Sarudza chibvumirano chakanaka chekubhadhara chikwereti chako chemutero
Purogiramu yemwedzi yekubhadhara inowanzoita nzira iri nyore kukubhadhara chikwereti chero chipi zvacho chakakura, kunyange mutoro wemitero, uye, hongu, iwe unogona kuita zvirongwa zvekubhadhara neInternal Revenue Service.
IRS inongoda mari yayo, saka inoita kuti zvive nyore kwauri kuti ubhadhara chero mitero yaunogona kubhadhara. Zvikamu zvina zvakasiyana zvezvirongwa zvekubhadhara zvinowanikwa maererano nemimwe mitemo, uye kufarira uye mamwe mari anowanzoshanda.
Zvakavimbiswa Zvinyorwa Zvisangano
I IRS ichabvumirana nekugadzirisa hurongwa hwekugadzirisa kana iwe unokwereta $ 10,000 kana pasi kusvika muna 2017. Unofanirwawo kuwana zvose zvinotevera:
- Iwe hauna kutora nguva kana kuti kubhadhara munguva yemakore mashanu apfuura. Izvi hazvirevi kupatsanura kwenguva yekuisa. Zvinoreva kusarirwa mutsetse wemitero usingabatanidzi chinhu.
- Zvose zvekubhadhara mutero zvakadhwa.
- Iwe uchabhadhara chikoro chako mumwedzi 36 kana pasi.
- Iwe wakanga usina zvimwe zvibvumirano zvekugadzirira mumakore mashanu apfuura.
- Iwe unobvumirana kuisa pane nguva uye kubhadhara nenguva panguva yemitero yemakore inotevera.
Kubhadhara kwemwedzi pamwedzi iyo IRS ichagamuchira ndiyo yakawanda yemari yako yakakodzera, kusanganisira chirango uye chido, chakakamurwa nemwedzi 36. Asi kana iwe uchida kubhadhara zvinopfuura izvi kuti ubvise chikwereti mumwedzi isingapfuuri 36, iwe zvechokwadi unogona.
Kubatsira kukuru kwechibvumirano chechipo chekugadza ndechekuti IRS haisi kuzoisa federal tax bond pamusoro pako nekuda kwekutengesa mitero yakakodzera.
Mitero yemitero inoshushwa kune zvikwereti zvekwereti uye inoshatisa zvinokanganisa chikwereti chako. Kana iwe uchinge uedza kutengesa imba iyo inotungamirirwa nehuni, IRS inobhadharwa kutanga. Zvechokwadi, kana iwe ukapinda muurongwa hwekubhadhara iwe hauna kutendeuka, zvinogona zvachose uye kunyange zvichida kuti hurumende ichaisa mari yekubhadharira iwe, zvichienderana nekukura kwechikwereti chako.
IRS haizokukumbirei kuti muzadze zvinyorwa zvemari, Fomu 433-F, mukuedza kuongorora mamiriro ako emari aripo. Sezvakataurwa, rudzi urwu rwebvumirano runogamuchirwa kana iwe ukasangana nemashoko.
Yakagadziriswa Installment Agreements
Kana iwe usingakwanisi kugadzirisa zviyero zvechibvumirano chechibvumirano chakavimbiswa, iwe unogona kukodzera kugadziriswa kwechigwaro chechipo panzvimbo panzvimbo. Vateresi vanogona kukodzera kuwana rudzi urwu rwechibvumirano apo chikwereti chakweretwa ku IRS chiri $ 50,000 kana pasi kusvika muna 2017. Mubhadhara anofanira kubvumirana kubhadhara chikamu mumwedzi 72 kana kupfuura.
Chibvumirano chechigadziriswa chechikamu chikamu che IRS "Fresh Start Program" yakagadzirirwa kubatsira vateresi vanokwereta mari. Pamberi Patsva Kutanga, IRS yaizobvumirana nezvibvumirano zvakarongeka chete kana chikwereti chakanga chiri che $ 25,000 kana kuti pasi uye muteresi akabvuma kubhadhara zvachose mumwedzi 60.
Sezvimwe nezvimwe zvipikiso zvese, IRS inoda kuti iwe uise mitsara yako yese yekutora kutanga kana chero nguva yapera, uye iwe unobvumirana kubhadhara mitero yako yekudzoka nenguva uye kubhadhara mitero yako nenguva munguva yemberi.
Kufanana nechibvumirano chechibvumirano chakavimbiswa, ruzivo rukuru rwechibvumirano chechigadziriso chekugadziriswa ndechokuti IRS haisi kuzopa federal tax bond muchiedza kukuunganidza kubva kwauri.
