Mitemo yekudaidza Kubhadhara Mutero Unlimited
Kana iwe uri weWest Virginia resident uyo anoronga kubhadhara chikoro chekoroji kumwana kana mumwe munhu waunoda, unofanira kunge uine ruzivo rwakawanda sezvinogoneka pamusoro purogiramu yekuchengetedza korojiji 529 munyika yako.
Mashoko aya anotevera anosanganisira mufananidzo weWest Virginia's plan, mitero inobhadharwa inowanikwa kune vanopa uye nezvimwe. Kunyange zvazvo mhuri dzinowanzovimba nezvikwereti uye rubatsiro rwezvemari kuti rubhadhara chikoro chekoroji yevana vavo, zvirongwa zvekuchengetedza ndeimwe yenzira dzinokosha dzinowanikwa kufamba netsoka yekoroji pamwe chete.
Ndokusaka zvakakosha kutanga hurongwa hwekutanga - mwana wako asati achifamba nechepamutambo weimba yavo yepamusoro-soro uye yakanyanyisa kurega kuchengetedza.
Zvaunotarisira Kubva kuWest Virginia College College Savings
Chii chinoita kuti chirongwa cheWest Virginia cha 529 chibude kubva pane zvirongwa zviripo kune dzimwe nyika? Kutanga, vagari vanoita basa muhurumende yehurumende ye 529 vanogona kutora chikamu chose chemupiro wavo, kusvika pamwero wemari yavo. Izvozvo zvinowedzera kuisa West Virginia mune imwe nhengo yezvayo pachayo pazvinouya kumapurogiramu 529. Icho chiri chimwe chezvikamu zvina munyika iyo inobvumira kubviswa kusingagumi kwepurogiramu yekuchengetedza korojiji. Uyezve, kuderedzwa kusingashandisi kunogona kutungamirirwa kwemakore mashanu.
Mwana wako haafaniri kunge achienda kune imwe yunivhesiti yemakore mana kuti abatsirwe purogiramu. Inogonawo "kushandiswa kubhadhara dzidzo yepamusoro pane zvikoro zvepamhizha uye teknolojia, zvikoro zvekudya, vashandi vanochera kudzidzira makirasi, makoroji emunharaunda nevamwe vazhinji," maererano neWest Virginia State Treasurer's Office.
Chii icho WV 529 Purogiramu Yokubhadhara Mutero Kunokosha
West Virginia vagari vanoedza kusarudza kuti vashandise hurongwa hweWV 529 kana humwe hurumende yeChishanu 529 chirongwa chekuda kubhadharira mari inogona kubhadhara mari yekupa muganhu wavo wehurumende. Mune mamwe mazwi, vachakwanisa kuchengetedza zvakawanda kana zvishoma neurongwa hweWest Virginia kune humwe hurumende here?
Tichifunga kuti nzvimbo yepamusoro yeWest Virginia yekubhadhara mutero inokwana 6.50 muzana, imwechete ye $ 1 000 yakapiwa inogona kuponesa mubhadhari kusvika pa $ 65 panguva yengero. West Virginia haisi kupa hutori hwekubhadhara mutero kune vagari vanozvipira kune dzimwe nyika dzepurogiramu yekuchengetedza kana mamwe mhando dzekoroji dzekuchengetedza koroji yakadai seChonddell Education Savings Account (ESA) kana ATMA Custodial Account , iyo yakafanana nedzimwe nyika dzakawanda .
Kana iwe uchifunga kana iwe unonzwisisa zvikomborero zveWest Virginia purogiramu yekuchengetedza koroji, zvakakosha kutaurirana nemudzidzisi wemitero kana unyanzvi akafanana asati atanga kunyora. Iva nechokwadi kuti wakatsvakurudza zvose zvasarudzo zvinowanikwa kwauri uye, saka, unogona kuita sarudzo yakanakisisa yemhuri yako sekukwanisa kuchengetedza kwekoroji.
Kuzvitsvaga Kubhadhara Mutero
Vagari vanogona kudavira kuWest Virginia 529 kubhadhara mutero wepurogiramu pamuganhu 42 weWest Virginia Virginia Mhedzisiro yeWest Virginia kukodzero ndeye "pamusoro pemutsetse" kugadziriswa kwemari, zvinoreva kuti vagari vemo vanogona kuzvitaura kunyange kana vasingatauri zvimwe zvakaderedzwa (kusarudza nokuda kwekuderedzwa kwemazuva ose). Nyika dzakadai saNew York dzakafanana nenzira iyi. Uyewo, hapana purogiramu yekuwana mari paWV 529 mubhadharo wemutero.
Referesi uye Zvinyorwa
Zvimwe zvinowanikwa pamusoro pekoroji yekugadzirisa hurongwa hwekubhadhara mutero kunogona kuwanikwa paWest Virginia Department of Revenue website.