Iyo ETF yakasiyana sei inogona kukushandira iwe
Hazvina mubvunzo kuti zvipo zvinokonzera kugoverana zvinosarudzwa nekusarudzwa kwekutsvaga. Vatengesi vanofarira kufarira zvikwereti kuitira kuti vagadzirise purojekti, kuderedza dambudziko, kuvhara kurwisana nekutengesa kwezvinhu kana kuti kugadzira ruzivo rwemari. Uye kuitira kuti zvizadzike zvinangwa izvi, vatengesi vanogona kushandisa, mashizha, mutengo wemari, uye kunyange mararamiro ETFs.
Zvisinei, zvikamu zveEFF zvinoshanda zvishoma zvakasiyana nezvimwe zvinotengeswa, saka zvakakosha kunzwisisa kusiyana.
Chii chinonzi ETF Degid?
ETF yakabatanidzwa ine zvikwereti zvinokonzera chikwereti uye kazhinji inotarisa chikamu chinowanikwa. Nzvimbo dziri muhomwe kana index dzinosarudzwa zvichienderana negova ravo. Dzimwe dzeEFs dzinoshandisa sarudzo yakawanda inowanikwa mumusika zvachose, kana inogona kugoverwa.
Semuenzaniso, kune zvimwe zvikamu zveEFF zvinoshandiswa pamusika wemari yematokari akabatanidzwa uye kune mamwe ayo anobva pane imwe nzvimbo yakadai senharaunda yakasiyana-siyana yeEF kana kuti inotengeserana yemari yematengesi ETF.
Kuparadzanisa Kwazvo Kunobhadharwa
Kungofanana nechikwata chekutengeserana kana mari, chikamu ichi chinonzi chakarurama mukodha yako yekutengeserana . Zvisinei, pane zvimwe zvirongwa zvekugoverana izvo zvinowedzerazve chikamu kune imwe nzvimbo.
Semuenzaniso, pamwe chete nemari, mutengo unogona kushandiswa kutenga mamwe mashizha ematokisi muhomwe. Kazhinji, hapana chekubhadhara mari yekubhadhara chikamu.
Zvisinei, munyaya ye ETF, chikamu chinoshandiswa kuti chisati chatenga zvikamu zvezviyo muhomwe (sezvo ETF yakagara yakatunganidzwa), asi inoshandiswa kutenga mimwe migove ye ETF.
Izvo zvakaderera kune izvi ndezvokuti pangangodaro kune mari yekubhadhara pamitengo yekutenga.
Ndezvipi Zvakagadzirirwa Taxed?
Izvo zvikamu zvinobva kuT ETF zvinobhadharwa , asi mutero wekutere unotarirwa kana chikamu chinosarudzwa sechikodzera kana chisina kukodzera. Chimwe chikamu chakanaka chinotsanangurwa necheti yezvirongwa zvakadai sehurefu hwenguva inoshandiswa.
Chikamu chisingawanikwi chikamu icho hurumende haifungi kuti chikamu chechokwadi chezvikwereti zvakadai sezvikwereti pamabhengi emari yemari, zvikwereti pfupi pfupi mutual fund inowanikwa muzvikwereti, zvikwereti kubva kune chikwereti chenhengo, zvikwereti muIRA yako, uye zvikwereti kubva kuRIT. Izvi zvinokonzerwa nemitero yakatarwa yemutero.
Kubatsirwa
Sezvatareva pamusoro apa, kune zvikonzero zvishoma zvekutarisa zvikamu zveEFs. Vanoumba ruzivo rwekuwana mari , dzimwe nguva vanhu vanozviti vakachengeteka kupfuura mamwe mazvikwereti, kuparadzanisa, kugadzikana, uye kugadzirisa ngozi uye kutengesa.
Kukanganisika
Kunyange zvazvo vanhu vachifunga kugoverwa kwezvinhu sevakadzivirirwa pakurwisana nehupfumi, dzimwe nguva kugoverwa kwezvibereko hakuiti zvakanyanya kuwedzera kwehuwandu hwekuwedzera uye naizvozvo hausi kunyatsoisa dambudziko.
Uyezve, makambani anopa chikwereti anopa chikamu anogona kusarudza kuderedza chikamu chavo kana kuti kubvisa zvose pamwe chete.
Imwe nzira iyo dzimwe ETFs uye chikwereti chakakonzera kurwisana kwekuderera muparadzana ndechokusarudza zvikwata zvave zvichibhadhara zvikwereti kwenguva yakareba kana kuva nehutano hwakagadzikana.
Nzira Yokusarudza Dhigiridzi
Izvo zvinoenderana nezvimwe zvinhu- kushivirira kwehutano , zvinangwa zvemari, chikwereti chako, nezvimwewo. Handigone kukupa mhinduro iyoyo. Zvisinei, ndinokwanisa kukupa mazita eEFF aunogona kutsvakurudza uye kusarudza kuti ndeipi yakakosha yekutsvaga kwako sarudzo .
Uye sekuda kwekutsvaga mari, mutual funds, kambani yekambani, ETF, Index kana zvimwewo, tapota ita nechokwadi kuti tsvaga tsvakurudzo idzi ETFs (kana kuti chero ipi zvayo yemari) usati waita chero maitiro (kwenguva refu kana pfupi). Kufambisa kushingaira kwako kwakakodzera, tarisa kuti mari iyi inobata sei pamamiriro ezvinhu akasiyana-siyana ematengesi, tarisa pasi pehovha uye ona kuti chii chiri mumari. Uye kana uine mibvunzo kana zvinetso, ona kuti unobvunzurudza mutengesi wematengesi, mutariri wezvemari, kana imwe nyanzvi yezvemari. Zvisinei, kana iwe ukaita chisarudzo, rombo rakanaka nemabasa ako ose.