Mutsva unovandudzwa we "Blue" kadhi
The Blue Cash Everyday Card kubva kuAmerican Express Ndiyo: Vanhu vanoda kuwana mari mibairo pakutenga kadhi rechikwereti.
Chikwereti Chinodiwa: Fair to Excellent (660+)
Nezve Blue Cash Everyday Card kubva kuAmerican Express
Pros
- Anogutsa, asingagumi kushandiswa kwemari.
- Mibairo yakakwirira yakagadzirirwa pakutenga "zuva nezuva".
Cons
- Zvakanaka kumusoro APRs.
Makomborero
- 3% mari zvakare kumashure
- 2% muzvitoro zveUnited States uye (sarudza) dhipatimendi reUnited States
- 1% pane zvimwe zvose zvinotengwa.
- $ 100 statement chikwereti kana ukaita $ 1 000 mukutenga mukati memwedzi mitatu yokutanga
APRs
- 0% pakutenga uye kuendeswa kwemaari kwemwedzi gumi nemashanu (zviyero zvinofanira kuendeswa mukati memazuva makumi matatu ekutanga kuti uwane chikwata chekutsvaga)
- 12.99 kusvika ku21,99% mushure mezvo, zvichienderana nekodzero yako yemari.
- Mari inotangira APR: 25.24%
- Chirango APR: 27.24%.
Mari
- Kwete mari yegore negore.
- Mari yekubhadhara kwekupedzisira: Kusvika ku $ 37.
- Mari yekubhadhara yakadzorerwa: Kusvika ku $ 37.
- Mari yekubhadhara mari: $ 5 kana 3% yemari.
- Mari inotangira mari inosvika: $ 5 kana 3% yekutangira.
- Pamusoro pemutengo wemari: Hapana.
Bhokisi rebhuruu zuva rega rega kubva kuAmerican Express Review
American Express yakavandudza Blue Cash kadi, mumhando mbiri. Iyi shanduro haina mari yegore negore asi ine mibayiro shoma ine rupo kupfuura yeBlue Cash Preferred Card, iyo ine $ 75 yemari yegore negore.
Bhuku reBlue Card yepakutanga, iyo Amex isisiri kushambadzira, yakanga ine zvikanganiso zvakawanda, zvisati zvishoma zvayo zvaive zvinyengeri zvinoshambadzira. Tsamba yemakadhi ichiti iwe unogona "kuwana kusvika ku5% mari yakadzoka" nekadhi, asi chokwadi ndechokuti iwe hauna kuwana 5% kusvikira wapedza zvishoma $ 6 500 pamakadhi, uye chete ipapo pane gasi uye zvekutengesa.
Iwe unotofanirawo kumirira gore rakakwana iwe usati wawana mubairo wako, nenzira yekatauriri chikwereti.
Amex akagadzirisa zvizhinji zvezvinetso izvi nemakadhi matsva aya maviri.
Kune zvidimbu zvakasiyana-siyana pakati pekadhi rino neBlue Cash inofanirwa. Iwe unowana 3% chete pamashambareti (kusabatanidzwa nemashamba ezvitoro), 2% pamagetsi uye madhipatimendi, uye 1% pane zvimwe zvose zvekutenga, pasina chikamu, kana 6% -3% -1%, maererano iyo yakanakira kadhi. Iyo yokutanga kushandisa bhonasi iri $ 100 pane kadhi rino, nepo Inofanirwa mubayiro inokwana $ 150 kuti ive nemari yakafanana inoshandiswa.
Makomborero ekuregererwa akafanana makadhi maviri. Kana uchangobva kutenga $ 25 muzvipo, unogona kuzvidzikinura nokuda kwezvinyorwa zvinyorwa, kunyange zvazvo Amex anoti unogona kuvadzikinura nokuda kwekutengesa uye makadhi emakadhi, paAngx's discretion.
APRs pamakadhi maviri aya akafananawo: 0% pamatenga uye kuendeswa kwemashure kwemwedzi 15 yekutanga, uye 12,99 kusvika ku21,99%, uye zvichienderana nekwereti yako.
Nyaya
Iyo Preferred version yakajeka zviri nani kune mabhiri maviri matsva eChared Cash, zvichida mugore rokutanga, achifunga mari ye $ 150 yaunogona kuwana. Mushure meizvozvo, zvinonyatsoenderana nemitemo yako yekushandisa uye kuda kwako kubhadhara mari yegore negore.
Iwe unogona kuwana mari yakawanda neKadhi yaunofarira kupfuura iyi.
Chero kadhi inguva yekuvandudza kukuru kubva kuBlue Cash kare yekare.
Enda Kunzvimbo Yadzo Yepaiti
Yakagadziridzwa musi waOctober 22, 2014. Mazwi emakadhi ekubhadhara uye mabhonasi ekuisa mabhizimusi anokwanisa kuchinja kubva panguva yekuongorora uku. Taura nezvekushandiswa kwemagariro nemamiriro ezvinhu.