Mari Yokubhadhara Yakanaka Yezororo Zvipo kuZales
Zales Credit Card inogona kubatsira munguva dzezororo uye dzimwe nguva dzegore. Iyo kadhi rechikwereti rekuchengetedza zvishongo rinopa mapurogiramu e-nee-low-interest yekubhadhara. Asi iva nechokwadi chekuti iwe unobhadhara chikamu pane nguva uye zvakazara.
Zales Credit Card Basics
Iri kadhi rechikwereti rakagadzirirwa vanhu vachitarisira nzira shoma yekutenga mabheji. Mhemberero dzepamusoro-refu haisi chinhu chiduku chekutenga, uye hachiwanzoendesa kutengeswa. Saka kana zuva rekuberekwa, zvipembere, uye mazororo akapoteredza, vanhu vazhinji vari kutsvaga nzira dzekudzivirira pane zvishongo zvechipo.
Nekwakanaka kune yakanakisisa chikwereti chikamu (660+), unogona kutaridzirwa kuZales kadhi rechikwereti.
Iri kadhi rechikwereti rine chiyero chakanaka che 26.99 muzana, asi hachipi chikwereti chikwereti kana iwe uchibhadhara chikwerero chose mukati memwedzi mitanhatu kana gumi (zvishoma zvishoma kutenga $ 500), iyo ndiyo kadhi chete "mubayiro."
Mukuwedzera kune murefu wepamusoro APR, kune mari yekuziva nezve:
| Zales Credit Card Imari | |
|---|---|
| Mutengo wegore negore | Hapana |
| Nhasi Kubhadhara Mari | Kusvika ku $ 39 |
| Kudzorerwa Kwokubhadhara Mutero | Kusvika ku $ 39 |
Pros uye Cons yeZales Credit Card
Pros
- Kwete- uye nepurogiramu yebhadharo yekubhadhara.
- Kwete mari yegore negore.
Cons
- Yakakwirira kwazvo yepamusoro APR.
Zales Credit Card Review
Kana uri kutsvaga kuita hurukuro yegore rino rezororo nechipo chinoshamisa asi usati iwe unogona kuripa zvose kamwechete, unofanirwa kutarisa muchigadzirwa ichi neketani reZales rekuchengetedza mabhokisi.
Zales Credit Card, inogamuchirwa paZales mabhizimusi, kunze kwekombiyuta uye paIndaneti, kazhinji ine nyanzvi yezvidzidzo zvemasikati 27 muzana APR.
Zvisinei, kadhi ine mari yechikwereti inokwezva inoita kuti iwe uite chikwereti kwenguva yakareba segore kwete kana mari shoma.
Iwe unogona kuwana chikwereti chezero pamwedzi mitanhatu kana iwe ukashandisa mari inopfuura $ 500 uye uise 10 muzana pasi. Iwe unogona kuwanawo $ 1 000 kwete-chikwereti chezvikwereti kwemwedzi gumi nemaviri. Mwedzi wechikwereti wemwedzi gumi nemaviri inoda kuti iwe uise 15 muzana pasi uye ubhadhara mari yekutengeserana $ 9.95.
Kunyange zvakadaro, izvi zvakanyanya nani kupfuura kubhadhara 26.99 muzana kutakura chikero.
Zero Percent APR Hazvirevi Kutora Zero
Pasinei nokuti urongwa hupi hwaunosarudza, iwe unofanirwa kuita mamiriyoni ekubhadhara mwedzi imwechete ye $ 20 kana 3 muzana yemari yako, chero ipi zvayo mukuru, uye ubhadhara chikamu chose kubva panguva yakagoverwa. Zvisinei, seZales pachayo inotaura, kuita kuti kubhadhara mari shoma hakuzobhadhara chikamu munguva. Kana iwe usingakwanisi kubhadhara mari shoma, kana kuti iwe wakambomhanyira nekubhadhara, iwe uchabhadhara chikwereti - pa 26.99 muzana yehuwandu - kufambidzana nezuva rekutenga. Izvo zvichave zvakanyanya mari.
Kuti uone kuti hauna kuwira mumusungo iwoyo, kuripa zvinenge makumi maviri kubva muzana zvemari yega mwedzi mumwe nomumwe kana ukasarudza $ 500, kana kuti 10 muzana yemari kana ukasarudza chikwereti chikuru chekubhadhara chikwereti. Nenzira iyo iwe uchange uine chikwereti ichibhadhara uye usabhadhara chikwereti chipi zvacho.
Nyaya
Zales Credit Card yakanaka kwazvo kana iwe uchida kuribhadharira kutenga kwako kwekufamba kwenguva asi haundi kutora pane imwe yemamwe makadhi ako ekwereti. Zvisinei, hazvizoshandi kana iwe usingabhadhara chikamu munguva. Iwe unogona kunge wakagamuchirwa kadhi rino, kunyange iwe uine chikwereti chisina simba.
Kadhi yemakadhi yemakadhi, mazwi, uye mibayiro inogona kuchinja. Chengetai webhusaiti yekhasi yemuiti yezvinodiwa zvekadhi rechikwereti.