogona kutarisira kurarama kusvika makore makumi mapfumbamwe, asi vakadzi vanowanzosaremekedza tarisiro yeupenyu hwavo kupfuura varume. Nokuti vakadzi vanogara kurarama kwenguva yakareba ivo vangave vachida nguva yakareba yekuda rubatsiro nehupenyu hwezuva nezuva uye zvido zvehutano.
Pasi pepamusoro: Vakadzi, iwe unofanirwa kuva wakanaka mukurambana, uye unoda kunyatsotarisa yako Social Security inokumbira zvisarudzo pamusoro pekukaroorana uye chirikadzi inobatsira. Mukuwedzera, kana murume wako ari mukuru wemari, iwe unofanirwa kunge uri chikamu cheSocial Security achida kusarudza uye umukurudzire kuti anonoke kutaura kusvikira makore 70, sezvo izvozvo zvichaita kuti mupukunyu wako awane mari. Iwe unodawo kujekesa zvido zvako zvekurega mari pane nguva yakareba kupfuura iwe ungangodaro wakafunga; zvichida kuva nemakore 90 kana kupfuura. Mukuwedzera, funga inshurenzi yekuchengetedza kwenguva yakareba yekupa hupenyu hwehupenyu hwekupedzisira huri hwehutano.
3. Mukadzi Ane Shorter Work Work Histories
Vakadzi vane, pachiyero, nhoroondo yebasa iyo makore gumi namaviri akafupika kupfuura varume. Vaiwanzogara kumusha kuti vakurire vana, kutarisira mumwe wawakaroorana naye kana mukwambo, kana kuti yakasara kubhadhara basa nekuda kwevakaroora wavo.
Nokuti vakadzi vanowanzove vakabata nguva shomanana uye venguva-pabasa basa ravo rekuwana mari shoma, izvo zvinoreva kuderera kweSocial Security nemari yepensheni.
Pasi pepamusoro: Vakadzi, funga nezvekukanganisa kwekusiya basa. Kana iwe usina kuroora edza kunonoka kutanga kwehupfumi hwehupfumi hwako kusvika makore makumi manomwe. Kana iwe wakaroorwa uite zvisarudzo zvekubatana pamwe nemumwe wako kuti uwedzere kuponeswa kunobatsira kubva muHuman Security uye pensions.
4. Vakadzi Zvichida Kutsvaga Mazano Anyanzvi
Vakadzi vakawanda vakareva humwe huno hanya kupfuura varume pamusoro pemari yezvino uye yemangwana, uye yakaita yakasununguka pakutsvaga mazano evhudziro kubva kune wezvigadziri zvemari.
Kunyange zvazvo vakadzi vachitaura zvishoma kuvimba nezvemari yavo kupfuura varume, vakadzi vangangodaro vakaronga kuchinja muhutano hwepfungwa nehuviri, uye zvichida kutendeukira kumararamiro evanhu kana kushandisa rubatsiro rwakabhadharwa.
Pasi pepamusoro: Vakadzi, itai izvo zvamunoda kuita kuti muwane chivimbo mumari yenyu . Iko kunogona kusanganisira kuverenga mabhuku, kuenda kune zvidzidzo, kushandisa online retirement calculators kana kutsvaga mazano ezvemari .