Bhuku reAmerica Student Credit Card Review

Kana iwe uri mudzidzi ane Bank of America kutarisa compte, iwe unogona kuva nehanya kune mumwe wevatatu vavo vechikwereti makadhi. Vaviri vane mibairo uye mumwe haaiti. Hazvina mhosva kuti ndeupi wevatatu waunosarudza, haufaniri kubhadhara mari yegore negore .

Bhizimusi reAmericard Cash Makomborero yeVadzidzi Visa rinopa iri paIndaneti mari inokwana $ 100 yemari mibairo bonus kune vatsva vadhidhidhi vanoita mari inenge $ 500 mukutenga nemazuva ekutanga 90.

Iwe unowana 3% uye 2%, pa $ 1 500 yekutanga muine pamwe chete uye magurika ezvitoro zvinotenga chikamu chimwe nechimwe, maererano. Zvose zvinotenga zvinowana 1% mari kumashure. Mukuwedzera, iwe unogona kuwana bonus 10% apo iwe uchidzikinura mari yako zvakare kuBan of America kuongorora kana kuti kugadzirisa kero. Saka, kana iwe uchidzikinura $ 25 mumari yemari, unogamuchira $ 27.50 kuisa mu akaunti yako.

Vashandi veKadhi vanogamuchira muzana wekutengesa 0% mubhadharo kuendeswa uye kutenga kwekutora mabhiriji gumi nemaviri (anenge mwedzi gumi). Mushure mezvo, APR inogara iri 12.99% kusvika ku22,99% zvichienderana nekwerekiti yako. Iko APR inotangira mari iri 15.99% kusvika 24,99%. A 3% yekutengeserana kunze kwenyika inoshandiswa pakutenga kunoitwa mune imwe nyika mari.

Kuenzanisa: Bhizimusi reAmerican Cash Makomborero yeVadzidzi veVisa rine mukana wokupedzisira wePAP uye yakawanda yakawanda mubayiro wekuwana mari kupfuura Inowanikwa yeVadzidzi , iyo ine 0% APR pakutsvaga uye 10.99% pakureteredzwa kwemwedzi mitanhatu.

Asi Izvozvi Izvo zvinopa FICO yakasununguka mwedzi mumwe nomumwe uye inopa sarudzo yekuisa mari yako kadhi rechikwereti kuti udzivise kutenderwa kusina kutenderwa.

Bhizimusi reAmericard Travel Rewards yeVadzidzi vanopa purogiramu-inowanikwa mabheji 10 000 ekutengesa vatsva vadhidhidhi vanoita mari inenge madhora mazana mashanu mukutenga mumazuva ekutanga makumi mapfumbamwe ekuberekwa kwebhuku.

Aya mazano anokwana $ 100 chirevo chekwereti yekutengesa kutengesa. Kutenga kunowana 1.5 mapeji emadhora ose akashandiswa uye 10% mabhonasi mapepa kana iwe unoshandisa Bank of America account. Hapana muganhu wehuwandu hwemashoko aunogona kuwana uye pfungwa hadzina kupera.

Chimwe chezvikwereti zvishoma zvokufambisa makadhi emakadhi ekubhadhara vadzidzi, BankBeardard Travel Rewards yeVadzidzi veVisa haina mari yekutengeserana kunze kwenyika, zvichiita kuti zvive zvakanaka kune vadzidzi vanoronga kupedza semester kana vaviri vachidzidza kune imwe nyika.

Avhareji yekutanga ye 0% inoshandiswa pakutenga (kwete kuenzanisa kutengesa) kwekubhadhara mabhiriji gumi nemaviri. IAAP yakawanda yekutenga mushure mekunge nguva yekutangira uye kuwedzerwa kwehuwandu i 14.99% kusvika ku22,99%. Iko APR inotangira mari iri 17.99% kusvika 24.99%.

Kuenzanisa: Kadhi rino rine bhonasi iri nani uye nguva yakareba yekutangira kupfuura Citi ThankYou Inofanirwa Kadhi yeVadzidzi veChikoro iyo inopa 2 500 bonus points uye 0% APR kwemwedzi 7.

IBanAmericard yeVadzidzi haina kupa mibairo, asi ine 0% yevhesi yekutangira pakutsvaga uye kuenzanisa kuendeswa kwekubhadhara mabhii 15 (anenge mwedzi 13). Mushure menguva yekutanga, APR inogara iri pakati pe10,99% ne20,99% zvichienderana nekutora chikwereti.

Ichi ndicho chimwe chezvikwereti zvakaderera zvezvikwereti zvemakadhi emakwereti pamusika, kunyange kune avo vanofanirwa neAPA pamucheto wakakwirira.

Iyo APR inotangira mari iri pakati pe13,99% uye 23.99%, zvakare zvichienderana nekwereworthworthiness yako. Ipamusoro 24.99% APR ichashandisa kuBash Cash Achivances iyo inosanganisira kufambira mberi kweATM, kuchengetedzwa kwemadhora, kana kutenga mari yekuraira.

A 3% yekutengeserana kunze kwenyika inoshanda kumatengesi akaitwa mune imwe nyika mari.

Bhuku reAmerica Mudzidzi Chekwereti Chekwereti

Mari yekubhadhara, mari inotangira, uye mari yekuripa iyo yakafanana kune makadhi matatu.

Ndeipi Bhizinesi reAmerica Mudzidzi Wemari yeKadhi Unofanira Kusarudza?

Zvakakosha kucherechedza kuti semukuru wechidiki pasi pezera remakore makumi maviri nemaviri , unofanirwa kuva nemari yako yega kana kuti mutsigiri kuti akwanise kuwana kadhi rechikwereti. Saka, kana iwe usina basa, unofanira kutora mubereki wako kana mumwe munhu mukuru pazera remakore makumi maviri nemashanu kuti awane kadhi rechikwereti newe, kunyange iwe uri mudzidzi wekoroji.

Makomborero emakadhi emakadhi ane ngozi kuvanhu, kunyanya nemari shoma, nokuti vanokuedza kuti upedze zvakawanda mukuedza kuwana mimwe mibayiro. Sekutanga kadhi rechikwereti, BankAmericard yeVadzidzi ndiyo bheti yakachengeteka.

Nokuda kwevashandi vane kadhi rechikwereti vane ruzivo vanoda kupiwa mibayiro, mari inowanzova nani nekuti inonyanya kukosha kupfuura chirevo chekwereti kune kutengesa kutengesa. Kana iwe usingafambi nguva dzakawanda, maropafadzo ekufambisa haabatsiri.

Yakapedzisira kuongororwa naJune 19, 2015. Mheteti yemakadhi yemitemo nemamiriro ezvinhu zvinogona kuchinja kubvira panguva yekuongororwa uku. Chengetedza webhusaiti yekwereti yekwereti nokuda kwekutengesa kwemazuva akawanda uye mazwi.