Uyewo IRS haizokukumbirei kuti muzadzire chemari yeFomu Fomu 433-F kuitira kuti iongorore mamiriro ako emari aripo.
Partial Payment Installment Agreements (PPIAs)
Kana hutori huripo hwechibvumirano chechigadziriswa kana chechigadziriswa chinoronga hachikwanisi mubhajheji yako, unogona kunge uri nani kubvuma chibvumirano chechipo chekubhadhara chikamu . Iyi ndiyo chirongwa chekubhadhara chirongwa apo kubhadhara kwemwedzi kwepamusoro kunobva pane zvaunokwanisa kuwana chaizvo mushure mokufunga nezvezvinhu zvako zvinokosha zvekugara.
Kusiyana nezvibvumirano zvakavimbiswa kana kuti zvakasununguka, chirongwa chekubhadhara chikamu chinogona kuiswa kuti chivhare nguva refu yekubhadhara uye IRS inogona kuisa federal tax bond kuchengetedza zvido zvayo mukuunganidza chikwereti. IRS ichakukumbira kuti uzadze Fomu 433-F, mutemo wezvemari, kuti uudze mari yako yakawanda uye mari yekugara kwemwedzi mitatu yapfuura.
Iwe uchafanirwawo kupa mapepa epa paystubs uye mabhangi semagwaro anobatsira. Iwe uchafanirwawo kutsigira hupi hupi hwehutano hwaunayo mune zvehupfumi. Mune zvimwe zviitiko, IRS inogona kudikanwa kuti utengese zvinhu izvi kubhadhara chikwereti chako chemutero pane kupinda muPPIA.
IRS inodzokorora zvinyorwa zvezvibvumirano zvezvimwe zvikamu zvese makore maviri kuti uone kana matambudziko ako emari akachinja uye iwe unogona kukwanisa kubhadhara zvakawanda.
"Isina-Yakarongedzwa" Zvikamu Zvisungo
Iwe unofanirwa kutaurirana iwe pachako chibvumirano chekugadzirisa ne IRS kana chikwereti chaunenge uine chikwereti chiri kupfuura $ 50,000, uye iwe unogona kubatsirwa rubatsiro rwetero kune izvi. Chibvumirano chisiri chechirongwa chakakodzeriwo kana iwe uchida nguva yekubhadhara kwenguva yakareba kupfuura makore mashanu kana iwe usingasviki chero imwe yezvimwe zviyeuchidzo zvekugadziriswa kana chirongwa chekugadzirisa.
Chibvumirano chakadaro chinotaurirana zvakananga ne IRS vashandi uye inobva yadzoserwa kune maneja we IRS kuti iongorore uye kugamuchirwa. I IRS inogona kuisa federal tax bond kana isina. Izvi zvinowanzotaurwa se "zvisingaenzaniswi" nokuti inowira kunze kwe IRS 'mirayiridzo yekuti zvibvumirwe kubvumirwa. IRS ichakumbira kuti iwe upe Fomu 433-F kuitira kuti inogona kuongorora izvo zvaunogona kubhadhara mwedzi mumwe nomumwe kutarisa yako.
IRS inogona kukumbira kuti iwe uedze kutengesa zvinhu, kutora chikwereti chebhangi, kana kuwana chikwereti chekuwana chikwereti kuitira kuti iwe unogona kubhadhara chikwereti chako chemutero usingapindi muchirongwa ichi chechigwaro chechigwaro. Tsvaga mazano emumwe muteresi ane kodzero dzakabvumirwa nehurumende, zvakadai seanoshanda, kana iwe usingakwanisi kubhadhara chikwereti chako chemutero mune imwe nzira. Unyanzvi unogona kutaurira IRS panzvimbo yako uye inogona kukubatsira iwe kutarisa nzira yacho kuti irege kukura. Unyanzvi unogona kukubatsira kuti uongorore mararamiro ako emari uye mitero kuti ubatsire kusarudza chirongwa chipi chinonyatsoenderana nezvaunoda.
IRS Resources Zvaungada
- Fomu 9465 : Fomu yakashandiswa kukumbira chibvumirano chechigwaro
- Online Payment Chibvumirano: Chikumbiro chekutumira chibvumirano chako chekugadza chikumbiro paIndaneti zvakananga paIndaneti ye IRS.gov
- Fomu 433-F : Nyaya yezvemari, iyo inonziwo Collection Information Statement, inoshandiswa ne IRS kuongorora mari yomubhadhara, kubhadhara mari, uye kukosha kwezvinhu.