Chibvumirano Chinodiwa Pamitengo Yokutenga Inogona Kupisa
Iwe unoziva uyo anonyatsoda anoda kusanganisira chikwata chekukwira mumutengo wekutenga ? Real estate agents. Kunyanya vatengi vanyori vanoratidzika sevanonyanya kutendeka pamusoro pemutambo uyu. Asi vashandi havasi ivo vanokanganisa kufarira muzvikamu zvekukwira kwepamusoro nokuti kazhinji ndivo vashandi veimba ivo pachavo vanozvikwidza nekuratidza kuti chikwata chekuwedzera, chinonziwo chikwata chinopinza, chinogona kunge chiri pfungwa yakanaka.
Chii chinonzi Escalation Clause?
Chikwata chekuwedzera chinowanzoshandiswa mune imwe nguva inopa-kupa mamiriro ezvinhu.
Izvo zvakafanana nemutsara: bhiza rakakosha. Inoshandiswa kuedza kufambisa makwikwi ose mukukwikwidzana kwekutambira. Chaizvoizvo, zvinoreva kuti mutengi achabhadhara X chikamu, iyo inogona kuva nhamba ipi zvayo kubva pa $ 100 kusvika kumazana ezviuru, kumusoro uye kupfuura kwepamusoro pekupihwa kwakagamuchirwa nemutengesi, uye inowanzo ine kapu yedenga.
Chimwe chimiro chekuwedzera kwechikwata chinogona kuverengwa nenzira inotevera: Mutengi anobvumirana kubhadhara $ 1 000 pane imwe yepamusoro inopiwa yakagadzirwa nemutengesi, kwete kudarika mutengo wekutengesa we $ 315,000. Mutengi angada kushandisa chigwaro ichi muchikwata chekutenga kana zvichiita sevamwe vatengi vanogona kukwidza mutengo pamusoro pemutengo wakatarwa.
Iti nzvimbo yacho yakanyorwa pa $ 295,000. Iine mabhero ose uye nziyo dzemhepo kune zvinodiwa nemutengesi, uye iri mune imwe nzvimbo inoda kudiwa pane imwe runyararo cul-de-sac. Dzimwe nguva, muongorori wekutsvaga achapa vatengi mazano kuti zvose zvinopiwa zvichataurwa pane rimwe zuva pane imwe nguva, uye izvo zvingangodaro zvinyorwa zvako izvo mutengesi anotarisira kugamuchira zvinopfuura rimwe chete.
Muchiitiko ichi chekutengesa kwemashamba emutengesi uye imba inobwinya yakanyorwa pa $ 295,000, mutengesi anogona kugamuchira zvipo zvakadai se:
- $ 290,000 (nokuti pane nguva dzose munhu anotenda kuti hapana mumwe munhu achauya.)
- $ 295,000
- $ 305,000
- $ 310,000
Kana mutengi wechina achiendesa chikwata nechokuwedzera kwechirevo sezvataurwa pamusoro, zvinoreva kuti mutengi achabvumirana kubhadhara mutengesi $ 311,000.
Mutengi anofara nokuti mutengo uri $ 4,000 pasi pemutengo wakakwana mutengi aida kubhadhara, uye mutengesi anowana zvakanakisa kupa. Izvo zvose zvinoratidzika zvakanaka uye zvakanaka, asi ndizvo?
Dhiyabhorosi kusvika kuEccalation Clause
Kubva pane chinotengesa mutengesi, chikamu chekukwirira chingasave chakanakisisa kune mutengesi. Kubvuma kupiwa nechikwata chechikwata kunoreva mutengesi haakwanisi kutora mazano akawanda kune mamwe mapato kana kuramba achikurukura. Mumuenzaniso wepamusoro, mutengi akatora mari kubva patafura. Mutengesi akarasikirwa ne $ 4,000.
Icho chinotarirwa kuti kana mutengo wepamusoro wemutengesi wakanga uri $ 315,000. Zvichida zvaive zvakakwirira, asi mutengesi anogamuchira kambani nechechi yepamusoro-soro haazombozivi kuti yakakwirira sei mutengi angatengesa.
Uyezve, mumhando iyi ye-multiple-offer situation, inogona kuva muchitarisiko chakanakisa mutengesi kubudisa mvumo yekupa. Mune dzimwe nheyo dzakadai seCalifornia, somuenzaniso, mutengesi anokwanisa kuita mhinduro yakasiyana kune umwe neumwe wevatengi, kana mutengesi saka achida, kana kune mumwe chete kana vaviri vatengi. (Tinotaura nezveCalifornia nokuti hurumende inotungamirira kutungamirira rudzi.) Mutengesi ane zvakawanda zvinogona kuwanika mune multiple multiple counter offer situation. Nhamba yega yega inogona kuyerwa uye kuongororwa zvakasiyana.
Iti, somuenzaniso, kuti mutengesi anogadzirisa kuda kwemashamba kune yakasimba kumusha kuti mutengesi angasarudza kusatora chero ipi zvayo yekupa kutenga kana kuti kurwisa chero ipi zvayo. Icho nguva dzose chinogona. Mune mamiriro ezvinhu aya, mutengesi anogona kuchinja mutengo wekutengesa weimba, kuti, $ 315,000, uye utange kubhadhara zvakare. Izvo zvinokanganisa pane izvi, zvisinei, pane zvingave zvisina kumbobvira zvichitora kana mazuva ari pamusika angagara kwenguva refu, uye iyo inogara iri njodzi apo mutengesi achisimudza mutengo. Kunyange zvakadaro, inogona kunge iri mhinduro inogadzirisa, uye inofanirwa kuongorora pane kugamuchira chibvumirano chechikwata chechikwata.
Nei Vatengi Vachiedza Kuenda Kumakwikwi Emakwikwi
Haasi mutengi weimba yose anonakidzwa nekufungidzirwa uye kushungurudzika kunouya nenharaunda yekukurukurirana kutenga imba .
Vatengi vari kunetsekawo nezvekukwikwidzana, uye vamwe vanoramba kutumira chipiro mune zvakawanda-kupa mamiriro ezvinhu. Nokutaurira chikwata chekuwedzera, chinogona kuwedzera mukana wevatengi wekugamuchira kugamuchira uye inogadzirisa zviyero zvitsanangudzo zvinotsanangura nzvimbo yekunyaradza yomutengesi.
Pasinei nokuti chikwata chekukwidziridza "chepamutemo" munharaunda yese chinotarirwa kududzirwa kwepamutemo. Izvozvo hazviregi vamiririri kubva pakuratidza kuti ivo kana vatengi vachida kuzviita. Pamusoro pezvinangwa zvose, zvisinei, zvingaita sezviri nyore nyore kune mutengi kuti aite zvigaro zvepamusoro uye zvakanakisisa uye zviitwe nayo.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.