Upenyu hwemai vanogara-pamusha amai (SAHM) rakakombwa nenhema dzakawanda. Kubva pane pfungwa yokuti anogara pamubhedha zuva rega rega achitarisa TV kune pfungwa dzenhema kuti murume wake anomhanyira kuratidzwa, makuhwa anoita seasingaperi. Chimwe chezvinyorwa zvikurusa pamusoro pekugara-pamusha amai vanoenderana nemari, uye inyaya inobata amai pamusoro peamai uye SAHM pamusoro pevanhu. Gadzirira kugadzirisa iyo mari mari isina kururama pamusoro pevakadzi ava.
01 Gara-pa-Momes Moms Akapfuma
Vamwe vanhu vanofunga kuti maSAHM ari kurarama upenyu hunofadza uye kuti vabereki vari kumusha havafaniri kunetseka nezvemari nokuti munhu mumwe anowana mari mumba anofanira kuuya kumba kumba kwemazana matanhatu. Pew Research yakanyatsoona kuti 34 kubva muzana yekugara-kumusha vanaamai varombo vane 10 muzana chete yezana yekugara-kumba-mamama avo vane chikoro chekudzidza vachiwana mari inosvika $ 75,000. Iyi 10 muzana inoshandura kune imwechete yezana yemamamiriyoni makumi maviri nemashanu eUnited States, vose vanoshanda maamai neSAHMs, vane makore 18 kusvika ku69. Vafumi vanogara-pamba varipo asi nhamba dzinoratidza kuti haisiwo sevanhu sezvavanofunga.
02 Gara-pa-Mama Moms Haasi Kuchengetedza Mari
Kutaura zvazviri, vazhinji vanogara-pamusha mamama ndivo vatenzi vemari. Vanofanira kuva. Kurera vana kunodhura uye kurera vana pane imwe mari haisi nyore. Asi kuburikidza nekuva nehuwandu hwebhajamiro panzvimbo uye nekugadzirisa kana zvichidiwa, SAHMs inokwanisa kukwanisa kungoona zvose zvinodhura asiwo bhangi mari yemvura, kunaya kwemhuri uye kunyange mari yekoroji.
03 Garai-Musha Moms Pinch Pennies kusvika Pfungwa Mhuri Yacho Inotambura
Hungu, mhuri dzine mubereki umwe pamba dzinocheka makona asi mhuri dzose, kunyange avo vane vabereki vaviri vanobata, vanofanira kutsvaga nzira dzekunamatira peni. Mhuri dzine mumwe mubereki anogara kumba dzinofanirwa kuchenjerera nemari yemhuri yavo. Izvozvo hazvirevi kuti iwe unofanira kukwikwidza zvokudya zvekudya zvekudya zvekudya zvepatchup zana zana iwe unogona kupinza muhomba kumba kana kuparadzanisa mapepa maviri ega yega muP-TP imwe kuti uwane bheji yakanaka kune buck yako. Kunyange zvazvo SAHMs dzichiramba dzichitarisa mari yemhuri, dzinowanawo nzira itsva dzekutambanudza mhuri imwe chete yekubhadhara pasina munhu wose anonzwa achirasikirwa.
04 Gara-pa-Mama Moms Usabatanidzwa Nhepfenyuro
Zvisinei, kugara-kumba-mamamu kunobatsira pamhuri yavo pasi nenzira dzakawanda. Kana zvasvika pakugadzira nzira yekuita mari, kugara-kumba-moms haugoni kurohwa. Vanotengesa zvisikwa zvavo, zvakadai sezvishongo kana zvipo zvakavezwa. Vanoita mapoka emhuri semutengesi kutengesa maitiro, mabhuku, zvipfeko nezvimwe. Vanotsvaka mikana yepaIndaneti yekushanda semudzimai wezvitoro, munyori kana mufananidzo.
Kunyange kune avo vasingatsvaki mari yekugadzira mari, ivo vachiri kugovera kumhuri yavo mari mune imwe nzira yakasiyana. Ongororo ichangobva kuwanikwa yakawana mugove unokura wekugara-pamusha amai vanogona havakwanisi kuwana basa. Uye kutsvakurudza kunoratidza zvakare nhamba yevakadzi yekugara-pamusha mamamamu vari kuwedzera kubva pamusana pokukwira mari mukutarisira vana. Kune vamwe, mari yekuchengetwa kwevana pamwe chete nemari yemotokari, gesi, kugadzirisa motokari, zvipfeko uye mabiko zvinoita kuti zvive kushanda kunze kwemari yemusha kupfuura kugara kumba.
05 Gara-pa-Mama Moms Usaita Zvisarudzo Zvemari
Nhasi SAHMs iri kutarisira bhajeti yemhuri, kubhadhara mari uye kuchengetedza mari. Vangasave vari ivo vanonzi vanogadzirisa zvokudya asi mumhuri dzakawanda ivo vane mari yakawanda iyo inonyatsoita kuti mari inotambirwa inobhadharwa, imwe yemari yakasununguka uye bhajeti ichi ine yakakwana yakasara kuribhadhara kuitira mabasa evana okuwedzera .